【正文】 .............................................................................. 5 保險基金 (Insurance Fund).................................................................................................. 5 保險公司 (Insurance Company) ........................................................................................... 6 保險合同 (Insurance Contract) ............................................................................................. 6 保險單 (Policy) .................................................................................................................. 7 保險憑證 (Insurance Certificate) .......................................................................................... 8 保險條款 (Insurance Clauses) .............................................................................................. 8 保險標(biāo)的 (Insurance Subject) .............................................................................................. 8 保險金額 (Insured Amount)................................................................................................. 9 保險金 ............................................................................................................................. 9 保險價值 (Insured Value) .................................................................................................... 9 保險期限 (Insurance Period)................................................................................................ 9 保險費 (Insurance Premium) ............................................................................................. 10 保險費率 (Premium Rate) ................................................................................................. 10 保險人 (Insurer) ............................................................................................................... 10 被保險人 (Insured) ........................................................................................................... 10 保險代理人 (Insurance Agent) ........................................................................................... 11 保險經(jīng)紀人 (Insurance Broker).......................................................................................... 11 保險公證人 .................................................................................................................... 12 保證續(xù)保 ........................................................................................................................ 12 補償原則 (Principle of Compensation) ................................................................................ 13 不定值保險 (Unvalued Insurance) ...................................................................................... 13 保險保障基金 ................................................................................................................. 13 純粹危險 (Pure Risk)........................................................................................................ 14 重置價值保險 (Reinstatement Value Insurance) ................................................................... 14 償付能力 (Solvency) ........................................................................................................ 14 承保 (Approved， To Cover) ............................................................................................ 15 船舶保險 (Hull Insurance)................................................................................................. 15 財產(chǎn)保險 (Property Insurance) ........................................................................................... 15 產(chǎn) 品質(zhì)量保證保險 .......................................................................................................... 15 產(chǎn)品責(zé)任保險 (Product Liability Insurance) ........................................................................ 16 保障年限 ........................................................................................................................ 16 保費 ............................................................................................................................... 16 被保險人年齡范圍 .......................................................................................................... 17 保障范圍 ........................................................................................................................ 17 保險金支付方式 ............................................................................................................. 17 殘疾保障 ........................................................................................................................ 18 保費豁免 ........................................................................................................................ 18 保證續(xù)保 ........................................................................................................................ 18 大數(shù)法則 (Law of Large Numbers)..................................................................................... 18 代位求償權(quán) (Subrogation Right) ........................................................................................ 19 定值保險 (Valued Insurance) ............................................................................................. 19 第一損失保險 (First Loss Insurance) .................................................................................. 19 等待期 /觀察期 ................................................................................................................ 20 定期壽險 (Term Insurance) ............................................................................................... 20 定期生存保險 (Pure Endowments) ..................................................................................... 20 大學(xué)生團體平安保險 ...................................................................................................... 20 額外費用 (Extra Charges) ................................................................................................. 21 附加險 (Extraneous Risks) .....................