【正文】 Ministry of Finance and Administration of Taxation to guide them in proper housing consumption and adjust the proceeds of personal property tax policy。 and regulation of real estate policy this year, the stability of the market expectations back (3) strong real estate market rebound last year, the development slowed down, resulting in the first half of this year continued to supply .Tight, rigid accumulated demand, supporting prices continued to go up。s livelihood improvement and economic development. (2) The establishment of accountability mechanisms for evaluation. Stabilize housing prices and housing support work to the provincial governments take the overall, the city government responsibility system for implementation. Housing, urban and rural Ministry of Construction, Ministry of Supervision and other departments related to the work of the provincial government to examine and strengthen supervision and inspection, the establishment of interviews, inspections and accountability. Price stability and promote construction of affordable housing in poor, impact on social development and stability, should be held accountable. (3) The implementation of more stringent credit policies differential housing. 英文翻譯 V On the purchase of the first set of houses and condominiums from 90 square meters floor area of the family (including the borrower, the spouse and minor children, the same below), the proportion of loans for the first payment shall not be less than 30%。s price earnings ratio of about 1:8, which more than 10 cities over price revenue, while international standards are 3 to 6. (2) Some urban land prices rose more than tenfold over the past decade or even several times. The reasons for the formation of such a situation, all walks of life from the market demand, supply and other aspects put forward their views, which are more representative as follows: 1) The market demand factors: demand for formation of the urbanization effect, caused by the urban housing system reform needs, the per capita housing area of urban residents due to rising. 英文翻譯 II 2) the market supply factor: the unreasonable structure of housing supply due to factors。新聞媒體要加強正面引導，大力宣傳國家房地產(chǎn)市場調(diào)控政策和保障性住房建設(shè)成果，引導居民住房理性消費，形成有利于房地產(chǎn)市場平穩(wěn)健康發(fā)展的輿論氛圍。 5 各省 (區(qū)、市 )人民政府要對本地區(qū)房地產(chǎn)開發(fā)企業(yè)經(jīng)營行為進行一次檢查，及時糾正和嚴肅處理違法違規(guī)行為，檢查處理結(jié)果要于 2020 年 6 月底之前報國務院。嚴禁非房地產(chǎn)主業(yè)的國有及國有控股企業(yè)參與商業(yè)性土地開發(fā)和房地產(chǎn)經(jīng)營業(yè)務。住房城鄉(xiāng)建設(shè)部要與各省級人民政府簽訂住房保障工作目標責任書，落實工作責任。 (6)調(diào)整住房供應結(jié)構(gòu)。 (4)發(fā)揮稅收政策對住房消費和房地產(chǎn)收益的調(diào)節(jié)作用。對穩(wěn)定房價、推進保障性住房建設(shè)工作不力，影響社會發(fā)展和穩(wěn)定的，要 3 追究 責任。事實上 , 地方政府在“雙重壓力”之下通過“有形的手” , 對土地市場的壟斷性控制、對于城市房地產(chǎn)開發(fā)的大力推動 , 已經(jīng)成為影響房地產(chǎn)市場各方參與者行為、推動房地產(chǎn)價格的非正常上升的一 個系統(tǒng)性因素 , 這個因素無法忽略。 2) 市場供給因素 : 不合理的住宅供應結(jié)構(gòu)因素所致 。 當前我國房價普遍過高，上漲過快 國際上衡量房價高低的一個權(quán)威指標是房價收入比。房價收入比是指一個國家或城市的年平均上市房價與戶年平均收入之比。 是商品房開發(fā)建設(shè)成本高所致 。 我國中央政府對房地產(chǎn)市場的最新政策 2020 年 4 月 17 日 國務院 為了堅決遏制部分城市房價過快上漲，發(fā)布《國務院關(guān)于堅決遏制部分城市房價過快上漲的通知》簡稱 “ 新國十條 ” 2020 年最新國家政策 國十條 (1)統(tǒng)一思想，提高認識。 (3)實行更為嚴格的差別化住房信貸政策。 財政部、稅務總局要加快研究制定引導個人合理住房消費和調(diào)節(jié)個人房產(chǎn)收益的稅收政策。 各地要盡快編制和公布住房建設(shè)規(guī)劃，明確保障性住房、中小套型普通商 品住房的建設(shè)數(shù)量和比例。地方人民政府要切實落實土地供應、資金投入和稅費優(yōu)惠等政策，確保完成計劃任務。國有資產(chǎn)和金融監(jiān)管部門要加大查處力度。住房城鄉(xiāng)建設(shè)部要會同有關(guān)部門組織抽查，確保檢查工作取得實效。 策出臺起因 （ 1） 、 2020年 3月份，全國 70個大中城市房屋銷售價格同比上漲 %，環(huán) 比上漲 %；市場無視政策調(diào)控，房價呈現(xiàn)持續(xù)上漲態(tài)勢； （ 2） 、 “ 兩會 ” 剛召開完，地王再出 ，高價地從一線城市向二三線城市蔓 延，房價上漲預期加?。慌c今年房地產(chǎn)政策調(diào)控的穩(wěn)定市場預期目標背 道而馳； （ 3） 、去年房地產(chǎn)市場銷售強力回暖，開發(fā)放緩，導致今年上半年供應持續(xù) 偏緊，而累積的剛性需求旺盛，支撐房價持續(xù)向上攀升； （ 4） 、 5月前后是樓市傳統(tǒng)的銷售旺季，在目前這樣的供需狀況、市場預期 下，容易引起房價再次飆升，增加調(diào)控的難度。 is due to the high cost of mercial housing development and construction。 on the loan to buy second homes home loan down payment shall not be less than 50% interest rate not less than times the benchmark rate。 (4), May is the property before and after the traditional sales season, in the current supply and demand, market expectations .The likely cause prices soaring again, increasing the difficulty of control. Policy Review 英文翻譯 XI Throughout the new country 10 and the beginning of the year National 11。 Ministry of Land reform and land transfer mode。 the same time, policies to bat offsite real estate speculators act the first time, buy a house on the remote to suspend loans to real estate speculators. In addition to the credit policy, tax policy has significantly increased regulatory role, although there is no clear introduction of tax policy, but this policy has been released from the consumption tax or real estate property taxes to maintain the introduction of expected signal. The implication is clear that if the current policy or regul