【正文】 ects 重置成本 replacement cost 重組計劃 restructuring plan 籌資渠道 funding sources。） 儲蓄分流 diversion of household deposits 儲源萎縮 decline in the availability of household savings 傳導(dǎo)機(jī)制 transmission mechanism 從價稅 ad valorem tax 從緊控制 tight control 存貸款比例 loan/deposit ratio 存款保險體系 deposit insurance system 存款貨幣銀行 deposit money banks 存款準(zhǔn)備金 required reserves 經(jīng)濟(jì)金融術(shù)語漢英對照表 CD D 打白條 issue IOU 大額存單 certificate of deposit（ CD） 大額提現(xiàn) withdraw deposits in large amounts 大面積滑坡 widespread decline 大一統(tǒng)的銀行體制 （ allinone） monobank system 呆賬（請見 “壞賬 ”） bad loans 呆賬準(zhǔn)備金 loan loss reserves（ provisions） 呆滯貸款 idle loans 貸款沉淀 nonperforming loans 貸款分類 loan classification 貸款限額管理 credit control。the tertiary industry 遞延資產(chǎn) deferrable assets 訂貨不足 insufficient orders 定期存款 time deposits 定向募集 raising funds from targeted sources 東道國（請見 “母國 ”） host country 獨(dú)立核算 independent accounting 短期國債 treasury bills 對沖操作 sterilization operation。reserve requirement 法人股 institutional shares 法人股東 institutional shareholders 法治 rule of law 房地產(chǎn)投資 real estate investment 放松銀根 to ease moary policy 非現(xiàn)場稽核 offsite surveillance（ or monitoring） 非銀行金融機(jī)構(gòu) nonbank financial institutions 經(jīng)濟(jì)金融術(shù)語漢英對照表 EF 非贏利性機(jī)構(gòu) nonprofit anizations 分稅制 assignment of central and local taxes。division of business scope based on the type of financial institutions 風(fēng)險暴露（風(fēng)險敞口） risk exposure 風(fēng)險管理 risk management 風(fēng)險意識 risk awareness 風(fēng)險資本比例 riskweighted capital ratios 風(fēng)險資本標(biāo)準(zhǔn) riskbased capital standard 服務(wù)事業(yè)收入 public service charges。s charges 扶貧 poverty alleviation 負(fù)增長 negative growth 復(fù)式預(yù)算制 doubleentry budgeting。the public sector 公有制 public ownership 工業(yè)成本利潤率 profittocost ratio 經(jīng)濟(jì)金融術(shù)語漢英對照表 GH 工業(yè)增加值 industrial value added 供大于求 supply exceeding demand。preferential tariff treatment 規(guī)范行為 to regularize（ or standardize） …behavior 規(guī)模效益 economies of scale 國計民生 national interest and people39。local currency cost of export earnings 匯兌在途 funds in float 匯兌支出 advance payment of remittance by the beneficiary39。excessive inventory 擠提存款 run on banks 擠占挪用 unwarranted diversion of（ financial） resources（ from designated uses） 技改投資 investment in technological upgrading 技術(shù)密集型產(chǎn)品 technologyintensive product 計劃單列市 municipalities with independent planning status 計劃經(jīng)濟(jì) planned economy 集體經(jīng)濟(jì) the collective sector 加大結(jié)構(gòu)調(diào)整力度 to intensify structural adjustment 加工貿(mào)易 processing trade 加快態(tài)勢 accelerating trend 加強(qiáng)稅收征管稽查 to enhance tax administration 經(jīng)濟(jì)金融術(shù)語漢英對照表 IJ 加權(quán)價 weighted average price 價格放開 price liberalization 價格形成機(jī)制 pricing mechanism 減虧 to reduce losses 簡化手續(xù) to cut red tape。tight financial policies 經(jīng)常賬戶可兌換 current account convertibility 經(jīng)濟(jì)特區(qū) special economic zones（ SEZs） 經(jīng)濟(jì)體制改革 economic reform 經(jīng)濟(jì)增長方式的轉(zhuǎn)變 change in the main source of economic growth（ from investment expansion to efficiency gains） 經(jīng)濟(jì)增長減速 economic slowdown。on inflationadjusted basis 庫存產(chǎn)品 inventory 跨國銀行業(yè)務(wù) crossborder banking 跨年度采購 crossyear procurement 會計準(zhǔn)則 accounting standard 經(jīng)濟(jì)金融術(shù)語漢英對照表 KL L 來料加工 processing of imported materials for export 離岸銀行業(yè)務(wù) offshore banking（ business） 理順外貿(mào)體制 to rationalize foreign trade regime 利率杠桿的調(diào)節(jié)作用 the role of interest rates in resource allocation 利潤驅(qū)動 profitdriven 利息回收率 interest collection ratio 聯(lián)行清算 interbank settlement 連鎖企業(yè) franchise（ businesses） 。polarization in ine distribution 零售物價指數(shù) retail price index（ RPI） 流動性比例 liquidity ratio 流動資產(chǎn)周轉(zhuǎn)率 /流通速度 velocity of liquid assets 經(jīng)濟(jì)金融術(shù)語漢英對照表 KL 流動資金貸款 working capital loans 流通體制 distribution system 流通網(wǎng)絡(luò) distribution work 留購（租賃期滿時承租人可購買租賃物） hire purchase 壟斷行業(yè) monopolized industry（ sector） 亂集資 irregular（ illegal） fund raising 亂收費(fèi) irregular（ illegal） charges 亂攤派 unjustified（ arbitrary） levies 經(jīng)濟(jì)金融術(shù)語漢英對照表 MN N 內(nèi)部控制 internal control 內(nèi)部審計 internal audit 內(nèi)地與香港 the mainland and Hong Kong 內(nèi)債 domestic debt 扭虧為盈 to turn a lossmaking enterprise into a profitable one 扭曲金融分配 distorted allocation of financial resources 農(nóng)副產(chǎn)品采購支出 outlays for agricultural procurement 農(nóng)村信用社 rural credit cooperatives（ RCCs） 經(jīng)濟(jì)金融術(shù)語漢英對照表 P P 泡沫效應(yīng) bubble effect 泡沫經(jīng)濟(jì) bubble economy 培育新的經(jīng)濟(jì)增長點(diǎn) to tap new sources of economic growth 片面追求發(fā)展速度 excessive pursuit of growth 平衡發(fā)展 balanced development 瓶頸制約 bottleneck（ constraints） 平穩(wěn)回升 steady recovery 鋪底流動資金 initial（ startu