【正文】
ing that the library has helped us a lot. But it is in urgent need of improvement. When improved, the library is certain to provide much more help to our study. Thank you for your time. I am looking forward to your reply.Yours sincerely Li Qiang 5)Changes in the Ownership of HousesAs can be seen from the chart, ownership of houses in the city has significantly changed in the 1990s. In 1990, 75percent of the houses were stateowned. Five years later, the rate of stateowned houses to private ones was 60 to 40. But from then on, the ownership changed dramatically and by the end of the year 2000, 80 percent of houses were private.There might have been two main reasons. One of them was the policy of the government. In the 1990s, China carried on with its reform policy and the government called for privatization of the stateowned estate. But it took time for the reform to e into effect. But from 1995 on, when people have recognized its’ significance, the reformation took bigger steps. Another reason was that the people were getting better off and they could afford buying their own houses.Such changes have had grate impact on individuals as well as the society. On the one hand, the individuals must save money to buy an apartment or to pay for the mortgage. On the other hand, a heavy burden has been taken of f the government so that it can take more effective measures to improve people’s life.6)A Letter of Application for School LoanTo whom it may concern,I am writing to you to apply for a school loan. As a freshman from the Chinese Department, I have much financial difficulty in continuing my study. My family is short of money. First, we lack financial resources. My father, a worker earning 300 yuan per month, is the only breadwinner of the whole family while my mother was laid off two years ago and has been suffering a chronic illness for several years. Second, even though we have been doing everything that we can do to reduce our daily expenses, the total payout is still so high that we could not afford. Because, we need money to buy medicine for my mother’s illness。 We need money to pay the tuition for both my younger sister, who is now studying in a high middle school, and I, But I am so eager to continue my study, so I have to apply for a school loan.If my request is granted, I will make best use of the money and absorb myself in study. I will definitely pay back the loan according to the requirements. I hope that you will consider my application. I will appreciate you very much if you could give me a quick response.Yours sincerely,Wang Xiaojun