【正文】 政府部門主要以稅收優(yōu)惠、 財政補貼、貸款援助等方式給予資金上的支持。 （ 4）建立健全為中小企業(yè)服務的銀行體系，專門為中小企業(yè)服務。繼續(xù)擴大我國股票市場的規(guī)模，盡快設立創(chuàng)業(yè)板市場，規(guī)范直接的企業(yè)產權市場，在促進國有大企業(yè)上市的同時，允許符合上市條件的中小企業(yè)進入資本市場。 （ 3）加強企業(yè)內部管理， 提高企業(yè)的信用等級。 規(guī)范中小企業(yè)內部管理，全面提高企業(yè)的綜合素質 （ 1）要明晰企業(yè)的產權，建立股份合作制。 （ 4）中小企業(yè)通過發(fā)行股票和債券融資渠道也不暢通。 （ 2）信息不對稱影響銀行與企業(yè)之間的關系。 （ 2）中小企業(yè)財務制度不健全，內部控制制度不完善，會計信息失真，造成銀行與企業(yè)信息不對稱，為中小企業(yè)融資增加了難度。如果這種現象得不到充分改善，中小企業(yè)將難以持續(xù)快速發(fā)展 從以上融資的現狀分析可以看出“融資難”已 ，會直接影響整個國民經濟的發(fā)展。s stock market, establish the gem, as soon as possible, the enterprise property market directly in stateowned enterprises listed at the same time, allowed conditions for listing of small and mediumsized enterprises into the capital market. Also solve a listed pany of its shares in listed stateowned, can realize the circulation problems, shares of stock, promoting the circulation of the gem market as soon as possible. Gem mainly depends on the development of the enterprise, such as potential small and mediumsized enterprises into stateowned enterprises create conditions as soon as possible. (3)Cultivating and developing bond financing market, develop China investment fund market, promote the development of small and mediumsized enterprises of scientific research innovation ability. In order to support the development of small and mediumsized enterprises should straighten out the issuance examination system, gradually relaxing restrictions, expand the scale of perfect bond issued amount secured credit rating system, support the operation efficiency and repay ability of small and mediumsized enterprises through the issuance of bonds. Also should include convertible bonds issuance of corporate bonds, and actively explore the asset securitization, real estate mortgage securitization, etc. Vigorously promote the openend fund of the development of securities investment funds, the abundant fund variety, guide savings to investment. While developing venture investment funds. (4)Establishing and perfecting the bank for small and mediumsized enterprises, specialized service system for small and mediumsized enterprise service. For small and mediumsized enterprise development services to the small and medium sized financial institutions, accelerate the establishment of small and medium sized financial institutions. The small and medium sized financial institutions general understanding of local basiclevel, can use local information about the production status of small and mediumsized enterprises, so that small and medium sized financial institutions in providing financial support to small and mediumsized enterprises, with information and transaction costs low. The small and medium sized financial institutions and the mon development of small and mediumsized enterprises can promote each other, the two plement each other. government should take effective measures to increase the financing for small and mediumsized enterprises. (1)The government departments for solving the problem of small and mediumsized enterprises financing take a series of policy measures, the people39。 ine, the transfer of rural surplus labor force is playing more and more important, etc. However, in recent years, the development of small and mediumsized enterprises facing great difficulties. Especially the influence to the further development of small and mediumsized enterprises in China is the most important factor to same financing channel is narrow, financing, financing number structure unreasonable, financing cost is high. If less than 30% of the industrial sector contribution of s tateowned enterprise occupied 70% of bank loan, but creates 70 percent of the GDP of the nonstateowned enterprises only 30% of the bank loans. If this phenomenon is not sufficient to improve, small and mediumsized enterprises will be difficult, sustained and rapid development of the whole national economy will directly influence the development. 1. Some financing reason analysis From the above we can see the present financing, financing China has restricted the development of small and mediumsized enterprises. The reason is that both small and mediumsized enterprise itself, also have bank management system, there are more reasons of national policy. Enterprise itself. (1)The small scale of capital, small and mediumsized enterprises information idea indifference. Small and mediumsized ent