【正文】 保險人向＿＿＿＿＿＿保險公司（以下簡稱“本公司”）提交書面投保申請和有關(guān)資料（該投保申請及資料被視作本保險單的有效組成部分），并向本公司繳付了本保險單明細表中列明的保險費，本公司同意按本保險單的規(guī)定負責(zé)賠償在本保險單明細表 ＿＿＿＿＿＿ 簽發(fā)日期：＿＿年＿＿月＿＿日 明 表 一、被保險人名稱和地址： 三、營業(yè)性質(zhì)： 項 保險金額 １．建筑物（包括裝修）： ３．裝置、家俱及辦公設(shè)施或用品： ５．其他： １．清除殘骸費用： ３．專業(yè)費用： 總保險金額： 六、保險期限：共＿＿＿個月。 自＿＿＿年＿＿月＿＿日零時起，至＿＿＿年＿＿月＿＿日二十四時止。 七、保險費率： 八、付費日期： 本保險單受中華人民共和國的司法管轄 財產(chǎn)險保單明細表 Whole Doc. The property insured shall refer to all properties and specified in the Schedule of this Policy. relevant shall be covered under this Policy: ancient ancient and ancient paintings。 3. works of art or postage stamps。 4. advertisements, aerials, neon, pieces of solar energy apparatus etc. on buildings。 5. puter system records or its making and copying costs. relevant 1. guns, ammunition or explosives。 2. banknotes, securities, bills, documents, files, books photograph The Company shall indemnify the Insured in of physicalloss of or damage to the insured property stated in Schedule 1. fire。 2. explosion。 but not including explosion of boiler other reliefdevices。 3. lightning。 4. hurricane, typhoon and tornado。 5. storm, tempest and flood。 but not including loss or damage caused change normal or from canal storm, tempest or flood while being stored in the open or covered by or a shed thatched with reeds, tarpaulins, asphalt plastic not loss damage from driving,groundwork or excavation。 10. crashing aircraft and parts or articles falling from aircraft This Company shall not be liable for: or caused the property and other insured or incurred arising war, operation, armed conflicts, terrorism, conspiracy insurrection, coup d39。 and action nuclear by of or whatsoever as land water pollutions but this does not include loss or damage by ArticleII of this Policy. IV. TREATMENT OF CLAIM 1. The Company shall at its option, indemnify the Insured respect of loss or damage falling within the Scope Cover the by either: of property or damaged or。 paying the necessary cost of repairing or the 2. Indemnity under this Policy shall be based upon sound market value of the damaged property is than sum of value。 If soundmarket value of the property is in excess of the sum insured, the sum If insured property enumerated in the Schedule is more than one item, provision of this clause shall apply to each thereof. on a total loss basis, the salvage value of such item shall be deducted Company at option, decline the abandonment of any damaged property by the Insured. any item respect of each of such item lost or damaged for more than its proportionate 5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall 6. Upon settlement of a claim, an endorsement shall be issued the Company to reduce the sum insured corresponding to the lost loss, no the Insured settlement the an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of to the expiry of the insurance. under insurance not exceed a period of two year counting from the date of loss.S OBLIGATIONS the 1. The Insured and his representative, applying insurance shall make true answers or descriptions to the questions in Proposal and Questionnaire or to any other questions r