【正文】 第二產(chǎn)業(yè)（工業(yè)） manufacturing industry (secondary industry) 第三產(chǎn)業(yè)（服務(wù)業(yè)） service industry (tertiary industry) 主要經(jīng)濟指標 major economic indicators 國內(nèi)生產(chǎn)總值 GDP gross domestic product （商品和勞務(wù)幣值總和，不包括海外收入支出） 國民生產(chǎn)總值 GNP gross national product（商品和勞務(wù)幣值總和，包括海外收入支出） 人均國內(nèi)生產(chǎn)總值 GDP per capita 宏觀經(jīng)濟 macro economy 互助基金 mutual fund 擴大內(nèi)需 expand domestic demand 改善居民心理預期 inspire the general public39。s confidence in the future needs 鼓勵增加即期消費 encourage more immediate consumption 長期國債 longterm treasury bonds 支付國債利息 to service treasury bonds 財政赤字和債務(wù) deficits and the national debt 按原口徑計算 calculate on the base line 按不變價格計算 calculate at constant price 按可比價格計算 calculate at parable price 列入財政預算支出 listed in the fiscal budget 結(jié)售匯制度 the system of exchange, settlement and sales 經(jīng)常項目順差 favorable balance of current account, surplus of current account 開辦人民幣業(yè)務(wù) engage in Renminbi (RMB) business 出口退稅制度 the system of refunding taxes on exported goods 保證金臺帳制度 Deposit account system for processing trade 分期付款 pay by installment 保值儲蓄 inflationproof bank savings 抵押貸款 collateralised loans 住房抵押貸款 residential mortgage loan 貨幣主義者 moarist 計劃經(jīng)濟 planned economy 指令性計劃 mandatory plan 技術(shù)密集型 technology intensive 大規(guī)模生產(chǎn) mass production 經(jīng)濟林 cash tree 跟蹤審計 followup auditing 流動性風險 liquidity risk 48 操作風險 operational risk 內(nèi)部審計 internal audit 拋售 bear sales 配套政策 supporting policies 中國人民銀行（中央銀行） The People’s Bank of China（ central bank） 四大國有商業(yè)銀行 4 major stateowned mercial banks 中國銀行 Bank of china 中國工商銀行 Industrial and Commercial Bank of China（） and 中國建設(shè)銀行 Construction Bank of China 中國農(nóng)業(yè)銀行 Agricultural Bank of China 招商銀行 China Merchants Bank 疲軟股票 soft stock 配股 allotment of shares 實際增長率 growth rate in real terms 年均增長率 average growth rate per annum 投資回報率 rate of return on investment 外貿(mào)進出口總額 total foreign trade value 實際利用外資 ining overseas capital (investment) in place 消費價格指數(shù) consumer price index (CPI) 零售價格指數(shù) retail price index （ RPI） 生活費用價格總指數(shù) total price index of living cost 生活費用 ine available for living expenses 扣除物價因素 in real terms / on inflationadjusted basis 居民儲蓄存款 residents’ bank savings deposit 恩格爾系數(shù)（食品開支占總支出的比例） Engel coefficient 基尼系數(shù)（衡量地區(qū)差別） Gini coefficient 購買力平價法 purchasing power parity (PPP) （衡量使用不同貨幣的兩個國家或地區(qū)的經(jīng)濟水平、收入水平的一種計算法，用相等的匯率比較兩種貨幣各自的國內(nèi)購買力） 片面追求發(fā)展速度 excessive pursuit of growth 泡沫經(jīng)濟 bubble economy 經(jīng)濟過熱 overheating of economy 通貨膨脹 inflation 實體經(jīng)濟 the real economy 經(jīng)濟規(guī)律 laws of economics 市場調(diào)節(jié) market regulation 優(yōu)化資源配置 optimize allocation of resources 規(guī)模經(jīng)營優(yōu)勢 advantage of economies of scale 勞動密集型 labor intensive 市場風險 market risk 收緊銀根 tighten up moary policy 適度從緊的財政政策 moderately tight fiscal policy 信用緊縮 credit crunch 加強國有商業(yè)銀行內(nèi)部資金調(diào)度 In state mercial banks, internal capital allocation should be improved. 合理劃分貸款審批權(quán)限 Limits of authority for examining and approving loans should be rationally defi