【正文】 y of the last month of each quarter or the last month of each period. If no date corresponds to the loan release date, take the last day of the month that falls in the end of the quarter / the month that falls in the end of the period. The repayment method available for repayment by installment and its corresponding calculation formulas are as follow: (1) Matching the repayment of principal and interest Repayment amount per period = loan principal interest rate per period + (1+ interest rate per period) loan period number 247。 (2) Other revolving loan limit of the borrower is frozen, adjusted, reduce or terminated。 if the corresponding date of the loan release date does not exist, then it shall be the last day of the next month) specified in Article 17 as an adjustment cycle. During an adjustment cycle, in the event that RMB loan benchmark interest rate is adjusted by the People’s Bank of China, then the loan performance interest rate will be adjusted as of the date that the loan release date corresponds in the first month in the next cycle。 if the lender exercises the subrogation right according to laws, the order of the subdebtor’s repayment of the liquidated debts and pensation to lender will be determined by the lender. If the borrower’s repayment is not enough to pay off the debt amount payable, the lender may choose to make the repayment used for liquidation of principal, interest, penalty interest, pound interest or the cost for realization of the creditor’s rights. Article 6 Early repayment If the borrower repays in advance, apart from the selfservice method stipulated in Article of the present contract, the borrower also shall file an application 30 days in advance and obtains the written consent of the lender. Where the early repayment is agreed by the lender, the borrower shall pay interest for the early repayment at the time of repayment according to the actual loan period and the interest rate stipulated in the present contract, and shall pay a certain percentage of pensation money according to the early repayment amount. See Article 21 for the percentage. With regard to early repayment via selfservice channels, the minimum repayment amount is RMB 1000 Yuan. The lender can adjust the minimum early repayment amount for selfservice channels without prior notice to the borrower. The borrower has acknowledged that the lender and other branches of the Agricultural Bank of China are owned by the same legal person. After the present agreement enters into force, when the borrower applies to the lender or other branches of the Agricultural Bank of China for early repayment, the lender or other branches of the Agricultural Bank of China for early repayment will have the right to require the borrower to have the early repayment amount firstly used to pay off the nonguarantee credit loan of the borrower in the Agricultural Bank of China, then to pay off the warranty, pledge or mortgage guarantee in advance after the nonguarantee credit loan is fully paid off. The borrower hereby irrevocably promises to abide by this repayment stipulation. If the borrower breaks its promise, the lender or other branches of the Agricultural Bank of China will have the right to refuse the borrower’s application for early repayment. The borrower shall firstly pay the pensation money, default fine, penalty interest, pound interest, the principal and interest of the current period, and other amount required to be firstly paid, and then pay off the loan principal in advance. If the borrower repays part of the loan in advance, the principal amount of the early repayment shall meet the lender’s requirement on minimum amount and differential and etc., and the repayment amount and repayment period of the remaining loan shall be recalculated. Where there is any other regulation between the borrower and lender, such regulations shall prevail. Article 7 Rights and obligations of the borrower Obtain and use the loan according to the provisions of the present contract, and repay the principal and interest in full on schedule, and pay the relevant expenses and fee, and shall not use the loan to invest in the stock market, forward market, or any other equity investment. If the autonomous payment account stipulated in Article of the present contract shall be the borrower’s debit card, and shall not be the third custody account, bankforward transfer account, MISPOS account or the account with the stock nature or the contracted debit card for purchase of funds and other equity investment. Truthfully inform the lender of any occurred or occurring matters that may affect its finance conditions and debt repayment capacity, including but not limited to: debt and guarantee burden, litigation, arbitration, other administrative procedures or claim events. Truthfully provide files, materials and receipts related with the loan under the present contract as required by the lender, and shall ensure their authenticity, pleteness, legality and validity. The borrower has the obligation to accept and cooperation with the lender to conduct postloan inspection or loan payment check. The lender has the right to require the。 the lender will not bear any liability for the default of the borrower caused thereby to the transaction object or any other loss occurred thereby. If error loan payment, unsuccessful loan payment, or overdue loan payment is caused due to incorrectness, inpleteness or delay of the payment information provided by the borrower, the lender will not bear any liability for the default of the borrower caused thereby to the transaction object or any other loss occurred thereby. If entrustment payment is adopted, the borrower will have the right to restrict the noncounter payment and universal withdrawal function of the borrower, such as inter banking, telephone