【正文】
s in the international financial crisis, gradually increasing disadvantage relative to large enterprises, small and medium enterprises in financing significantly disadvantaged, the most prominent issue is the financing difficulties, difficulty in obtaining loans . In order to crack the SME financing difficulties, he proposed a new supply chain financing model. This paper is divided into six parts, the main content of each chapter is as follows: The first chapter is the introduction article pointed out that the purpose of the research questions and significance。第五章提出遼寧中行供應(yīng)鏈融資業(yè)務(wù)現(xiàn)存問題,闡述了供應(yīng)鏈管理下的融資模式分析,針對遼寧省中小企業(yè)融資的困境,提出了破解這一困境的對策和建議。通過對供應(yīng)鏈金融的相關(guān)理論、模式和產(chǎn)品的介紹,引入了供應(yīng)鏈融資模式來系統(tǒng)地緩解融資窘境。本文共分為六個部分,各章節(jié)主要內(nèi)容如下:第一章為文章的緒論,指出所研究問題的目的和意義;說明研究思路和研究方法;第二章簡要介紹了中小企業(yè)的界定、特點及其在推動國民經(jīng)濟發(fā)展中的地位和重要作用;根據(jù)目前中小企業(yè)的融資狀況,提出了我國中小企業(yè)融資的窘境。畢業(yè)論文(設(shè)計)遼寧中小企業(yè)供應(yīng)鏈融資業(yè)務(wù)應(yīng)用研究摘 要 目前遼寧省中小企業(yè)迅速發(fā)展壯大,然而近年來的國際金融危機使得中小企業(yè)發(fā)展劣勢逐漸增多,相對于大企業(yè),中小企業(yè)在融資方面明顯處于弱勢地位,最為突出的問題則是融資難、貸款難。為了破解中小企業(yè)融資困難的問題,就提出了新的供應(yīng)鏈融資模式。第三章闡述了供應(yīng)鏈融資的概念特征等,提出了供應(yīng)鏈融資在緩解中小企業(yè)融資困境方面的顯著優(yōu)勢。第四章論述了中小企業(yè)在供應(yīng)鏈融資方面的優(yōu)勢特點,例舉了深圳“評信通”融資平臺基于供應(yīng)鏈融資的緩解中小企業(yè)融資難的問題。第六章為本文的結(jié)論,指出了供應(yīng)鏈融資是緩解我國中小企業(yè)融資的問題,是針對核心企業(yè)及其上下游企業(yè)形成的“N+1”模式的供應(yīng)鏈的貸款控制,在降低貸款風險的基礎(chǔ)上緩解了中小企業(yè)貸款的難題。 illustrate research ideas and research methods。 under the current financing situation of SMEs, put forward China SME financing dilemma. Chapter 3 presents the concept of supply chain financing characteristics, supply chain financing proposed SME financing in alleviating the plight of a significant advantage. Through the supply chain finance theories, models and product introduction, the introduction of supply chain financing model to systematically relieve financing dilemma. Chapter IV discusses the financing of SMEs in the supply chain advantage of the characteristics, exemplified in Shenzhen Commentary ICT financing platform is based on supply chain financing mitigation SME financing problem. Chapter proposed BOC supply chain finance business Liaoning existing problems, elaborated under the management of the supply chain financing model analysis for SME financing difficulties of Liaoning Province, proposed to solve this dilemma countermeasures and suggestions. Chapter VI of the conclusions of this paper points out the supply chain financing is to alleviate the problems of SME financing is for the core business and its upstream and downstream enterprises formed N +1 pattern of loan supply chain control in reducing the risk of loans based on the ease SME loan Key Words:Supply chain finance;Bank of China, Liaoning Province;SMEs目 錄摘 要 IAbstract II引 言 11 緒 論 2 研究目的與意義 2 研究思路及方法 22 遼寧中小企業(yè)融資狀況 3 3 3 中小企業(yè)是國民經(jīng)濟迅速發(fā)展繁榮的主導(dǎo)力量 3 3 3 準入嚴格 3 4 43 供應(yīng)鏈和供應(yīng)鏈融資的涵義及特點分析 5 5 5 6 6 7,直接切入到關(guān)鍵企業(yè) 7 74 中小企業(yè)供應(yīng)鏈融資的成功案例 8——深圳“評信通”融資平臺 8 推出“評信通”的時代背景 9 解決中小企業(yè)融資難的問題需要制度創(chuàng)新 10 “評信通”--緩解中小企業(yè)融資難的深圳模式 10“評信通”對中小企業(yè)融資的制度創(chuàng)新 115 遼寧中行供應(yīng)鏈融資模式分析及改善策略 12 12,弱化中小企業(yè)自身實力的約束 12,大幅度提高中小企業(yè)的信譽度 12