【正文】
將是一個(gè)非常重要的決定性因素。資金籌措是企業(yè)生存和發(fā)展的前提條件,企業(yè)管理者必須拓展融資渠道,并權(quán)衡不同資金來(lái)源的可靠性、持續(xù)性、成本以及對(duì)公司經(jīng)營(yíng)風(fēng)險(xiǎn)的影響,以盡可能低的成本取得源源不斷的資金供應(yīng),才能夠把握住稍縱即逝的投資機(jī)會(huì),提高企業(yè)發(fā)展?jié)摿?,從而在市?chǎng)競(jìng)爭(zhēng)中處于優(yōu)勢(shì)地位。歐盟經(jīng)濟(jì)低迷使得我國(guó)對(duì)歐盟的貿(mào)易增速持續(xù)走低。2009年底至今,從希臘爆發(fā)債務(wù)危機(jī)開(kāi)始,歐債危機(jī)逐漸加深,蔓延至愛(ài)爾蘭、葡萄牙、西班牙、比利時(shí)和意大利等國(guó),由此產(chǎn)生的多米諾效益令國(guó)際資本市場(chǎng)一蹶不振。關(guān)鍵詞:中小企業(yè) 籌資風(fēng)險(xiǎn) 籌資渠道 防范對(duì)策AbstractMoney is in circulation of the value of a currency, used to create new value, and increase the social surplus product value of media value. Money is necessary for the production and business operation activities of enterprise, if the shortage of funds, and fail to raise, enterprises will not be able to purchase production materials, production, to cease, and foreign investment business strategic goals cannot be achieved, and the debt paying ability drops, generation debt crisis, affect the enterprise credit, make enterprise in trouble. So money is the key of an enterprise, is the fundamental enterprise operation and development.Especially for small and mediumsized enterprises, financing is crucial, is the starting point of investment management. But raise inevitably acpanied by a variety of different levels of risk, and financing channels for smes worldwide topic. The financing of mediumsized and small enterprises in our country, is more plicated.In this background, this article begin from the small business financing present situation, then expounds the existence of small and mediumsized enterprise financing risk types, a detailed analysis of small and mediumsized enterprise financing risk existing in the internal external reasons, finally put forward to solve the problem of financing of small and mediumsized enterprises in our country.Keywords: small and mediumsized enterprise financing risk Financing channels Prevention countermeasures191前言2007年8月,次貸危機(jī)浮出水面,到2008年9月雷曼兄弟倒閉時(shí),美國(guó)次貸危機(jī)一度演變?yōu)槿蛐缘慕鹑谖C(jī)、經(jīng)濟(jì)危機(jī)。在我國(guó),中小企業(yè)的籌資問(wèn)題表現(xiàn)現(xiàn)得更為復(fù)雜。特別對(duì)于中小企業(yè)來(lái)說(shuō),籌資是至關(guān)重要的,是投資經(jīng)營(yíng)的起點(diǎn)。 資金是企業(yè)進(jìn)行生產(chǎn)經(jīng)營(yíng)活動(dòng)的必要條件,若資金短缺,又不能及時(shí)籌措,企業(yè)就不能購(gòu)進(jìn)生產(chǎn)資料,停產(chǎn)、停工,對(duì)外投資經(jīng)營(yíng)戰(zhàn)略目標(biāo)就無(wú)法實(shí)現(xiàn),并且償債能力下降,產(chǎn)生債務(wù)危機(jī),影響企業(yè)信譽(yù),使企業(yè)陷入困境。 中小企業(yè)籌資風(fēng)險(xiǎn)及其對(duì)策 目 錄1前言 32中小企業(yè)籌資概況 5 5 5 5 5 5 63中小企業(yè)的籌資風(fēng)險(xiǎn)類型 6 6 7 84中小企業(yè)籌資風(fēng)險(xiǎn)分析 9 9 105防范和控制籌資風(fēng)險(xiǎn) 11 11 126中小企業(yè)籌資的對(duì)策 14 14 14 15 167 結(jié)束語(yǔ) 錯(cuò)誤!未定義書簽。參 考 文 獻(xiàn) 18中小企業(yè)籌資風(fēng)險(xiǎn)及