【正文】 答案：（l）1993年的貨幣乘數(shù)=34880億元/13146億元= 1999年的貨幣乘數(shù)=119898億元/33620億元= （2）貨幣乘數(shù)是基礎(chǔ)貨幣和貨幣供應(yīng)量之間存在的倍數(shù)關(guān)系。但是增長速度是逐年下降，出現(xiàn)這種趨勢(shì)的原因有：第一，由于經(jīng)濟(jì)增長速度的下降，居民的收入明顯下降；第二，自1996年來儲(chǔ)蓄存款利率7次下調(diào)，儲(chǔ)蓄資產(chǎn)的收益明顯下降；第三，安全性很高的國債，由于其同期利率高于同期儲(chǔ)蓄利率，吸引了居民的大量投資，第四，股票市場(chǎng)發(fā)展較快，盡管風(fēng)險(xiǎn)很大，但由于市場(chǎng)上有可觀的收益率，也分流了大量的儲(chǔ)蓄資金，第五，1999年政府對(duì)儲(chǔ)蓄存款利率開征利息稅，使儲(chǔ)蓄的收益在利率下調(diào)的基礎(chǔ)上又有所降低。 %據(jù)存款貨幣銀行資產(chǎn)負(fù)表分析派生貨幣創(chuàng)造。 第三步：。 單選和多選參考教學(xué)指導(dǎo)書中央電大編印的《金融統(tǒng)計(jì)分析》期末復(fù)習(xí)指導(dǎo)，計(jì)算參考下面內(nèi)容。（●）根據(jù)貨幣當(dāng)局資產(chǎn)負(fù)債表分析貨幣當(dāng)局資產(chǎn)操作和基礎(chǔ)貨幣的創(chuàng)造。中央銀行主要通過其中兩項(xiàng)資產(chǎn)操作放出基礎(chǔ)貨幣，一是；大量增加外匯資產(chǎn)。（參考老指導(dǎo)書P(32)計(jì)算2題，書P(47表2—6)；參考新指導(dǎo)書P(84)計(jì)算2題） （●）蓄存款統(tǒng)計(jì)分析。幣乘數(shù)統(tǒng)計(jì)分析（●）貨幣乘數(shù)分析（特別注意不是表格時(shí)的分析）（參考老指導(dǎo)書P(34)計(jì)算5題，書P(59表2—12)；參考新指導(dǎo)書P(84)計(jì)算5題）例題：已知我國1993年基礎(chǔ)貨幣13146億元，貨幣供應(yīng)量34880億元，法定準(zhǔn)備金率13%；1999年我國基礎(chǔ)貨幣 33620億元，貨幣供應(yīng)量 119898億元，法定準(zhǔn)備金率 8%，要求：（l）計(jì)算1993年、1999年的貨幣乘數(shù)。它在貨幣供應(yīng)量增長和緊縮時(shí)，分別起擴(kuò)大和衰減作用。也就是說，準(zhǔn)備率越高、中央銀行發(fā)生的對(duì)非金融機(jī)構(gòu)的存款越多，貨幣乘數(shù)的放大作用就越受到限制，反之，貨幣乘數(shù)的放大作用將越得到發(fā)揮。（●）因素分析法分析公司財(cái)務(wù)綜合狀況。（●）債券投資價(jià)值分析（參考指導(dǎo)書P(64)計(jì)算題4， 書P(109例題) 參考新指導(dǎo)書P(139)計(jì)算4題） 例題：有4種債券A、B、C、D，面值均為1000元，期限都是3年。若某時(shí)點(diǎn)，其待有的股票A（3000萬股）、B（2000萬股），C（2500萬股）的市價(jià)分別為15元、20元、15元。解：①基金總資產(chǎn)：84000+153000+202000+152500+88000=294500（萬元）②基金總負(fù)債：300+80=380（萬元）③基金總凈值：2945000—380=294120 （萬元）④基金單位凈值：294120247。（●）1匯率綜合變動(dòng)率。（●）1國際收支差額分析。綜合差額：＝ 337 – 96 + 63＝304億美元，為順差304億美元。計(jì)算該國的負(fù)債率、債務(wù)率、償債率，并分析該國的債務(wù)狀況。（參考老指導(dǎo)書P(138)計(jì)算題1，書P(287表6—13) 參考新指導(dǎo)書P(316)計(jì)算1題） 例題：下表是某商業(yè)銀行7個(gè)月的各項(xiàng)貸款余額和增長速度序列。  解：①補(bǔ)充表中數(shù)字月份貸款余額（億元）增長率（％）請(qǐng)完成表格中空余的單元。 （參考老指導(dǎo)書P(138)計(jì)算題2， 書P(236) 參考新指導(dǎo)書P(316)計(jì)算2題）例題：對(duì)于兩家面臨相同的經(jīng)營環(huán)境和競(jìng)爭環(huán)境的A、B銀行，假設(shè)其利率敏感性資產(chǎn)的收益率等于市場(chǎng)利率(因?yàn)樗鼈兺讲▌?dòng))，它們的資產(chǎn)結(jié)構(gòu)不同：A銀行資產(chǎn)的50％為利率敏感性資產(chǎn)，而B銀行利率敏感性資產(chǎn)占70%。行別本期余額（億元）比上月新增額（億元）比上月增長率（%）金融機(jī)構(gòu)五行總計(jì)A行1B行C行D行E行 解：① 本行存款市場(chǎng)本月余額占比：∕＝%在五大商業(yè)銀行中占比：∕＝%，在五大商業(yè)銀行中位居第二，僅次于A行，但差距較大。 ③ 從發(fā)展速度上看，本行增長率低于B行和E行，大于A和C行 1有效持續(xù)期缺口和利率風(fēng)險(xiǎn)。1200）＋（300247。（●）金融結(jié)構(gòu)分析。 第二，％。第五，％。 第四，保險(xiǎn)、對(duì)國外的凈債權(quán)等對(duì)經(jīng)濟(jì)發(fā)展的影響較小。請(qǐng)根據(jù)表2給出的非金融企業(yè)部門的資金流量數(shù)據(jù)，分析該部門的融資特點(diǎn)。證券市場(chǎng)對(duì)促進(jìn)企業(yè)融資的作用非常有限。s ball is in (7274 cm) in circumference. The covering of the ball is leather, rubber, position, or synthetic, although leather covers only are dictated by rules for college play, unless the teams agree otherwise. Orange is the regulation color. At all levels of play, the home team provides the ball. Inflation of the ball is based on the height of the ball39。 the ball was the objective. To score, the ball had to be shot through a horizontal, elevated goal. The team with the most points at the end of an allotted time period wins. Early in the history of basketball, the local YMCAs provided the gymnasiums, and membership in the organization grew rapidly. The size of the local gym dictated the number of players。 