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20xx年中信銀行個人貸款合同格式-資料下載頁

2025-01-25 05:01本頁面
  

【正文】 y changes occur in pany, address, contact way of Party A, he shall inform Party B within ten (10) days after the changes.
  四、甲方不得挪用借款。甲方借款不用于購買或退掉本合同約定的商品或服務(wù),應(yīng)按提前還款與乙方結(jié)算,否則,視為改變借款用途挪作他用。
   Party A shall not use the loan funds for other purpose than that prescribed
  under this contract. If Party A does not use the loan on the agreed purpose under this contract, he should clear the loan with Party B ahead of schedule, otherwise, Party A shall be treated as misappropriate use of loan.
  五、本合同履行期間,擔(dān)保人發(fā)生或可能發(fā)生影響其擔(dān)保能力的變化,甲方應(yīng)當(dāng)在變化發(fā)生的五日內(nèi)書面通知乙方并應(yīng)當(dāng)在十日內(nèi)提供新的、符合乙方要求的擔(dān)?;蛘卟扇∫曳秸J(rèn)可的補(bǔ)救措施。
   Within period of this contract, should any changes happens or may happen
  to the guarantor that influence his guaranteeing ability, Party A should notify
  Party B in written way within five (5) days after the changes and provide a new
  guarantee plying with requirement of Party B or take any remedial measures approved by Party B within ten (10) days.
  六、甲方應(yīng)當(dāng)按照乙方的要求投保保險(xiǎn)并以乙方為保險(xiǎn)的優(yōu)先受償人。本合同履行期間,甲方不得中斷、撤銷保險(xiǎn)。
   Party A shall be responsible for handling the attorney service, registry,
  insurance, notarization, evaluation etc related to the contract and all expenses.
  七、本合同項(xiàng)下的按揭律師服務(wù)費(fèi)、保險(xiǎn)費(fèi)、評估費(fèi)、公證費(fèi)等費(fèi)用按照相關(guān)規(guī)定或由甲乙雙方協(xié)商承擔(dān)。
  第十條 違約責(zé)任Article 10 Default Liability
  一、發(fā)生下列情況之一即構(gòu)成違約:
   Fault liability occurs in case any one of the following situations happens:
 ?。ㄒ唬┘追礁淖兘杩钣猛荆籔arty A changes the purpose of the loan。
 ?。ǘ┘追竭`反本合同約定,逾期或未按約定的金額歸還借款本息;
  Party A breaches the contract, failing to repay the funds on due date or failing to pay funds in full。
 ?。ㄈ┘追教峁┑淖C明、資料等文件有虛假、非法的情況;
  The certificates and materials provided by Party A are fake or illegal。
 ?。ㄋ模┘追剿劳觥⒈恍嫠劳?、被宣告失蹤、喪失民事行為能力后無繼承人、受遺贈人、財(cái)產(chǎn)代管人、監(jiān)護(hù)人或者其繼承人、受遺贈人、財(cái)產(chǎn)代管人、監(jiān)護(hù)人拒絕履行本合同;
  Party A is deceased, declared disappearance or death, no heirs, donatee, property keeper, guardian after losing the capacity of civil conduct, or his heir, donatee, property keeper, guardian refuses to fulfill this contract。
 ?。ㄎ澹┖贤男衅陂g,抵押人擅自處分抵押物,或者抵押人的行為足以使抵押物價值減少,乙方要求恢復(fù)原狀、提供擔(dān)保遭拒絕;
  Within the period of the contract, in case that the mortgager disposes
  the property without approval of Party B, or action of the mortgager can decrease the value of guaranty, Party B is refused of restoring the property or provision of new guarantee.
 ?。┖贤男衅陂g,甲方中斷、撤銷乙方要求投保的保險(xiǎn);
  (七)保證人提供虛假財(cái)務(wù)報(bào)告或者拒絕乙方對其財(cái)務(wù)狀況進(jìn)行監(jiān)督、檢查;
  The guarantor provides false financial report or refuses the check and supervision of Party B on his financial status.
 ?。ò耍┍WC人違反本合同保證條款或喪失擔(dān)保能力甲方未能提供符合乙方要求的擔(dān)保;
  The guarantor breaches the terms of this contract or loses the ability of
  guarantee, and Party A fails to provide the guarantee required by Party B.
  (九)甲方或擔(dān)保人其他可能影響歸還乙方貸款的行為。
  Other actions from Party A or the guarantor that may influence repayment of loan to Party B.
  二、發(fā)生違約情況時,乙方有權(quán)采取以下一種或多種措施:
   In the event of default, Party B has the right to take any one or a few
  measures below:
 ?。ㄒ唬┌粗袊嗣胥y行的規(guī)定計(jì)收罰息和復(fù)利;
  Calculate the penalty interest rate and pound interest as regulations of the People’s Bank of China。
 ?。ǘ┮蠹追搅⒓刺崆皟斶€部分或全部借款,或以合法程序處分本合同項(xiàng)下的抵、質(zhì)押物以清償全部借款和利息,或要求保證人履行保證責(zé)任;
  Dispose the guaranty under mortgage and/or pledge by law, to pay off
  the total loan and relevant interest。 Require the guarantor to fulfill the guarantee liability。
 ?。ㄈ┢渌稍试S的措施。Other measures allowed by law.
  第十一條 公證Article 11 Notarization
   If any party under this contract makes request of notarization, this contract
  shall be notarized by notary organ, and Party A shall be responsible for the
  expense.
  如任何一方提出對本合同進(jìn)行公證,則由公證機(jī)關(guān)進(jìn)行公證,公證費(fèi)用由甲方承擔(dān)。
   If Party B requests the notarial deed of documents for creditor‘s rights with
  force of pulsory execution, Party A will agree that Party B could apply to
  issue the notarial deed with pulsory force with the notary organ. If Party A
  fails to pay off all loan principal, interest and relevant expense on due date,
  Party B could take the notarial deed directly to people‘s court w
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