【正文】 rties shall make efforts to change the illegal， invalid or loss of practice part. 　　3. For the matters not referred in this contract shall be construed in accordance with the provisions of the Peoples Bank of China. 　　ARTICLE 18 DISPUTE RESOLUTION， GOVERNING LAW AND WAIVER OF EXEMPTION 　　1. The conclusion， interpretation and dispute resolution shall be subject to the Laws of the Peoples Republic of Chin. The disputes arising from the execution of this contract shall be settled through friendly consultation by both parties. In case no settlement can be reached， the disputes shall be submitted to the Peoples Court of the location of the Lender for judgment. 　　2. The Borrower shall not reject any obligation during the settlement of disputes. 　　3. The execution and performance of this contract and the related transaction is civil behavior. The Borrower shall not appeal to take action to exempt from the obligation under this contract. 　　If both parties agree to apply arbitration， the above term shall be： 　　1. The conclusion， interpretation and dispute resolution shall be subject to the Laws of the Peoples Republic of Chin. The dispute arising from the execution of this contract shall be settled through friendly consultation by both parties. In case no settlement can be reached， the disputes shall be submitted to China International Economic and trade arbitration mission for arbitration. 　　2. The arbitration shall be conducted in accordance with the Arbitration Law of Peoples Republic of China and Provisional Rules of Procedure of China international economic and trade arbitration mission. 　　3. During the Arbitration， this contract shall be effective and the Borrower shall not disclaim the any obligations under this contract. 　　4. The execution and performance of this contract and the related transaction is civil behavior. The Borrower shall not appeal to take action to exempt from the obligation under this contract. 　　ARTICLE 19 OTHER MATTER AGREED BY THE PARTIES. 　　ARTICLE 20 APPENDICES 　　The following appendices shall be integral part of this contract： 　　1. Drawdown application 　　2. ARTICLE 21 NOTICE 　　1. Any notice， payment notice or telemunications shall be forwarded to the following address： 　　To：___ The Borrower：_________ 　　Address：______________________ 　　Post Code：____________________ 　　Fax：__________________________ 　　To：____ The Lender：__________ 　　Address：______________________ 　　Post Code：____________________ 　　Fax：__________________________ 　　2. If any change of address shall inform the other party immediately. 　　3. Any notice， payment request or munication shall be forwarded to the above address. The dates on which notices shall be deemed to have been effectively given shall be determined as follows： 　　（1） If given in letter it shall be deemed effectively given on the fifth day after the date mailed by registered airmail， postage prepaid； 　　（2） If given by telex it shall be deemed effectively given on the date the other party returned the information； 　?。?） If given by facsimile it shall be deemed effectively given on the first date of transmission； 　?。?） If given by personal delivery it shall be deemed effectively given on the date of personal delivery； 　　This contract bee effective after signed by the authorized representatives of both parties until the loan and the interests and other related expenses be cleared up. 　　This contract is executed in _____ original and be equally of the Borrower， the Lender shall hold ____ copy.　　Borrower：____________ 　　Lender：______________　　Date：________________






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