Australia, China, and India between 1895 and 1900。s game changed radically in 1971 when separate rules for women were modified to more closely resemble the men39。 under these premises, the two joined to form the National Basketball Association (NBA) in 1949. A rival American Basketball Association (ABA) was inaugurated in 1967 and challenged the NBA for college talent and market share for almost ten years. In 1976, this league disbanded, but four of its teams remained as NBA teams. Unification came just in time for major television support. Several women39。s original thirteen rules remain, the game soon changed considerably, and the founder had little to do with its evolution. The first intercollegiate game was played in Minnesota in 1895, with nine players to a side and a final score of nine to three. A year later, the first fiveman teams played at the University of Chicago. Baskets were now constructed of twine nets but it was not until 1906 that the bottom of the nets were open. In 1897, the dribble was first used, field goals became two points, foul shots one point, and the first professional game was played. A year later, the first professional league was started, in the East, while in 1900, the first intercollegiate league began. In 1910, in order to limit rough play, it was agreed that four fouls would disqualify players, and glass backboards were used for the first time. Nonetheless, many rules still differed, depending upon where the games were played and whether professionals, collegians, or YMCA players were involved. College basketball was played from Texas to Wisconsin and throughout the East through the 1920s, but most teams played only in their own regions, which prevented a national game or audience from developing. Professional basketball was played almost exclusively in the East before the 1920s, except when a team would barnstorm into the Midwest to play local teams, often after a league had folded. Before the 1930s very few games, either professional or amateur, were played in facilities suitable for basketball or with a perfectly round ball. Some were played in arenas with chicken wire separating the players from fans, thus the word cagers, others with posts in the middle of the floor and often with balconies overhanging the corners, limiting the areas from which shots could be taken. Until the late 1930s, all players used the twohand set shot, and scores remained low. Basketball in the 1920s and 1930s became both more organized and more popular, although it still lagged far behind both baseball and college football. In the pros, five urban, ethnic teams excelled and played with almost no college graduates. They were the New York Original Celtics。 and two great black teams, the New York Renaissance Five and Abe Saperstein39。s devotion to the set shot and encouraging a more open game. In consecutive years the center jump was eliminated after free throws and then after field goals, thus speeding up the game and allo