【正文】 umsized enterprises go enliven pace. In the process of reform, strengthen the voluntary contribution to encourage employees to enterprise staff GuanQieDu assets for the enterprise development, opening up new financing channels. (2) to standardize enterprise financial system and improve financial management level. According to the relevant provisions of the state, establishing and perfecting the enterprise39。s stock market, establish the gem, as soon as possible, the enterprise property market directly in stateowned enterprises listed at the same time, allowed conditions for listing of small and mediumsized enterprises into the capital market. Also solve a listed pany of its shares in listed stateowned, can realize the circulation problems, shares of stock, promoting the circulation of the gem market as soon as possible. Gem mainly depends on the development of the enterprise, such as potential small and mediumsized enterprises into stateowned enterprises create conditions as soon as possible. (3) cultivating and developing bond financing market, develop China investment fund market, promote the development of small and mediumsized enterprises of scientific research innovation ability. In order to support the development of small and mediumsized enterprises should straighten out the issuance examination system, gradually relaxing restrictions, expand the scale of perfect bond issued amount secured credit rating system, support the operation efficiency and repay ability of small and mediumsized enterprises through the issuance of bonds. Also should include convertible bonds issuance of corporate bonds, and actively explore the asset securitization, real estate mortgage securitization, etc. Vigorously promote the openend fund of the development of securities investment funds, the abundant fund variety, guide savings to investment. While developing venture investment funds. (4) establishing and perfecting the bank for small and mediumsized enterprises, specialized service system for small and mediumsized enterprise service. For small and mediumsized enterprise development services to the small and medium sized financial institutions, accelerate the establishment of small and medium sized financial institutions. The small and medium sized financial institutions general understanding of local basiclevel, can use local information about the production status of small and mediumsized enterprises, so that small and medium sized financial institutions in providing financial support to small and mediumsized enterprises, with information and transaction costs low. The small and medium sized financial institutions and the mon development of small and mediumsized enterprises can promote each other, the two plement each other. 2． 3 government should take effective measures to increase the financing for small and mediumsized enterprises. (1) the government departments for solving the problem of small and mediumsized enterprises financing take a series of policy measures, the people39。t do the books, establish and improve the system of financial statements, and improve enterprise financial status of transparency and the credibility of the financial statements. Pay the debt and bank actively establish enterprise, payment of the credit system, improve the level of trust panies. (3) to strengthen internal management, improve enterprise39。s existing in the small and mediumsized mercial Banks such as urban rural credit cooperatives, shareholding mercial Banks, urban mercial Banks, but because they are not RongZiQuan policy and its problems haven39。s national economy, improve the contribution, small and mediumsized enterprises in promoting economic growth and create jobs, increase farmers39。政府部門主要以稅收優(yōu)惠、財(cái)政補(bǔ)貼、貸款援助等方式給予資金上的支持。 政府應(yīng)采取有效措施，加大對(duì)中小企業(yè)融資的支持力度。 （ 4）建立健全為中小企業(yè)服務(wù)的銀行體系，專門為中小企業(yè)服務(wù)。為了支持中小企業(yè)發(fā)展應(yīng)理順債券發(fā)行審核體制，逐步放松規(guī)模的限制，擴(kuò)大發(fā)行額度完善債券擔(dān)保的信用評(píng)級(jí)制度，支持經(jīng)營(yíng)效益好、償還能力強(qiáng)的中小企業(yè)通過(guò)發(fā)行債券融資。繼續(xù)擴(kuò)大我國(guó)股票市場(chǎng)的規(guī)模，盡快設(shè)立創(chuàng)業(yè)板市場(chǎng)，規(guī)范直接的企業(yè)產(chǎn)權(quán)市場(chǎng)，在促進(jìn)國(guó)有大企業(yè)上市的同時(shí)，允許符合上市條件的中小企業(yè)進(jìn)入資本市場(chǎng)。在金融法規(guī)允許的范圍內(nèi)，充分利用利率的杠桿作用，對(duì)市場(chǎng)的金融貸款進(jìn)行市場(chǎng)調(diào)節(jié)。 （ 3）加強(qiáng)企業(yè)內(nèi)部管理，提高企業(yè)的信 用等級(jí)。在改革中鼓勵(lì)員工自愿入股，增強(qiáng)員工對(duì)企業(yè)資產(chǎn)的關(guān)切度，為企業(yè)的發(fā)展開辟新的融資渠道。