【正文】 r each period), the mortgager is no need to be notified if responsibility of mortgager is not increased accordingly, and the mortgager is still bear the responsibility of guarantee. Pledge Guarantee The pledger voluntarily pledges the movable assets/rights in Pledges List Attachment B of this contract, and agrees to be restricted by this contract. The coowner of the pledges under this contract agrees on pledging and be restricted by this contract. Party can exercise the pledge right in case one of following situations happens: (1) Party A fails to repay the due loan payable and/or other items payable based on this contract。 (2) Auction of guaranty。 (2) Party breaches the contract, party B claims to take back the loan in advance, and Party B fails to be paid off or not fully paid off。 Expenses arising from realization of liability and guarantee right(including, but not limited to attorneys39。 CHINA CITIC BANK Personal Loan Contract Code No: Borrower (hereinafter called “Party A”): ID name and code No: ID card Number Address of living place: Post code: Contact number: Coborrower: ／ ID name and code No: ／ Address of living place: ／ Post code: ／ Contact number: ／ Lender (hereinafter called “Party B”): of China CITIC Bank Corporation Limited Address of living place: Legal representative/responsible: Post code: Contact number: Mortgager: ID name and code No: ID card Number Address of living place: Post code: Contact number: Pledger: ／ ID name and code No: ／ Address of living place: ／ Post code: ／ Contact number: ／ Guarantor: ／ ID name and code No: ／ Address of living place: ／ Post code: ／ Contact number: ／ According to the relevant laws and regulations of the Contract Laws and Guarantee Law of the People’s Republic of China, Party A, Party Band the relevant Guarantor, after reaching agreement through negotiations, hereby enter into this contract. Article 1 Amount of Loan The amount of loan is referred to Article under this contract. Article 2 Purpose of Loan Purpose of loan for this contract is referred to Article . Article 3 Interest of Loan Interest of loan is referred to Article . The interest is calculated from the day releasing loan. During the term of this loan contract, interest may be changed as prescribed by the People’s Bank of China, Party B is entitled to adjust and implement the interest rate without further notice to Party A. During the term of this loan contract, the adjust method of loan interest rate is referred to Article . Article 4 Life of Loan and Total Loan Repayment Terms Life of loan and total loan repayment terms are referred to Article . In the event that the actual funds release date is in disagreement with the date stipulated under this contract, the life of loan shall be calculated based on the actual day of funds releasing. Article 5 Release of Funds under the Loan Party B will release the funds under condition that Party A has provided evidences plying with requirements of Party B, and has pleted the loan applying and guaranteeing procedures, and has signed the legal documents with check and approval of Party B. After funds release is approved, Party A will grant Party B to transfer the loan into the account designated by Party A and approved by Party B (account name and account No. are given under Article ). After releasing of the loan, any disputes under the use of funds under this loan by Party A has no relationship with Party B, and the contract will still be fulfilled. Article 6 Repayment of the Loan Party A, based on relevant regulations of Party B, shall select ways of interest calculation, interest settlement and loan principal repayment under Article . The Party A shall pay off the principal, interest and other items in full prior to the stipulated due repayment day under this contract (details under Article ), by depositing one of any repayment account opened by Party B (account name and account No. are given in Article ), and irrevocably authorizes Party B to draw the funds receivable directly from the account above on the due repayment day. In case Party A breaches