銀行信譽(yù)ppt課件-展示頁(yè)
2025-05-16 05:01本頁(yè)面
【正文】 collection (跟單托收 ) or clean collection (光票托收 ). Documentary collection has the relevant shipping documents attached to the draft, while in clean collection only draft is used. Documentary collection is most often used in the payment of goods in international trade while clean collection is occasionally used in the payment of balance, extra charges, etc. Collection uses a mercial credit, and the banks involved do not bear any risk if the payment of the goods is not made by the buyer. So before adopting this method, the seller should be sure that the buyer is reliable and be able to make the payment. B. Parties Involved in Collection (a) The Principal (exporter or seller) 出票人 (b) The remitting bank (A bank at the place of the seller) 托收行 (c) The collecting bank (correspondent or branch of the remitting bank) 代收行 (d) Drawee (buyer or importer) 受票人 ? (P–This is the person who draws the bill of exchange and authorizes his bank to effect the collection.) ? (RThis is the bank authorized by the drawer of the draft to effect collection from the buyer. It is usually the bank at the place of the seller.) ? (CThis is the bank authorized by the remitting bank to collect the payment from the drawee, or the buyer of the goods. Usually this is the bank in the country of the buyer.) ? (DThe drawee is usually the buyer of the goods who should make payments in time.) C. Documents Against Payment (D/P) Under D/P, the buyer can receive the shipping documents only after he has duly made the payment of the goods. It can be further be of 2 types: D/P at sight and D/P at __ days after sight (date). ◆ D/P at sight. Under D/P at sight, the seller might draw a draft on the buyer. He hands over the shipping documents together with draft, and the shipping documents and the draft will be transferred to the collecting bank which present them to the buyer and ask him to make the payment at sight. The buyer, upon sight, should then make the payment and obtain the shipping documents. When the collecting bank has finished the collection, it should immediately notify the remitting bank, which will then make
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