【正文】
　　第八條 借款擔(dān)保Article 8 Guarantee of Loan
　　本合同項(xiàng)下的擔(dān)保條款的效力獨(dú)立于本合同。
　　 The effectiveness of guarantee terms under this contract is independent of
　　this contract. The guarantee type for the loan is specified in Article .
　　一、抵押擔(dān)保Mortgage Guarantee
　　(一)抵押人自愿將本合同附件一“抵押物清單”所列明的財(cái)產(chǎn)(以下簡稱抵押物)抵押給乙方，作為甲方償還本合同項(xiàng)下借款的擔(dān)保。
　　 The principal of loan, interest (including pound interest), penalty interest under this contract。 Penalty, pensation, reimbursement。
　　 Expenses arising from realization of liability and guarantee right(including,
　　but not limited to attorneys’ fees, assessment fee, auction fee, law suit fee,
　　allrisk fee, travel expense etc.).
　　(四)抵押人必須依照法律規(guī)定辦理抵押物的登記手續(xù)。
　　 The mortgager shall plete the registration of mortgaged property based on laws and regulations. The mortgager shall take on the fees for the mortgaged property. The mortgager shall provide to the Party B the evidence documents and relevant materials of ownership of the guaranty, and the original of Mortgage Registration Certificate shall be kept by Party B.
　　(五)出現(xiàn)下列情形之一，乙方可以行使抵押權(quán)：
　　 Party B can exercise the mortgage right in case one of following situations happens:
　　，乙方未受清償或未受完全清償?shù)摹?br />　　，乙方宣布提前收回借款，乙方未受清償或未受完全清償?shù)摹?br />　　，擅自處分抵押物，或?qū)嵤┳阋允沟盅何飪r(jià)值減少的行為，乙方要求抵押人恢復(fù)原狀或者提供擔(dān)保遭拒絕，乙方可以提前行使抵押權(quán)。
　　(1) Discount of mortgage in agreement with mortgager。(2) Auction of guaranty。(3) Sale of mortgage。(4) Other ways allowed by law.
　　(七)抵押人應(yīng)向乙方提供抵押物的權(quán)利證書及其他有效證明文件和相應(yīng)資料，經(jīng)乙方確認(rèn)后，由乙方保管。
　　Under condition that Party A pays off the total loan principal and interest,
　　and in fulfillment of all items under this contract, the mortgage relationship
　　shall terminate.
　　(九)抵押權(quán)存續(xù)期間，抵押人應(yīng)將其所知道或應(yīng)當(dāng)知道的對(duì)抵押權(quán)產(chǎn)生或可能產(chǎn)生不利影響的情況及時(shí)書面通知乙方。負(fù)有維修、保養(yǎng)、保持抵押物完整無損的義務(wù)并隨時(shí)接受乙方的監(jiān)督與檢查。
　　Within the period of mortgage, should any decreases happen owing to the action of mortgager, Party B has the right to request the mortgager to stop the action and restore the value or provide guaranty worth the equal value of the decreases within ten(10) days.
　　(十二)抵押權(quán)存續(xù)期間，抵押人可以將抵押物出借、(在抵押行為成立后)出租。未經(jīng)乙方書面同意，甲方不得轉(zhuǎn)讓、變更、贈(zèng)與抵押物。
　　 Within the period of mortgage, any money got by transferring the guaranty based on the approval of Party B shall be used for paying off the loan ahead of schedule or changed to fixed deposit for guarantee.
　　(十四)抵押人應(yīng)當(dāng)按照乙方的要求購買抵押財(cái)產(chǎn)等保險(xiǎn)并以乙方為優(yōu)先受償人，且不得約定任何有損乙方權(quán)益的條款。保險(xiǎn)單和續(xù)保單正本由乙方保管。
　　As per the requests of Party B, the mortgager shall give an insurance
　　upon his guaranty, and Party B should be the insured enjoying right of exclusive and being paid off with priority/ primary beneficiary, and no items against benefits of Party B shall be specified. The insurance term shall be longer than loan term under this contract. If term of loan under this contract is extended, the mortgager shall agree on the renewal insurance for the guaranty. The originals of insurance policy and renewal order shall be kept by Party B. If mortgager refuses extending the insurance term, Party B has the right to deal with insurance term extending instead of mortgager, and the renewal insurance cost shall be taken on by the mortgager. Should any losses caused by refusal of insurance or renewal insurance, or failing to pay for the insurance from mortgager, the mortgager shall take on them.
　　(十五)抵押權(quán)存續(xù)期間，抵押人不得中斷或者撤銷上述保險(xiǎn)。
　　Within the period of mortgage, should any accident happens to the guaranty, insurance pensation should be used for paying off the loan under this contract ahead of schedule with priority.
　　(十七)乙方與甲方變更本合同(包括但不限于借款金額、期限、利率、結(jié)息方式、還款方式，還款期數(shù)、每期還款額)，只要不加重抵押人的責(zé)任，無須征得抵押人同意，抵押人仍承擔(dān)擔(dān)保責(zé)任。
　　The pledger voluntarily pledges the movable assets/rights in Pledges ListAttachment B of this contract, and agrees to be restricted by this contract.
　　(二)本合同質(zhì)物的共有權(quán)人同意將本合同項(xiàng)下的質(zhì)物作質(zhì)押，并同意受本合同約束。
　　Party A fails to repay the due loan payable and/or other items payable based on this contract。
　　Party breaches the contract, party B claims to take back the loan in advance, and Party B fails to be paid off or not fully paid off。
　　Should the value of pledges is decreased, and the pledger fails to provide guarantee required by Party B, Party B can exercise the pledge right in advance.
　　(五)乙方可選擇下列方式之一實(shí)現(xiàn)質(zhì)權(quán)：
　　Party B can select any one of the following ways to realize the pledge right:
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　　When Party B and Party A change the contract(including, but not limited to, amount of loan, term of loan, interest rate, type of interest settlement, type of repayment, period of repayment, repayment amount for each period), there is no need to ask for approval of the pledger, and the pledger is still bear the responsibility of guarantee.
　　(七)出質(zhì)人應(yīng)將質(zhì)物或質(zhì)押權(quán)利憑證交乙方保管。
　　The pledger shall provide to Party B the evidence certificates, after confirmation of Party B, and all certificates shall be kept by Party B. Wh