金融學(xué)專業(yè)外文翻譯------個(gè)人理財(cái)規(guī)劃參考模型-金融財(cái)政-全文預(yù)覽
【正文】 inancial situation, 3. as guidelines for how to improve the financial situation. We will group the ratios into the following eight categories: liquidity, solvency, savings, asset allocation, inflation protection, tax burden, housing expenses, and insolvency/credit Conclusion and Future Trends We have presented a reference model for personal financial planning consisting of an analysis model and a corresponding system architecture. An intrinsic part of our reference model at the architecture level is the usage of web technologies. Our reference model for personal financial planning fulfils two kinds of purposes: first, the analysis model is a conceptual model that can serve financial planners as a decision support tool. Second, at the design stage of system development, system developers can take the analysis model and apply the system architecture to them. The reference model bines business concepts of personal financial planning with technical concepts from information technology. We evaluated our reference model by building the IT system FiX plan based on this reference model. The prototype shows that our reference model fulfils maintainability, adaptability, efficiency, reliability, and portability requirements. Furthermore, it is based on ISO and CFP Board standards. 譯 文： 個(gè)人理財(cái)規(guī)劃參考模型 我們知道個(gè)人理財(cái)規(guī)劃是通過(guò)財(cái)政管理達(dá)到人生目標(biāo)的方式。tte 1998), and construction of concrete reference models (e. g. Becker and Sch252。 ? time and costs of the decision making process is significantly reduced, while the quality of the decisions is increased. A reference model describes a standard deposition of a known problem domain into a collection of interrelated parts, or ponents, that cooperatively solve the problem. It also describes the manner in which the ponents interact in order to provide the required functions. A reference model is a conceptual framework for describing system architectures, thus providing a highlevel specification for a class of systems Reference model ling can be divided into two groups (Fettke and Loos 2020): investigation of methodological aspects (e. g. Lang et al. 1996。 5. Implementing the financial planning remendations. The client and the planner should agree on how the remendations will be carried out. The planner may carry out the remendations or serve as the client’s “coach,” coordinating the whole process with the client and other professionals such as attorneys or stockbrokers. 6Monitoring the financial planning remendations. The client and the planner should agree on who will monitor the client’s progress towards his goals. If the planner is in charge of the process, he should report to the client periodically to review his situation and adjust the remendations, if needed, as the client’s life changes. Definition (Rumbaugh et al. 2020) A system is a collection of connected units organized to acplish a purpose. A system can be described by one or more models, possibly from different viewpoints. The plete model describes the whole system. The personal financial planning process can be supported by financial Decision Support Systems (DSS). give a survey on the use of knowledge based DSS in financial management. The basic characteristic of such systems is the integration of expert systems technology with models and methods used in the decision support framework. They survey some systems applied to financial analysis, portfolio management, loan analysis, credit granting, assessment of credit risk, and assessment of corporate performance and viability. These systems provide the following features: ? support all stages of the decision making process, i. e. structuring the problem, selectin
畢業(yè)設(shè)計(jì)相關(guān)推薦
鄂ICP備17016276號(hào)-1