保險學原理chapter7-全文預覽
【正文】 the policy’ s death benefit became payable to the named beneficiary. Accident Benefits ? Accidental Death Benefit ? Dismemberment Benefit Accidental Death Benefits ? If the insured dies as a result of an accident, the insurance pany will pay the named beneficiary an amount of money in addition to the basic death benefit provided by the life insurance policy. ? This additional sum is often equal to the policy’ s face amount. ? Exclusions and some limitations: Dismemberment Benefit ? The insurer will pay a stated benefit amount if an accident causes the insured to lose two limbs or sight in both eyes. Accelerated Death Benefits ? Provide that a policyowner may elect to receive all or part of the policy’ s death benefit before the insured’ s death if certain condition are met. ? Terminal illness benefit ? Dread Disease Benefit ? longterm care benefit Terminal illness benefit
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