關(guān)于歐洲主要手機(jī)支付系統(tǒng)的研究外文翻譯-其他專業(yè)(編輯修改稿)
2025-02-24 07:36 本頁面
【文章內(nèi)容簡介】 specialized intermediaries. Having started in May 2021 the service was the first mover in its field. Pay box acted not only as a payment intermediary but also actively acquired merchants and offered them the technical solution to integrate Pay box in their systems. Within 3 years pay box 500000 enrolled more than customers and 6,500merchants. Payments were authorized using IVR (Interactive Voice Response) The particular way of authenticating payments imposed restrictions on the use of Pay box within the MC scenario. For example, Pay box could not be used for WAP services since the customer during a WAP session could not be called to conduct the authorization. Pay box was especially targeted to the stationary merchant and EC scenario. Security: The confidential treatment of data was vouched for by Pay box .For the confirmation of payments a number of options were supported depending on the kind of transaction and on the payment scenario, including SMS and . Cost: The annual basic fee was 10 €, transaction fees did not exist. As it can be assumed that an important part of customers enrolled with a 50100% discount on the basic fee, the high number of customers does not allow any Inference on the acceptance of high basic fees. Pay box could be used with any mobile phone. Thus preliminary costs were low and facilitated customers39。 participation. Convenience: The procedure was easy to use and understand as the customer only had to know his MSISDN and could rely on the IVR system to guide him through the transaction or authorization process. Customer experience in the handling of voicebased transactions afforded Paybox the reputation of an easytouse and subjectively sate system. Fast processing of transactions was possible, costs were low and facilitated customers39。 participation[6] . Functionality Requirements: Bank transfers through Pay box were possible. Pico payments were technically possible yet not efficient since costs for the used debit procedure and the system39。s callback function tended to outweigh transaction amount. b. Imode The inherent payment procedure of imode is an MP procedure that can only be used within the imode Mcplatform. The MP procedure is limited to the MC scenario, . to pay for news or the purchase of tickets. Security： Responsibility for both the confidential treatment of data during payment procedures and the safe handling of customers39。 data lies with EPlus. Customers have confidence in the wellknown MNO Eplus. Thus, its reputation enhances a feeling of security in customers and the criterion of subjective security is satisfied Confirmation of payment is handled via a special confirmation page displayed on the mobile device. Cost: The payment does not generate additional transaction fees for customers. Imode itself can only be used if an EPlus customer both subscribes to imode (monthly basic fee, minimum 5€) and purchases a special imode mobile phone. Subscribers from peting MNO are excluded from the service. Convenience: The imode MP procedure is easy to use and understand. Paymentrelated data as a rule do not have to be entered. Thus, the extent of customer experience necessary to handle the system tends to be very low. Functionality Requirements. The requirement of a capacity for the execution of a bank transfer is only partia
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