【正文】 if the lender exercises the subrogation right according to laws, the order of the subdebtor’s repayment of the liquidated debts and pensation to lender will be determined by the lender. If the borrower’s repayment is not enough to pay off the debt amount payable, the lender may choose to make the repayment used for liquidation of principal, interest, penalty interest, pound interest or the cost for realization of the creditor’s rights. Article 6 Early repayment If the borrower repays in advance, apart from the selfservice method stipulated in Article of the present contract, the borrower also shall file an application 30 days in advance and obtains the written consent of the lender. Where the early repayment is agreed by the lender, the borrower shall pay interest for the early repayment at the time of repayment according to the actual loan period and the interest rate stipulated in the present contract, and shall pay a certain percentage of pensation money according to the early repayment amount. See Article 21 for the percentage. With regard to early repayment via selfservice channels, the minimum repayment amount is RMB 1000 Yuan. The lender can adjust the minimum early repayment amount for selfservice channels without prior notice to the borrower. The borrower has acknowledged that the lender and other branches of the Agricultural Bank of China are owned by the same legal person. After the present agreement enters into force, when the borrower applies to the lender or other branches of the Agricultural Bank of China for early repayment, the lender or other branches of the Agricultural Bank of China for early repayment will have the right to require the borrower to have the early repayment amount firstly used to pay off the nonguarantee credit loan of the borrower in the Agricultural Bank of China, then to pay off the warranty, pledge or mortgage guarantee in advance after the nonguarantee credit loan is fully paid off. The borrower hereby irrevocably promises to abide by this repayment stipulation. If the borrower breaks its promise, the lender or other branches of the Agricultural Bank of China will have the right to refuse the borrower’s application for early repayment. The borrower shall firstly pay the pensation money, default fine, penalty interest, pound interest, the principal and interest of the current period, and other amount required to be firstly paid, and then pay off the loan principal in advance. If the borrower repays part of the loan in advance, the principal amount of the early repayment shall meet the lender’s requirement on minimum amount and differential and etc., and the repayment amount and repayment period of the remaining loan shall be recalculated. Where there is any other regulation between the borrower and lender, such regulations shall prevail. Article 7 Rights and obligations of the borrower Obtain and use the loan according to the provisions of the present contract, and repay the principal and interest in full on schedule, and pay the relevant expenses and fee, and shall not use the loan to invest in the stock market, forward market, or any other equity investment. If the autonomous payment account stipulated in Article of the present contract shall be the borrower’s debit card, and shall not be the third custody account, bankforward transfer account, MISPOS account or the account with the stock nature or the contracted debit card for purchase of funds and other equity investment. Truthfully inform the lender of any occurred or occurring matters that may affect its finance conditions and debt repayment capacity, including but not limited to: debt and guarantee burden, litigation, arbitration, other administrative procedures or claim events. Truthfully provide files, materials and receipts related with the loan under the present contract as required by the lender, and shall ensure their authenticity, pleteness, legality and validity. The borrower has the obligation to accept and cooperation with the lender to conduct postloan inspection or loan payment check. The lender has the right to require the。 the selfservice revolving loan whose loan period is more than one year can adopt the method of matching the repayment of principal and interest or matching the principal repayment on a decreasing basis. The specific method is subject to the relevant records generated by the lender business system. Before the repayment date of each period, the borrower shall deposit the money which is enough to repay the loan principal and interest of the current period in the borrower’s account specified in Article , and the lender can directly transfer and charge from the said account the loan principal and interest as well as other amounts payable under the present contract. If the capital in the said account is not enough to pay off the loan principal and interest of the current period, the lender will have the right to decide whether to transfer and charge or not. If the lender does not transfer and charge, then all the loan principal and interest of the current period will be treated as overdue。 [(1+ interest rate per period) loan period number – 1] (2) Matching the principal repayment on a decreasing basis Repayment amount per period = loan principal 247。 the lender will not bear any liability for the default of the borrower caused thereby to the transaction object or any other loss occurred thereby. If error loan payment, unsuccessful loan payment, or overdue loan payment is caused due to incorrectness, inpleteness or delay of the payment information provided by the borrower, the lender will not bear any liability for the default of the borrower caused thereby to the transaction object or any other loss occurred thereby. If entrustment payment is adopted, the borrower will have the right to restric