游艇保險講稿(編輯修改稿)
2025-02-24 20:22 本頁面
【文章內(nèi)容簡介】 of mencement of voyage to time of discharge into the water at the destination, including loading / unloading and tow / storage in the country of origin and destination, if required. 18 游艇運輸保險 Yacht Cargo Insurance 游艇運輸保險 Yacht Cargo Insurance 19 游艇運輸保險 Yacht Cargo Insurance 20 21 第三者責任保險 Third Party Liability Insurance Coverage ? 保障范圍 Coverage : ? 游艇或船主或船員對第三者的法律責任，這個責任包含人員傷害和財產(chǎn)損失 Legal liability of the yacht and/or owner and/or crew to third parties. This include personal injury and/or property. ? ? ? ? 保障 USD500,000,000 污 染 Pollutions 船 員 Crew 罰 款和 罰 金 Fine and Penalties 22 船 東 互保 協(xié) 會保 賠 保 險 P I Clubs ? P. I. Clubs 船 東 互保 協(xié) 會（ SHIPOWNERS MUTUAL ASSURANCE ASSOCIATION）。船 東 互保 協(xié) 會 規(guī) 定承保范 圍 ，它由船 東組 成，意 圖為 可能承 擔的 責 任范 圍 提供金融保障 船殼和機械設(shè)備保險 Hull Machinery Insurance ? 主要保障 Main Coverage : – – – – 船殼和機械 Hull and Machinery 附屬小艇及設(shè)備 Tender and equipment 電子和導(dǎo)航設(shè)施 Electrical and Navigational 偷竊 Theft – 救助費用 Cost of the salvage of the yacht – 清除游艇殘骸費用 Cost of removing the wreck of the yacht – 第三者責任 Third Party Liability 23 ? ? ? ? ? ? ? ? ? Collision 碰撞 Sinking 下 沉 Fire 火災(zāi) Theft 盜竊 Accident Damage 意外損毀 Typhoon Damage 臺風損毀 Lightning 雷電擊中 Third Party Liability Included 已包括第三者責任保險 Etc… 其他 24 綜合保險 (全保 ) Comprehensive Cover 25 一般除外責任 Common Exclusions ? 不適航 Failure to maintain the yacht in seaworthy condition ? 惡意破壞或者正常損耗 Loss caused by malicious act, wear and tear ? 船尾機 ,船上用具被盜 , 除非該物品安置在鎖好的柜子或儲物室內(nèi) Theft of any outboard motor, vessel’s gear / equipment unless at the time of the theft it was inside a locked cabin / storage partment ? 帆被風吹爛 Sails split by the wind ? 損失由競賽 /速試 /試航造成 Cause in racing / speed tests / trials in connection ? 沒有在發(fā)動機艙 /發(fā)動機位置安裝自動滅火系統(tǒng)情況下的船上著火或者爆炸 Fire or explosion on board if the engine room / engine space without fire extinguish system 26 船殼和機械設(shè)備保險 Hull Machinery Insurance Coverage Con’t ? 擴展條款 Additional Cover: – 戰(zhàn)爭險 War Risks – 競賽險 Racing Risks – 個人物品 Personal Effects – 帶船長的租船 Skipper Charter 27 船員保險 Crew Insurance ? 主要保障 Main Coverage : ? 死亡 Death ? 截肢或是眼睛失明 Loss of limb /eye ? 永久性殘廢 Permanent total disablement ? 醫(yī)療費用 Medical Expenses ? 緊急救助 Emergency Services 船員保險 Crew Insurance 28 29 保單種類 Policy Forms ? 協(xié) 會游艇保 險 條款 1985年 11月 1日 Institute Yacht Clauses (1/11/85) ? ―All Risks‖ Underwriter’s Standard Wording (Tailor M
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