【正文】
問題。 關(guān)鍵詞: 科技型中小企業(yè) 融資困境 融資模式 河南理工大學(xué) 2020屆本科生畢業(yè)論文 II ABSTRACT Scientific and technological small and mediumsized enterprises is our country in recent years in the economic activities of the most striking, type of the most promising led the rapid development of economy in our country, to bee the new growth point of national economy in our country. Though such panies as science and technology and small and medium enterprise the advantage of the two qualities, But it also inevitably has the defects of the two. A lot of small and midsized enterprise because of the lack of continuous adequate cash flow, to realize the technology innovation in the process of the development of industrialization, marketization and facing bankruptcy. This paper introduces the definition of the Scientific and technological small and midsized enterprise,define the standard and characteristics through the parison on the basis of the traditional enterprises and small and midsized enterprise financing pattern, identified three major characteristics of small and midsized enterprise financing mode. And emphatically to cyclical and the government guidance these two features indepth study and exploration. Through the enterprise in different stages of the development life cycle every stage of the study and find out more suitable for the characteristics of financing model. Using the vivid the case analyze government policies for small and midsized enterprise growth, advocating enterprise attention and positive interaction ,then as soon as possible out of the haze of shortage of funds. Finally, from the external and internal two aspects put forward countermeasures and Suggestions to improve the financing difficulties, To solve financing problem for small and midsized enterprises in our country make remendations. Key Words: Scientific and technological small and mediumsized enterprises Financing difficulties Financing model 河南理工大學(xué) 2020屆本科生畢業(yè)論文 III 目 錄 前言 ...................................................................... 1 1 科技型中小企業(yè)相關(guān)概念 .................................................. 2 科技型中小企業(yè)的定義 ............................................... 2 科技型中小企業(yè)的界定標(biāo)準(zhǔn) ........................................... 2 科技型中小企業(yè)融資模式的特點(diǎn) ....................................... 2 科技型中小企業(yè)的特點(diǎn) ......................................... 2 融資模式的含義 ............................................... 3 傳統(tǒng)企業(yè)與科技型中小企業(yè)融資模式的比較 ....................... 3 科技型中小企業(yè)融資模式的特點(diǎn) ................................. 3 2 科技型中小企業(yè)生命周期各階段特征及企業(yè)在各階段融資模式的選擇分析 ........ 5 周期性分析 ......................................................... 5 各階段的含義及目標(biāo) ........................................... 6 各階段特點(diǎn)分析 ............................................... 6 生命周期各階段融資模式的選擇分析 ................................... 7 種子期 ....................................................... 7 創(chuàng)建期 ....................................................... 7 成長(zhǎng)期 ....................................................... 8 成熟期 ....................................................... 9 衰退期 ....................................................... 9 3 科技型中小企業(yè)政府導(dǎo)向性在生命周期各階段的 選擇分析 ..................... 11 直接投資政策 ...................................................... 11 財(cái)稅政策 .......................................................... 13 金融扶持政策 ...................................................... 13 4 科技型中小企業(yè)融資的建議 ............................................... 14 外部環(huán)境方面的建議 ................................................ 14 企業(yè)自身方面的建議 ................................................ 15 5 結(jié)論 ................................................................... 16 致謝 ..................................................................... 17 參考文獻(xiàn) ................................................................. 18 河南理工大學(xué) 2020屆本科生畢業(yè)論文 1 前 言 資金作為科技型中小企業(yè)發(fā)展的關(guān)鍵,在 長(zhǎng)期的經(jīng)濟(jì)發(fā)展過(guò)程中,資金短缺、融資困難一直是阻礙科技型中小企業(yè)前進(jìn)的關(guān)鍵性問題,在很大程度上直接關(guān)系到這些企業(yè)的生死。利用案例生動(dòng)的剖析政府政策對(duì)科技型中小企業(yè)成長(zhǎng)的影響,倡導(dǎo)企業(yè)關(guān)注并積極互動(dòng),進(jìn)而早日走出資金短缺的陰霾。并著重對(duì)周期性和政府導(dǎo)向性這兩大特點(diǎn)進(jìn)行深入研究與探索。很多科 技型中小企業(yè)由于缺乏連續(xù)充足的現(xiàn)金流,難以在發(fā)展的過(guò)程中實(shí)現(xiàn)技術(shù)創(chuàng)新的產(chǎn)業(yè)化、市場(chǎng)化而面臨倒閉。 河南理工大學(xué)本科生畢業(yè)論文 (設(shè)計(jì) ) 科技型中小企業(yè)融資問題研究 院系名稱 經(jīng)濟(jì)管理學(xué)院 姓 名 司媛 學(xué) 號(hào) 321110020716 專 業(yè) 會(huì)計(jì)學(xué) 指導(dǎo)教師 郭學(xué)鵬 2020年 5月 21