【正文】 l property right in policy gives support。s housing safeguard is low level of basic safeguard, also determines the housing safeguard limits for lowine people only. According to the current housing safeguard, the corresponding crowd in government introduced a series of housing policy: 1. Some typical cities in establishing and perfecting system of lowrent housing。 China is also a large population base, housing safeguard a country in such circumstances is particularly important. Especially since nearly a stage in real estate industry of our country, the real estate market disorder suddenly overheating housing supply squeeze, however this is highlighted the result of abnormal market economic role, some citizens normal housing needs are not being met, this further prompted our government has issued a new, perfect housing guarantee system. Therefore, our housing safeguard object and the way of this issue it is under current economic structure of the role of social problems, and anatomical and analysis to get some positive and effective conclusion in order to modify the existing housing this field of some horrible situation. In recent decades, China39。 關(guān)鍵詞： 住房保障；住房制度；低收入群體；廉租房；經(jīng)濟適用房 武漢工程大學(xué)郵電與信息 工程學(xué)院 畢業(yè)設(shè)計（論文） III Abstract With the opening and reform economic development of prosperity, the accumulation of material civilization, our various highly rich safeguard system also corresponding rise, housing safeguard is plete attention reflect our government a policy people39。當(dāng)然，這只是小小的一個側(cè)面，需要改進的地方還很多。然而，由于在這些政策規(guī)范方面上存在很大的漏洞。 根據(jù)目前住房保障的相應(yīng)人群，我國政府出臺了一系列的住房保障政策： 大城市建立健全的城市廉租住房制度； 本需求； ； 產(chǎn)業(yè) 的監(jiān)管，減少高房價對低收入者的沖擊。 近幾十年來，我國的住房制度經(jīng)歷了由 自建自行分配的集體制度 向 市場經(jīng)濟機制下 房地產(chǎn) 發(fā)展的轉(zhuǎn)變，在自 有 住房、 公 出售和房地產(chǎn)市場迅速發(fā)展的背景下，我國目前已經(jīng)進入了住房升級階段，按照國際經(jīng)驗，住房保障的顧及面在這一階段應(yīng)主要關(guān)照中低收入家庭。尤其是在近一個階段以來，我 國房地產(chǎn)業(yè)突然過熱，房地產(chǎn)市場紊亂，商品房供給凸顯緊縮，然而這又是非正常市場經(jīng)濟作用的結(jié)果，一些民眾正常的住房需求無法得到滿足，這就進一步促使我國政府出臺新的，完善的住房保障體系。 畢業(yè)設(shè)計（ 論 文）說明書 論文題目 我國住房保障的對象與方式研究 武漢工程大學(xué)郵電與信息工程學(xué)院 畢業(yè)設(shè)計（論文） I 目 錄 摘 要 …………………………………………………………………………………… ..… II Abstract ………………………………………………………………………………… ... III 第一章 緒論 ……………………………………………………………………………… ... 1 住房保障的涵義 ……………………………………………………………… .............1 住房保障面向的人群 ……… …………………………………………… ..…… ... .......1 住房保障政策及其相應(yīng)的缺陷 ………………………………………………… .........2 為何住房保障體系突然被擺在國家發(fā)展策略的最前沿 ...............................................3 第二章 如何定義住房保障的人群 ………………………………………………………… .5 國外住房保障的一些形式和其對應(yīng)人群 ………………………………………… .......5 我國住 房保障的對象 ………………………………………………… . .....................… 5 第三章 我國住房保障的方式 ………………………………………… ...................................8 經(jīng)濟適用房 ………………………………………………………………… . ............… .8 廉租房 ...............................................................8 公共租賃房 …… ………………………………………………… . … .............................9 小產(chǎn)權(quán)房 ............................................................10 第四章 我國住房保障的弊端 ……………………… .. ..........................................................11 建筑面積過大，標(biāo)準(zhǔn)過高 ...........................................................................................11 中低收入家庭范圍界定過寬，購買對象失控 ……………………… .........................11 缺乏退出機制，政府負(fù)擔(dān)承重 ……………………………………………………… 13 政府職能弱化，管理不力 ……………………………………………………… .… . … 13 第五章 住房保障制度的完善 .................................................................................................16 對經(jīng)濟適用房進行重新定位 .........................................................................................16 城市住房保障廉租房體系環(huán)節(jié) .....................................................................................18 政府政策與職能上的轉(zhuǎn)變 .............................................................................................19 低收入家庭租房或購房政策 .........................................................................................20 總 結(jié) …… .……………………………………………………..…………………………. ...21 致 謝 …… .……………………………………………………..…………………………. ...22 參考文獻 …… .……………… ..………………………………..…………………………. ...23 武漢工程大學(xué)郵電與信息 工程學(xué)院 畢業(yè)設(shè)計（論文） II 摘 要 隨著改革開放經(jīng)濟發(fā)展的繁榮，物質(zhì)文明的積累高度豐富，我國的各項保障制度也相應(yīng)齊全起來，住房保障就是體現(xiàn)我國政府高度關(guān)注民生的一項政策 。我國同樣是一個人口基數(shù)很大的一個國家，住房保障在這樣的條件下顯得尤為重要。因此，“ 我國 住房保障的對象與方式研究 ”這一課題正是對當(dāng)前經(jīng)濟結(jié)構(gòu)作用之下的社會問題的解剖和分析，進而得到一些積極的、正面的、有效的結(jié)論，從而改變目前住房這一領(lǐng)域內(nèi)一些糟糕的現(xiàn)狀。同時，我國住房保障是低水平的基本保障，也決定了住房保障范圍只能面向低收入群體。這些政策在當(dāng)前商品房房價過高的情況下，確實帶來一些非常好的控制效果，在一定程度上平抑了住房供需惡化的矛盾。例如：虛報、瞞報家庭收入情況的 高收入者也冒充低收入者購買經(jīng)濟實用房，而且在審核過程中卻沒有被發(fā)現(xiàn)，這是國家在政策制定的預(yù)見性上存在較大的失誤。隨著經(jīng)濟的發(fā)展，東、西部地區(qū)收入差異愈來愈大，也就是說國家在住房保障對象的定義需要更全面考慮、規(guī)范準(zhǔn)確，隨時補充；更重要的是一切政策 方針的執(zhí)行需要強硬的、完善的法律條文為后盾。s livelihood。s housing system experienced by the collective system selfbuilt to distribution to below market economy mechanism of real estate development shift in selfowned housing, and sell and real estate market under the background of rapid development, China has now entered the housing upgrade stage, according to the international experience, housing safeguard care at this stage should face major care lowine families. Meanwhile, China39。 the city 2. Moderate economy applicable housing policies to ensure the basic demand。 4. The transformation of government functions to strengthen supervision of the real estate industry, reduce the high prices for lowine people impact. These policies in the current modity house under the condition of overpriced, does bring some very good control effect, to a certain extent the dualistic contradictions of housing supply and demand deterioration. However, because in these policy conventions have very big holes. For example: any family ine situation to hide it pretend lowine high earners, and buy economic and practical room in audit process has not been found, this is a country of foresight in policymaking there is biggish error. Of course, it39。 The more important is all policy implementation need strong, perfect legal provisions for backing. Keywords： Housing safeguard； Housing system； Lowine groups； Lowrent houses； Economy applicable room