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【正文】 on, preloan investigation a mere formality. 11th preloan investigation should be two participants, one person, another person aided person, except on business with special provisions. Main and auxiliary officers shall be due diligence, investigators as a sponsor of the credit business, bear primary responsibility for credit, is the responsibility of credit business. Risk managers participate in the preloan investigation work in parallel, as a double investigation, risk managers held accountable for their findings. Article 12th preloan investigation officer shall give their opinion in a credit report and signatures, findings should be clear. Only signed ments, and ambiguous or contradictory, deemed to be agreed for the credit business. 13th marketing lines management departments at all levels to meet the conditions of credi
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