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than ordinary credit cards with magnetic strips.A. Peertopeer payment B. EBilling C. Smart cards D. Credit cards10. ( ) is one example of digital currency. It is stored electronically and can be used to make online electronic payments.A. Digital cash B. EWallets C. Smart cards D. EBilling11. ( ) consists of data generated by site visits, including each visitor’s IP address, time of visit, frequency of visits and other information. A. Data mining B. Log file C. eCRM D. Personalization 12. ( ) is the application of CRM to an ebusiness’ strategy and includes the personalization and customization of customers’ experiences and interactions with a Web site, call center or any other method of customer contact with the ebusiness.A. Data mining B. Log file C. Personalization D. eCRM13. B2C is differentiated B2B mainly in ( ).A. deconstructed value chain B. supply chain managementC. convenience D. customer14. ( ), or disintermediation, occurs when a manufacturer or service provider bypasses a reseller or salesperson and starts selling directly to the customer.A. Negotiation B. Customers C. Channel conflict D. Integration15. The relation between the SCO and SCM is ( ). A. SCM is the impl