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eposit ratio 存款保險(xiǎn)體系 deposit insurance system 存款貨幣銀行 deposit money banks 存款準(zhǔn)備金 required reserves 福州譯國(guó)譯民翻譯公司 D 打白條 issue IOU 大額存單 certificate of deposit( CD) 大額提現(xiàn) withdraw deposits in large amounts 大面積滑坡 widespread decline 大一統(tǒng)的銀行體制 ( allinone) monobank system 呆賬(請(qǐng)見(jiàn) “壞賬 ”) bad loans 呆賬準(zhǔn)備金 loan loss reserves( provisions) 呆滯貸款 idle loans 貸款沉淀 nonperforming loans 貸款分類 loan classification 貸款限額管理 credit control。to impose credit ceiling 福州譯國(guó)譯民翻譯公司 貸款約束機(jī)制 credit disciplinary( constraint)mechanism 代理國(guó)庫(kù) to act as fiscal agent 代理金融機(jī)構(gòu)貸款 make loans on behalf of other institutions 戴帽貸款 earmarked loans 倒逼機(jī)制 reversed transmission of the pressure for easing moary condition 道德風(fēng)險(xiǎn) moral hazard 地區(qū)差別 regional disparity 第一產(chǎn)業(yè) the primary industry 第二產(chǎn)業(yè) the secondary industry 第三產(chǎn)業(yè) the service industry。the tertiary industry 福州譯國(guó)譯民翻譯公司 遞延資產(chǎn) deferrable assets 訂貨不足 insufficient orders 定期存款 time deposits 定向募集 raising funds