中小企業(yè)融資難相關問題分析外文翻譯(完整版)
【正文】 t good for thedevelopment of small and mediumsized enterprises. Second from the bank for smalland mediumsized enterprise credit conditions stricter because we are most Banks itis also considered mercial bank the risk of their own profits. To the end of 2021the small bad loans is higher than that of the entire banking industry relies lowpercentage of stateowned enterprises like a big problem once countries will stille mampa solving some problems but the loans of the small and mediumsizedenterprises especially those small problems once the bankruptcy nobody tube so thebank loan quality cannot guaranteed so in this management system to reduce therisks the bank will demand of small and mediumsized enterprises in providingenough after pawn dare loan. Another bank from the operation cost of small andmediumsized enterprises do loans will pay more manpower so also does not want toextend loans to small and mediumsized enterprises. A bank operating costs the halfis labor cost small and mediumsized enterprises especially do small very high laborcosts is five million or 50m or fifty billion billion a loan it is the same as theworkload but it is the benefit of different times. Third the sme financing channel istoo narrow and small and mediumsized enterprises in the capital markets have directfinancing ways of securities market including small plate and gem And privateequity funds industrial investment funds venture investment funds risk investmentfunds and the bond market etc. But since the sept. 25 2021 the small plate marketsecurities issued after huachang chemical and closed the door just recently IPO torestart the IPO. But gem is quotten yearsquot good until now only be vividlyportrayed. Although with gem listing conditions but a lot of small and mediumsizedenterprises to financing for many enterprises it is still a luxury. In overseas smalland mediumsized enterprises in the process of growing only rely on bank loanfinancing many times is a venture investment risk or the help of small andmediumsized enterprises in China however can grow in the basic of has 3000 venture pany with a registered capital of 6000 billion butno pany is willing to startup investment enterprise. The pany is more maturecan the fancy of the securities market and gem. Third the sme financing difficulty in solving the problem a from the Angle of the government 1 the governm
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