【正文】 我的英語(yǔ)不太好，你能幫忙嗎？ Cle。 Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me? 顧客： 你好，先生。那我是不是還可以用我們的舊賬戶開(kāi)支票？ Mr. Green: Certainly, as long as the account in your former bank is still active. 格林先生： 當(dāng)然可以，只要你以前銀行的賬戶仍然有效。 Mrs. Wilson: (She chooses her checks and pletes several forms.) I?d like to open this account with a deposit of one thousand dollars. Will it be all right if I write a check on our old account? 威爾遜夫人： （選擇完支票并填寫了一些表格。 Mr. Green: Yes, that would be what I?m referring to. But speaking of checks, why don?t we look at the various styles available. 格林先生： 對(duì)，這就是我所指的。曾經(jīng)，我和我丈夫很大意，沒(méi)有紀(jì)錄我們以往所開(kāi)的支票。當(dāng)然，如果你開(kāi)了一張支票因?yàn)橘Y金不夠被打回，那也要收取服務(wù)費(fèi)。我們會(huì)決定你需要什么樣的支票，然后把這記入你的帳上。 Mr. Green: Yes, that?s one type of bank charge, but there are others. The checks you?ll be ordering today are an example. We?ll decide what kind of checks you want and then charge your account for them. It will appear on your first month?s statement. Of course, if a check of yours should be returned for insufficient funds, there would be a charge for that too. 26 格林先生： 是的，那是銀行費(fèi)率的一種，但還有別的。 Mrs. Wilson: If you mean a service charge for dropping below $500, I can tell you that I?m going to try to avoid it. We should be able to keep more than five hundred dollars in our account all the time. 威爾遜夫人： 如果你是說(shuō)結(jié)存額低于五百美元的服務(wù)費(fèi)，我可以說(shuō)我會(huì)盡量避免它。利息會(huì)在你的每月清單上打印出來(lái)，所以你會(huì)知道把它加進(jìn)你自己的支票本中。我們的計(jì)算機(jī)算出每日數(shù)目的總和，然后除去你結(jié)算期的天數(shù)。 Mr. Green: The rate varies. Right now, it?s six percent. Our puter adds all the daily figures and then divides by the number of days in your statement period. That?s called your average daily balance, we use it to figure the interest you?ve earned daily and we credit it automatically to your account. The interest is printed on your monthly statement so you?ll know to add it into your checkbook yourself. All bank charges and credits are recorded on your monthly statement. 格林先生： 利息率會(huì)變化。 Mrs. Wilson: I see, now, since we?ll be writing checks throughout the month, our balance will vary from day to day. How will you know what amount to use to figure our interest? I?d like to know how much interest you pay. 威爾遜夫人： 現(xiàn)在我知道了，因?yàn)槲覀円粋€(gè)月里會(huì)不斷開(kāi)支票，每天的結(jié)存額都會(huì)不一樣。不需要最低存款，但如果你開(kāi)的賬戶是五百美元或 更多，至少隨時(shí)要保持那個(gè)數(shù)額，這樣就不收服務(wù)費(fèi)。給我講講你們活期存款的規(guī)定。威爾遜。今天需要 我 幫你做些什么？ Mrs. Wilson: I?m here to open an account for my husband and myself. My name is Gretchen Wilson. 威爾遜夫人： 我來(lái)這里想給自己和丈夫開(kāi)個(gè)賬號(hào)。我是埃德 你先坐，等格林先生的電話一完，他會(huì)很樂(lè)意幫助您。我想開(kāi)設(shè)一個(gè)賬戶。我和丈夫剛剛從佛羅里達(dá)搬來(lái)這里。 情景對(duì)話 Clerk: Good morning. May I help you? 職員 : 早上好。 The letter of credit is exhausted. 信用證上的款子已提清。 Please tell me how you wish to draw your money. 請(qǐng)告訴我你希望怎樣支款。 Your deposit is exhausted. 你的存款支凈了。 I think you can draw on this account by cheque in payment of goods. 我以為你可用支票提款支付購(gòu)物費(fèi)用。d like to draw 100 Yuan against this letter of credit. 我想從這份信用證上提款 100 元。 I want to close my account with you. 我想結(jié)束在你們這兒的 賬戶 。d like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款來(lái)支付天津購(gòu)物的費(fèi)用。 These dollars are worth 1,000 Yuan. 這些美圓可換 1000 元 。 Please wait a moment. I39。ll wait a moment, I39。 What rate are you giving? 你們提供的兌換率是多少？ Please tell me what you would give me for my . dollars. 請(qǐng)告訴我這些美圓可以兌換多少錢。s selling rate. 今天的賣出價(jià)是 200 法國(guó)法郎。 It39。s your selling rate for RMB Yuan in notes today? 你們今天人民幣現(xiàn)鈔的售價(jià)是多少？ 22 What39。 外匯率 口語(yǔ) Tell me the current rate for RMB, please. 請(qǐng)告訴我人民幣的現(xiàn)價(jià)。 It varies from time to time. At present it is 6%. （年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。 It allows you to earn a little interest on your money. 這可使你從存款中獲得一點(diǎn)利息。s the interest rate for the savings account? 儲(chǔ)蓄存款的利率是多少？ Do you pay interest on this account? 這種存款付給利息嗎？ Please tell me what the annual interest rate is. 請(qǐng)告訴我年利率是多少。 Each cheque you write will cost 2 dollars. 你每開(kāi)一張支票將花 2 美圓。s the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open. 這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。s checks cost % of the total amount of purchase. 旅行支票手續(xù)費(fèi)是購(gòu)買總額的 %。 Please endorse the cheque. 請(qǐng)背簽這張支票。 Please write your account number on the back of the check. 請(qǐng)?jiān)谥北趁鎸懮夏愕?賬號(hào) 。d like to cash this money order. 我想兌現(xiàn)這張匯款單。d like to know whether I can cash a cheque here. 我想知道我能否在這兌換支票。 I want to deposit my paycheck. 我想存入我的工資支票。 I39。re to deposit as well as your name, address and professional unit? 請(qǐng)?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？ 20 I want to deposit 300 Yuan in my account. 我想在我的戶頭上存 300 元。 存款口語(yǔ) How much do you want to deposit with us? 你想在我們這存多少？ How much money do you plan to keep in your account on a regular basis? 你計(jì)劃在你的戶頭上定期存放多少錢？ I think you may deposit your money with the bank, or leave it here for temporary safekeeping. 我 認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來(lái)。ll give me ten traveler39。 I need 300 dollars in 100dollar cheques. 我要 300 美圓票面為 100 美圓的支票。 I39。 I39。 I39。 I39。 Will seven tens be all right? 7 張 10 元的可以嗎？ Would you kindly sign the exchange form, giving your name and address? 請(qǐng)?jiān)趦稉Q 單上簽字，寫出你的姓名和地址，好嗎？ Here it is some French francs, Swiss francs, American dollars and a few Dutch guilders. 這些就是：一些法國(guó)法郎，瑞士法郎，美圓和一些荷蘭盾。 Could you tell me how to operate this account? 請(qǐng)告訴我如何經(jīng)管這個(gè) 賬戶 好嗎？ Is there any minimum for the first deposit? 第一次儲(chǔ)蓄有最低限額嗎？ 18 How much does each account cost? 每個(gè) 賬戶 要花多少錢？ 兌換貨幣 口語(yǔ) Can you change me some mon