insurance保險(xiǎn)英語(yǔ)-文庫(kù)吧資料
2024-08-17 09:38本頁(yè)面
【正文】 ely hope that you will settle the matter to your mutual satisfaction.W: It goes without saying that both parties must abide by the con tract terms that we have agreed upon and signed. This blunder, which is due to my ignorance, has cost me a pretty penny.B: We also have learned a lesson from this.W: Well, to pensate a part of the loss, as you suggested, may I ask you to make us a firm offer for 50,000 glazed wall tiles . Manila including the risk of breakage, November shipment?B: We’ll make you an offer tomorrow. Come and see us at 9 .W: Thank you. Tomorrow at 9 then. 問(wèn)題不只是信用證。 現(xiàn)在我才知道，你為什么經(jīng)常向我們指出，你對(duì)某些信用證的措辭 感到不愉快。 喬丹先生，我得說(shuō)，你已經(jīng)改正了我對(duì)保險(xiǎn)的想法。這些就是特別險(xiǎn)。 保險(xiǎn)范圍是寫(xiě)在基本保險(xiǎn)單內(nèi)和各種險(xiǎn)別條 款里。你能否說(shuō)得 簡(jiǎn)單一點(diǎn)？ 我試試看。因?yàn)槿f(wàn)一在運(yùn)輸途中遭遇海上意外事故，諸如擱淺、著火、爆炸或碰撞，這兩種條款都全部賠償單獨(dú)海損的損失。這是“水漬險(xiǎn)”與“平安險(xiǎn)”唯一不同之處?！八疂n險(xiǎn)”與“平安險(xiǎn)”是有些不同。我知道“平安險(xiǎn)”并 不包括消費(fèi)品的種種損失，但我確實(shí)以 為“水漬險(xiǎn)”比“平安 險(xiǎn)”承保的范圍更大。 很有意思。這是個(gè)很普通卻又是個(gè) 很錯(cuò)誤的想法，那就是商人投保了“水漬險(xiǎn)”，便以為足以保障其 利益不受損失。徒有其名，而沒(méi)有本質(zhì)意義。另外一件事我現(xiàn)在還不明白的是，?！八疂n險(xiǎn)”有什么 好處。在 這個(gè)意義上，“一切海洋運(yùn)輸貨物險(xiǎn)”比“一切險(xiǎn)”所承保的責(zé)任 范圍更為有限。換句話說(shuō)，投?！耙?切海洋運(yùn)輸貨物險(xiǎn)”，其損失的賠償只限于因海上災(zāi)難和海運(yùn)意外事故所引起的損失?，F(xiàn)在，我還想再聽(tīng)聽(tīng)關(guān)于保險(xiǎn)的問(wèn)題。 那我來(lái)解釋一下這種保險(xiǎn)吧。 哦，我聽(tīng)說(shuō)過(guò)一些，但我不能說(shuō)很清楚。這類(lèi)險(xiǎn)別的保險(xiǎn)費(fèi)率 將根據(jù)貨物種類(lèi)，比如陶瓷器，根據(jù)貨物的易脆性而有所不同。包括這種特別險(xiǎn)就必須附加保險(xiǎn)費(fèi)。如果沒(méi)有發(fā)生上述事故，破 碎便常被認(rèn)為是一種普通損失，也就是我們所說(shuō)的，由于“貨物內(nèi) 在缺陷或特性”所引起的損失，不屬于承保范圍之內(nèi)。此外，當(dāng)我投保水漬險(xiǎn)時(shí)，那就是對(duì)單獨(dú)海損要負(fù)責(zé)賠償， 我想破碎險(xiǎn)是屬于一種單獨(dú)海損，對(duì)不對(duì)？ 并不是所有破碎險(xiǎn)都是屬于單獨(dú)海損。 布朗先生，我們進(jìn)口許可證的有效期到二月中旬截止，因此我們無(wú) 法延長(zhǎng)信用證的有效期。由于信用證兩天內(nèi)就要到期，來(lái) 不及寫(xiě)出更詳細(xì)的說(shuō)明。B: In the letter of credit only coverage for all marine risks was requested. I should like to point out that our prices were calculated without insurance for any special risk. So we applied for the usual . coverage and let our customers deal with the matter of breakage. Since the validity of the letter of credit was going to expire in two days, there was no time to write for more detailed instructions. If the L/C had been valid for a longer period, we should have had time to make the matter thoroughly clear.A: Mr. Brown, our import license only ran up to the middle of February, consequently we were not able to extend the validity of the letter of credit. But we presume that the wording of our L/C implies covering the risk of breakage. Besides, when I take a . A. insurance, that is, with particular average, I should think the risk of breakage is a particular average, isn’t it?J: Not every breakage is a particular average. It is a particular aver age when the breakage results from natural ca lam i ties or mar i time accidents, such as stranding and sinking of the carrying vessel, or is attributable to fire, explosion or collision. If none of these conditions occur, break age is often considered as an ordinary loss and represents what we call ?inherent vice or nature of the subject matter insured? which is outside the scope of the coverage. 信用證只要求投?！熬C合海運(yùn)險(xiǎn)”。 根據(jù)你們的要求，我們出具了投保水漬險(xiǎn)的保險(xiǎn)憑證，但沒(méi)提及到 破碎險(xiǎn)。 問(wèn)題就在這里。當(dāng)然，你是知道的，我們賣(mài)方 對(duì)這種事只是個(gè)調(diào)解人。我們當(dāng)然對(duì)這種回答不滿(mǎn)意。破碎損失超過(guò)這批貨物的百分之三十。 謝謝你來(lái)。王小姐，這位是中國(guó)人民保險(xiǎn)公 司的喬丹先生。我們約好四點(diǎn)鐘見(jiàn)面，是不是？ 是的，王小姐。ConversationsDialogue 1A: Good afternoon, Mr. Brown. My appointment was at 4 o’clock, wasn’t it?B: Yes, Mrs. Wang. We have been expecting you. Mrs. Wang, this is Mr. Jordan of the People’s Insurance Company of China. He has e to explain the unfortunate affair about the insurance.A: Thank you for ing. Mr. Brown, as you may recall, the February consignment arrived at Manila seriously damaged. The loss through breakage was over 30% of the consignment. We’ve presented a claim to the underwriters through your firm, but the insurance pany refused to admit liability, as there was no insurance on breakage. We naturally were not satisfied with such a reply.B: I should like to hear what Mr. Jordan has to say about it. You know of course that we, the sellers, are merely acting as mediators in this matter. The Insurance Company is respo
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