保險學(xué)原理chapter3(參考版)
2025-01-02 22:28本頁面
【正文】 ? 經(jīng)投保人和保險人協(xié)商同意，也可以采取前款規(guī)定以外的其他書面協(xié)議形式訂立保險合同。The insurance Policy Chapter Outline ? Fundamentals of Contract Law Type of Contract General Requirement for a Contract ? The Policy as Property Right To Use and Enjoy Property Right to Dispose of Property Fundamentals of Contract Law ? A contract is a legally enforceable agreement between two or more parties. ? The two parties to an individual life an health insurance contract are insurance panies that issued the policy and the individual who purchased the policy. Type of Contract ? Formal contracts and informal contracts ? Bilateral contracts and unilateral contracts ? Commutative contracts and aleatory contracts ? Bargaining contracts and contracts of adhesion Formal and informal Contracts ? A formal contract is one that is enforceable because the parties to the contract met certain formalities concerning the form of the agreement. ? An informal contract is a contract that is enforceable because the parties to the contract met requirements concerning the substance of the agreement rather than requirement concerning the form of the agreement Formal and informal Contracts ? In theory, life and health insurance contracts, as informal contracts,could be made in either written or oral form. ? But in some countries, insurance contracts are required to express in written form. Formal and informal Contracts ? 第十三條 投保人提出保險要求，經(jīng)保險人同意承保，并就合同的條款達(dá)成協(xié)議，保險合同成立。保險人應(yīng)當(dāng)及時向投保人簽發(fā)保險單或者其他保險憑證，并在保險單或者其他保險憑證中載明當(dāng)事人雙方約定的合同內(nèi)容。 Formal and informal Contracts ? Can a person enter into a valid life insurance contract on the
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