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t. Most of the large banks can now offer fully secure, fully functional online banking for free or for a small fee. (4) As more banks succeed online and more customers use their sites, fully functional online banking likely will bee as monplace as automated teller machines. Online banking has a lot of advantages. Unlike your corner bank, online banking sites never close。 they39。 re available 24 hours a day, seven days a week ,and they39。 re only a mouse click away. If you39。 re out of state or even out of the country when a money problem arises, you can log on instantly to your online bank and take care of business. Online bank sites generally execute and confirm transactions at or quicker than ATM processing speeds.(5) Many online banking sites now offer sophisticated tools, including account aggregation, stock quotes, and portfolio managing programs to help you manage all of your assets more effectively. [ 參考譯文 ] , 為你提供一種方式 , 繞過耗時的 、 紙介操作的傳統(tǒng)銀行服務(wù) , 從而更快捷有效地管理你的財務(wù) 。 , 既然客戶可以通過個人電腦連接互聯(lián)網(wǎng) , 各個銀行開始設(shè)想將那些相同的內(nèi)部電子處理過程應(yīng)用于家庭 , 以發(fā)揮類似的經(jīng)濟優(yōu)勢 。 “ 從磚頭到點擊 ” 銀行 , 以區(qū)別于那些尚未提供網(wǎng)上銀行業(yè)務(wù)的 “ 磚頭與灰漿 ” 銀行以及那些連儲蓄所或出納員都沒有的 “ 虛擬 ” 銀行 。 ,以及越來越多的客戶登陸它們的網(wǎng)站,功能齊全的網(wǎng)上銀行業(yè)務(wù)很可能變得像自動柜員機一樣普及。 ,包括賬目總計、股票報價以個人證券投資管理項目,以幫助你更有效地理財。