游艇保險講稿(編輯修改稿)
2024-10-28 19:11 本頁面
【文章內容簡介】 surance,20,21,第三者責任保險Third Party Liability Insurance Coverage ? 保障范圍Coverage : ? 游艇或船主或船員對第三者的法律責任，這個責任包含人員傷害和財產損失Legal liability of the yacht and/or owner and/or crew to third parties. This include personal injury and/or property.,? ? ? ?,保障USD500,000,000 污染Pollutions 船員Crew 罰款和罰金 Fine and Penalties,22,船東互保協(xié)會保賠保險P amp。 I Clubs ? P. amp。 I. Clubs 船東互保協(xié)會（SHIPOWNERS MUTUAL ASSURANCE ASSOCIATION）。船東互保協(xié)會規(guī)定承保范圍，它由船東組成，意圖為可能承 擔的責任范圍提供金融保障,船殼和機械設備保險 Hull amp。 Machinery Insurance ? 主要保障Main Coverage :,– – – –,船殼和機械Hull and Machinery 附屬小艇及設備Tender and equipment 電子和導航設施Electrical and Navigational 偷竊Theft,– 救助費用Cost of the salvage of the yacht – 清除游艇殘骸費用Cost of removing the wreck of the yacht – 第三者責任Third Party Liability 23,? ? ? ? ? ? ? ? ?,Collision 碰撞 Sinking 下沉 Fire 火災 Theft 盜竊 Accident Damage 意外損毀 Typhoon Damage 臺風損毀 Lightning 雷電擊中 Third Party Liability Included 已包括第三者責任保險 Etc…其他,24,綜合保險(全保) Comprehensive Cover,25,一般除外責任Common Exclusions ? 不適航 Failure to maintain the yacht in seaworthy condition ? 惡意破壞或者正常損耗Loss caused by malicious act, wear and tear ? 船尾機,船上用具被盜, 除非該物品安置在鎖好的柜子或儲物室內Theft of any outboard motor, vessel’s gear / equipment unless at the time of the theft it was inside a locked cabin / storage compartment ? 帆被風吹爛Sails split by the wind ? 損失由競賽/速試/試航造成 Cause in racing / speed tests / trials in connection ? 沒有在發(fā)動機艙/發(fā)動機位置安裝自動滅火系統(tǒng)情況下的船上著火或者爆炸 Fire or explosion on board if the engine room / engine space without fire extinguish system,26,船殼和機械設備保險Hull amp。 Machinery Insurance Coverage Con’t ? 擴展條款Additional Cover: – 戰(zhàn)爭險War Risks – 競賽險Racing Risks – 個人物品Personal Effects – 帶船長的租船Skipper Charter,27,船員保險Crew Insurance ? 主要保障Main Coverage :,? 死亡Death ? 截肢或是眼睛失明Loss of limb /eye ? 永久性殘廢Permanent total disablement ? 醫(yī)療費用Medical Expenses ? 緊急救助 Emergency Services,船員保險Crew Insurance,28,29,保單種類 Policy Forms ? 協(xié)會游艇保險條款1985年11月1日 Institute Yacht Clauses (1/11/85) ? ―All Risks‖ Underwriter’s Standard Wording (Tailor Made) ? R12 – All Risks Cover,30,協(xié)會游艇保險條款1985年11月1日 Institute Yacht Clauses (1/11/85) Named Perils Wording (指定保險單) ? PERILS ? 危險條款 ? Subject always to the exclusions in this insurance ? 本保險受制于下列除外條件 ? This insurance covers loss of or damage to the subjectmatter insured caused by ? 本保險承保下列原因造成的保險標的損失或損害 ? Perils of the seas rivers lakes or other navigable waters ? 海上、江河、
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