【正文】
( 7 % )M e d i c a r e ( 1 7 % )M e d i c a i d a n d S C H I P ( 1 6 % )O t h e r G o v e r n m e n t P a y m e n t s ( 1 3 % )SOURCE: Centers for Medicare and Medicaid Services [2022a]. 104 Private Health Insurance ? The Implicit Subsidy for EmployerProvided Insurance ? World War II era price controls ? Federal tax subsidy 105 The Advantages of EmployerProvided Health Insurance ? Increase the risk pool ? Reduce adverse selection ? Lower administrative costs 106 EmployerProvided Health Insurance and Job Lock ? Job lock ? Health Insurance Policy Portability and Accountability Act of 1996 (KennedyKassenbaum Act) 107 Cost Control and Private Insurance ? Costbased reimbursement (feeforservice) ? Managed care ? Capitationbased reimbursement ? Health Maintenance Organizations (HMOs) ? Preferred Provider Organizations (PPOs) ? Pointofservice (POS) 108 Medicare: Overview F i g u r e 1 0 . 3 : M e d i c a r e e x p e n d i t u r e s