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中信銀行個(gè)人貸款合同格式(參考版)

2024-12-14 22:40本頁(yè)面
  

【正文】    If Party B requests the notarial deed of documents for creditor‘s rights with   force of pulsory execution, Party A will agree that Party B could apply to   issue the notarial deed with pulsory force with the notary organ. If Party A   fails to pay off all loan principal, interest and relevant expense on due date,   Party B could take the notarial deed directly to people‘s court w。   (三)其他法律允許的措施。   (二)要求甲方立即提前償還部分或全部借款,或以合法程序處分本合同項(xiàng)下的抵、質(zhì)押物以清償全部借款和利息,或要求保證人履行保證責(zé)任;   Dispose the guaranty under mortgage and/or pledge by law, to pay off   the total loan and relevant interest。  ?。ㄎ澹┖贤男衅陂g,抵押人擅自處分抵押物,或者抵押人的行為足以使抵押物價(jià)值減少,乙方要求恢復(fù)原狀、提供擔(dān)保遭拒絕;   Within the period of the contract, in case that the mortgager disposes   the property without approval of Party B, or action of the mortgager can decrease the value of guaranty, Party B is refused of restoring the property or provision of new guarantee.  ?。┖贤男衅陂g,甲方中斷、撤銷(xiāo)乙方要求投保的保險(xiǎn);  ?。ㄆ撸┍WC人提供虛假財(cái)務(wù)報(bào)告或者拒絕乙方對(duì)其財(cái)務(wù)狀況進(jìn)行監(jiān)督、檢查;   The guarantor provides false financial report or refuses the check and supervision of Party B on his financial status.  ?。ò耍┍WC人違反本合同保證條款或喪失擔(dān)保能力甲方未能提供符合乙方要求的擔(dān)保;   The guarantor breaches the terms of this contract or loses the ability of   guarantee, and Party A fails to provide the guarantee required by Party B.  ?。ň牛┘追交驌?dān)保人其他可能影響歸還乙方貸款的行為。  ?。ㄈ┘追教峁┑淖C明、資料等文件有虛假、非法的情況;   The certificates and materials provided by Party A are fake or illegal。   第十條 違約責(zé)任Article 10 Default Liability   一、發(fā)生下列情況之一即構(gòu)成違約:    Fault liability occurs in case any one of the following situations happens:  ?。ㄒ唬┘追礁淖兘杩钣猛?;Party A changes the purpose of the loan。本合同履行期間,甲方不得中斷、撤銷(xiāo)保險(xiǎn)。    Party A shall not use the loan funds for other purpose than that prescribed   under this contract. If Party A does not use the loan on the agreed purpose under this contract, he should clear the loan with Party B ahead of schedule, otherwise, Party A shall be treated as misappropriate use of loan.   五、本合同履行期間,擔(dān)保人發(fā)生或可能發(fā)生影響其擔(dān)保能力的變化,甲方應(yīng)當(dāng)在變化發(fā)生的五日內(nèi)書(shū)面通知乙方并應(yīng)當(dāng)在十日內(nèi)提供新的、符合乙方要求的擔(dān)?;蛘卟扇∫曳秸J(rèn)可的補(bǔ)救措施。    Within period of this contract, should any changes occur in pany, address, contact way of Party A, he shall inform Party B within ten (10) days after the changes.   四、甲方不得挪用借款。    Party A shall ensure the loan application data are plete, true, valid and   legal, and cooperate with Party A to investigate, censor and check the data.   二、甲方應(yīng)定期或隨時(shí)應(yīng)乙方要求,向乙方提供真實(shí)反映甲方財(cái)務(wù)狀況或收入情況的文件或證明。   The guarantee period is two years, from the day when the contract bees effective till the expiring day of liability fulfillment term under this contract.  ?。ㄋ模┰诮杩钇趦?nèi),保證人發(fā)生被宣告破產(chǎn)、被依法撤銷(xiāo)、解散、資不抵債等喪失擔(dān)保資格和能力的變故時(shí),保證人應(yīng)及時(shí)通知乙方,甲方應(yīng)提供新的擔(dān)保。   The guarantee form under this contract is joint liability assurance.  ?。ǘ┍WC人保證擔(dān)保的范圍:   1.本合同項(xiàng)下的借款本金、利息(含復(fù)利)、罰息;   2.違約金、賠償金、補(bǔ)償金;   3.為實(shí)現(xiàn)債權(quán)和質(zhì)權(quán)而支付的費(fèi)用(包括但不限于因違約方發(fā)生的律師費(fèi))。甲方償還本合同項(xiàng)下的全部借款本金、利息及費(fèi)用或出質(zhì)人代甲方清償所擔(dān)保的債權(quán),乙方應(yīng)將質(zhì)物及其相關(guān)證明文件返還出質(zhì)人。Other ways allowed by laws.  ?。┘追脚c乙方變更本合同(包括但不限于借款金額、期限、利率、結(jié)息方式、還款方式、還款期數(shù)、每期還款額),只要不加重出質(zhì)人的責(zé)任,無(wú)須征得出質(zhì)人同意,出質(zhì)人仍對(duì)本合同項(xiàng)下的債務(wù)承擔(dān)擔(dān)保責(zé)任。   3.變賣(mài)受償;Sale of pledges。   Should the value of pledges is decreased, and the pledger fails to provide guarantee required by Party B, Party B can exercise the pledge right in advance.  ?。ㄎ澹┮曳娇蛇x擇下列方式之一實(shí)現(xiàn)質(zhì)權(quán):   Party B can select any one of the following ways to realize the pledge right:   1.與出質(zhì)人協(xié)議以質(zhì)物折價(jià)受償;Discount of pledges in agreement with pledger。   2.乙方根據(jù)本合同的約定,提前收回借款,乙方未受清償或未受完全清償?shù)模?  Party breaches the contract, party B claims to take back the loan in advance, and Party B fails to be paid off or not fully paid off。   The pledger voluntarily pledges the movable assets/rights in Pledges ListAttachment B of this contract, and agrees to be restricted by this contract.  ?。ǘ┍竞贤|(zhì)物的共有權(quán)人同意將本合同項(xiàng)下的質(zhì)物作質(zhì)押,并同意受本合同約束。   Within the period of mortgage, should any accident happens to the guaranty, insurance pensation should be used for paying off the loan under this contract ahead of schedule with priority.   (十七)乙方與甲方變更本合同(包括
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