【正文】 agree that players had to be assigned to teams on a contract basis and that high standards had to govern the game。s game. Television interest followed the women as well with broadcast of NCAA championship tourneys beginning in the early 1980s and the formation of the WNBA in 1997. Internationally, Italy has probably bee the leading basketball nation outside of the United States, with national, corporate, and professional teams. The Olympics boosts basketball internationally and has also spurred the women39。s basketball. Until World War II, basketball became increasingly popular in the United States especially at the high school and college levels. After World War II, its popularity grew around the world. In the 1980s, interest in the game truly exploded because of television exposure. Broadcast of the NCAA Championship Games began in 1963, and, by the 1980s, cable television was carrying regular season college games and even high school championships in some states. Players like Bill Russell, Wilt Chamberlain, and Lew Alcindor (Kareem AbdulJabbar) became nationally famous at the college level and carried their fans along in their professional basketball careers. The women39。 and Japan in 1900. From 1891 through 1893, a soccer ball was used to play basketball. The first basketball was manufactured in 1894. It was 32 in (81 cm) in circumference, or about 4 in (10 cm) larger than a soccer ball. The dedicated basketball was made of laced leather and weighed less than 20 oz (567 g). The first molded ball that eliminated the need for laces was introduced in 1948。 England in 1894。 smaller gyms used five players on a side, and the larger gyms allowed seven to nine. The team size became generally established as five in 1895, and, in 1897, this was made formal in the rules. The YMCA lost interest in supporting the game because 1020 basketball players monopolized a gymnasium previously used by many more in a variety of activities. YMCA membership dropped, and basketball enthusiasts played in local halls. This led to the building of basketball gymnasiums at schools and colleges and also to the formation of professional leagues. Although basketball was born in the United States, five of Naismith39。s five basic principles center on the ball, which was described as large, light, and handled with the hands. Players could not move the ball by running alone, and none of the players was restricted against handling the ball. The playing area was also open to all players, but there was to be no physical contact between players。s bounce. Inside the covering or casing, a rubber bladder holds air. The ball must be inflated to a pressure sufficient to make it rebound to a height (measured to the top of the ball) of 4954 in ( m) when it is dropped on a solid wooden floor from a starting height of 6 ft ( m) measured from the bottom of the ball. The factory must test the balls, and the air pressure that makes the ball legal in keeping with the bounce test is stamped on the ball. During the intensity of high school and college tourneys and the professional playoffs, this inflated sphere mands considerable attention. Basketball is one of few sports with a known date of birth. On December 1, 1891, in Springfield, Massachusetts, James Naismith hung two halfbushel peach baskets at the opposite ends of a gymnasium and outlined 13 rules based on five principles to his students at the International Training School of the Young Men39。s games measures in (7576 cm) in circumference, and a women39。 請(qǐng)您刪除一下內(nèi)容，O(∩ _∩ )O 謝謝?。?！ 