余額寶對我國銀行業(yè)的影響淺議畢業(yè)論文-wenkub
2023-07-10 21:11:54 本頁面
【正文】 ...................................................5 2“攪局者”余額寶 ............................................................................................................................5 簡介 .....................................................................................................................................5 余額寶的特點 .......................................................................................................................5 余額寶優(yōu)勢 ................................................................................................................5 余額寶劣勢 ................................................................................................................6 余額寶與銀行對比 ......................................................................................................6 網(wǎng)絡(luò)理財?shù)陌l(fā)展前景 .............................................................................................................7 3 中國銀行業(yè)現(xiàn)狀 ..............................................................................................................................7 中國銀行業(yè)發(fā)展成就 .............................................................................................................7 銀行業(yè)整體競爭力顯著提升 ........................................................................................7 銀行業(yè)的治理和風(fēng)險管理改善 ....................................................................................8 銀行業(yè)審慎監(jiān)管框架逐步成熟 ....................................................................................8 中國銀行業(yè)存在的問題 .........................................................................................................8 過分看重存款的重要性 ...............................................................................................8 資產(chǎn)管理機(jī)制不健全 ..................................................................................................8 人員素質(zhì)不高，設(shè)備落后 ...........................................................................................8 經(jīng)營品種單一 .............................................................................................................9 我國銀行的發(fā)展趨勢 .............................................................................................................9 逐步向混業(yè)經(jīng)營過度 ..................................................................................................9 國有商業(yè)銀行與民間資本銀行一同發(fā)展 ......................................................................9 差異化戰(zhàn)略將是各銀行特別是中小銀行發(fā)展的重要舉措 ..............................................9 4 余額寶對銀行業(yè)影響分析 ................................................................................................................9 余額寶對銀行業(yè)的沖擊 .....................................................................
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