【正文】 k is – 1 – 2, and its payment amount shall be not more than (currency amount) – 1 – 2。 and moreover, if the lender release the loan when the above said conditions are not fully met, it will not constitute a defect of the lender’s performance of contract.Article 4 Loan Release and Payment The borrower agrees the lender to pay the loan money according to the payment method of :□ Method of payment by the lender on authorizationIt means that the lender pays the loan money to the borrower’s transaction objects whi are pliant with the purpose agreed in the present contract according to the borrower39。 for the loan guaranteed by means of pledge, the pledge object has been delivered to the lender for possession。s Bank of ina as well as the floating proportion stipulated under the present contract as of the first calendar day of the next calendar year after the interest rate adjustment.□ No interest rate adjustment, and no interest accrual by stage.□ Others: – 3 – 6 If the borrower fails to repay the loan principal and interest of the current period in full on sedule as required, it will be regarded as overdue, and the lender will have the right to arge penalty interest in accordance with the relevant provisions of the People39。s Bank of ina adjusts the benmark loan interest rate during the period, then, since the time that the contract loan interest agreed in the present contract is adjusted, the new contract loan interest rate will be executed after the floating according to the above said floating proportion on the basis of the new loan benmark interest rate. Therein, monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the number of the month(s) of ea period / 12. If the borrower needs to continue adopting the fixed interest rate to calculate the interest, then the borrower shall propose a separate application to the bank.If the benmark loan interest rate regulated by the People39。s Bank of ina in the corresponding period (the loan period is calculated from the date of the loan release). The loan interest rate under the present contract is – 3 – 5 (“□ above □ below 〞) on the basis of the benmark loan interest rate published by the People39。s Bank of ina adjusts the benmark loan interest rate or Shanghai Pudong Development Bank adjusts the fixed interest rate applicable to this business within the loan period, then the interest rate executed in the present contract will not be adjusted. The fixed interest rate of the corresponding period while signing the present contract is: – 3 – 3 (“ (annual interest rate)〞). The executed interest rate is determined according to the fixed loan interest rate on the actual date of loan release published by the People39。s Bank of ina adjusts the benmark loan interest rate or Shanghai Pudong Development Bank adjusts the fixed interest rate applicable to this business within the loan period, then the interest rate executed in the present contract will not be adjusted. The fixed interest rate of the corresponding period while signing the present contract is: – 2 – 2 (“ (annual interest rate)〞). The executed interest rate is determined according to the fixed loan interest rate on the actual date of loan release published by the People39。s Bank of ina is adjusted within the loan period, then the contract interest rate shall be adjusted accordingly as per the – 1 – 3 method:□ Adjustment by year, and interest accrual by stage. That is, the new interest rate will be executed according to the benmark loan interest rate regulated by the People39。s Bank of ina in the corresponding period while signing the present contract is: – 1 – 2 (“ (annual interest rate)〞). The executed interest rate is determined according to the benmark loan interest rate on the actual date of loan release regulated by the People39。s Bank of ina in the corresponding period. If the People39。 □ Floating interest rateIt shall be executed according to the benmark loan interest rate and floating range published by the People39。 if the loan period covers full year (month) and remnant days, the interest of the part of full year (month) shall be calculated as per yearly (monthly) interest rate, and the interest of the remnant days shall be calculated according to the actual number of days. The formula of putation is as follows: For the full year and full month: Interest = principal period (the number of year(s) or month(s)) yearly or monthly interest rate。s Republic of ina, on consensus through consultation among the parties, the present contract is hereby entered into for mutual observance.Meanwhile, the borrower, the guarantor and the lender hereby confirm that (eck with a √ mark and uneck with a mark according to the conditions):□ The present contract serves as an ancillary business document of the Personal prehensive Credit Granting Contract under the number of signed by the borrower and the lender.□ The present contract is an independent business document signed by the borrower, the guarantor and the lender.Part 1 Contract Terms and Conditions Article 1 Loan Amount and Purpose The loan type of the present contract is (personal car loan / personal consumption loan / personal business loan / personal credit loan / others: ), the loan amount is RMB Yuan (in s: RMB Yuan), and it is used for only and shall not be appropriated. The lender has the right to monitor the use of loans.Article 2 Loan Term, Interest Rate and Method for Interest Calculation The loan term (and the debt performance period) under the present contract is (“ year(s) and month(s)〞), and its start date is expected from th