2021年中央電大期末復(fù)習(xí)考試小 抄大全，電大期末考試必備小抄，電大考試必過(guò)小抄 Basketball can make a true claim to being the only major sport that is an American invention. From high school to the professional level, basketball attracts a large following for live games as well as television coverage of events like the National Collegiate Athletic Association (NCAA) annual tournament and the National Basketball Association (NBA) and Women39。這種方法評(píng)價(jià)貸款質(zhì)量的 標(biāo)準(zhǔn)是多維的，包括貸款人償還本息的情況、貸款人的財(cái)務(wù)情況、借款的 目 的和使用、信貸風(fēng)險(xiǎn)及控制、信貸支 持 狀況等。 貸款五級(jí)分類(lèi)法是一套對(duì)銀行的貸款質(zhì)量進(jìn)行評(píng)價(jià)并對(duì)銀行抵御貸款 損失的能力進(jìn)行評(píng)估的系統(tǒng)方法。 簡(jiǎn)述我國(guó)目前提倡的資產(chǎn)質(zhì)量的分類(lèi)體系。 (5)利率變動(dòng)。贏利水平高的銀行通常人均創(chuàng)造的收入和管理的資產(chǎn)更多一些，生產(chǎn)率較高的雇員的薪水通常也較高。高收益的銀行傾向于擁有更多的收益資產(chǎn)。資產(chǎn)結(jié)構(gòu)對(duì)收益率的影 8 響也不容忽視。 (2)存款結(jié)構(gòu)對(duì)收益的影響。 (1)規(guī)模變動(dòng)對(duì)收益的影響。是指商業(yè)銀行在資產(chǎn)負(fù)債管理過(guò)程中，通過(guò)建立各種比例指標(biāo)體系以約束資金運(yùn)營(yíng)的管理方式。差 額可以分為以利率匹配和以期限匹配形成的差額，以這些差額作為資產(chǎn)與負(fù)債內(nèi)在聯(lián)系的關(guān)鍵因素，通過(guò)縮小或擴(kuò)大差額的額度，調(diào)整資產(chǎn)與負(fù)債的組合和規(guī)模。即銀行在選擇資產(chǎn)的種類(lèi)時(shí)，首先考慮負(fù)債結(jié)構(gòu)的特點(diǎn)；按法定準(zhǔn)備金比率的高低和資金周轉(zhuǎn)速度來(lái)劃分負(fù)債的種類(lèi)，并確定相應(yīng)的資金投向。即將各項(xiàng)負(fù)債集中起來(lái)，按照銀行的需要進(jìn)行分配，在分配資金時(shí)常首先考慮其流動(dòng)性。 商業(yè)銀行資產(chǎn)負(fù)債管理的主要方法。這個(gè)差額被稱(chēng)為凈金融投資。 資本收益率 資本收益率是指每單位資本創(chuàng)造的收益額，它是測(cè)度商業(yè)銀行贏利能力的關(guān)鍵指標(biāo)，計(jì)算公式為： 資本收益率 (ROE)＝稅后凈收益／資本總額 有效持續(xù)期缺口 有效持續(xù)期缺口是綜合衡量銀行風(fēng)險(xiǎn)的指標(biāo)，計(jì)算式是：資產(chǎn)平均有效持有期 （總負(fù)債 /總資產(chǎn)） *負(fù)債平均有效 持續(xù)期，當(dāng)其值為正時(shí)，如果利率下降，資產(chǎn)價(jià)值增加的幅度比負(fù)債大，銀行的市場(chǎng)價(jià)值將會(huì)增加，反之如果利率上升，銀行的市場(chǎng)價(jià)值將會(huì)下降；其值為負(fù)時(shí)相反。 股票市場(chǎng)活力的競(jìng)爭(zhēng)力的主要指標(biāo)有（ A、股票市場(chǎng)籌 資額 B、股票市場(chǎng)人均交易額 C、國(guó)內(nèi)上市公司數(shù)目 D、股東的權(quán)利和責(zé)任 E、內(nèi)幕交易 ） 三、名詞解釋 第二級(jí)準(zhǔn)備 第二級(jí)準(zhǔn)備一般指的是銀行的證券資產(chǎn)，它的特點(diǎn)是兼顧流動(dòng)性和贏利性，但流動(dòng)性一般不如一級(jí)準(zhǔn)備的流動(dòng)性強(qiáng)，且存在著一定的風(fēng)險(xiǎn)。 資金流量核算采用復(fù)式記帳方法，遵循 (，使用交易發(fā)生時(shí)的市場(chǎng)價(jià)格 E.權(quán)責(zé)發(fā)生制記帳原則，使用交易者雙方商定的實(shí)際價(jià)格 )估價(jià)標(biāo)準(zhǔn)。 環(huán)境風(fēng)險(xiǎn)分折法中，需要考慮的環(huán)境因素包括有 (A、匯率和利率波動(dòng) B、同業(yè)競(jìng)爭(zhēng) C、宏觀經(jīng)濟(jì)條件 E；商業(yè)周期 ) 。 金融體系國(guó)際競(jìng)爭(zhēng)力指標(biāo)體系中用于評(píng)價(jià)貨幣市場(chǎng)效率競(jìng)爭(zhēng)力的指標(biāo)是（ D、銀行部門(mén)效率 ） 銀行部門(mén)效率 競(jìng)爭(zhēng)力的指標(biāo)體系中，用以反映商業(yè)銀行的經(jīng)營(yíng)效率的指標(biāo)是（ C、利差 ） 二、多選題 下面哪種變化會(huì)導(dǎo)致商業(yè)銀行凈利息收入增加？ (A、利率敏感性缺口為正，市場(chǎng)利率上升 B、利率敏感系數(shù)大于 1，市場(chǎng)利率上升 D、有效持有期缺口為負(fù)，市場(chǎng)利率上升 ) 。 銀行平時(shí)對(duì)貸款進(jìn)行分類(lèi)和質(zhì)量評(píng)定時(shí)，采用的辦法是（ D、采用隨機(jī)抽樣和判斷抽樣相結(jié)合的 7 方法抽出部分貸款分析，并推之總體 ） 1968 年，聯(lián)合國(guó)正式把資金流量帳戶納入 ( 體系 )中。 不良資產(chǎn)比例增加，意味著商業(yè)銀行哪種風(fēng)險(xiǎn)增加了 ? (C、信貸風(fēng)險(xiǎn) ) 如果銀行的利率敏感性缺口為正，則下述哪種變化會(huì)增加銀行的收益 (A、利率 上升 )。 金融統(tǒng)計(jì)分析作業(yè) 4 一、 單選題 息差的計(jì)算公式是（ A、利息收入 /贏利性資產(chǎn) 利息支出 /付息性負(fù)債 ） 某商業(yè)銀行的利率敏感性資產(chǎn)為 3 億元，利率敏感性負(fù)債為 億元。 簡(jiǎn)述資產(chǎn)業(yè)務(wù)統(tǒng)計(jì)的主要內(nèi)容。 （ 4）對(duì)外債的依賴(lài)性：如果外債使用不當(dāng)，不能創(chuàng)匯，或不能帶來(lái)足以還本付息的外匯，債務(wù)國(guó)就不得不繼續(xù)舉新債來(lái)還舊債，結(jié)果使債務(wù)國(guó)對(duì)外債產(chǎn)生依賴(lài)性，并有可能另重。 （ 2）附帶條件的外債：附帶條件的外債主要是指附加其他條件的政府或國(guó) 際金融組織的貸款，這些貸款的附加條件可以視為還本付息之外的附加成本。 （ 1）債務(wù)償還；債務(wù)償還也稱(chēng)分期還本付息。 （ 5）銀行或金融機(jī)構(gòu)：通過(guò)借外債能夠加強(qiáng)債務(wù)國(guó)和債權(quán)國(guó)在金融領(lǐng)域的俁作，增強(qiáng)債務(wù)國(guó)經(jīng)營(yíng)和管理國(guó)際資本的能力，最終有利于促進(jìn)國(guó)際間經(jīng)濟(jì)貿(mào)易合作的開(kāi)展。 （ 3）就業(yè)：通過(guò)借外債增加國(guó)內(nèi)的生產(chǎn)投入，開(kāi)辟新行業(yè)，建立析企業(yè)，能吸收大批的待 業(yè)人員，經(jīng)過(guò)培訓(xùn)后，不但提高了