【正文】 case of a credit available with any bank. 2021/6/17 Yuqiang Copyright Reserved 39 ? Presentation means either the delivery of documents under a credit to the issuing bank or nominated bank or the documents so delivered. ? Presenter means a beneficiary, bank or other party that makes a presentation. 2021/6/17 Yuqiang Copyright Reserved 40 UCP600與 UCP500的比較分析 ? 刪除了那些表達(dá)不確切、內(nèi)容已過(guò)時(shí)以及與國(guó)際貿(mào)易實(shí)務(wù)相脫節(jié)的條款 ? 條款總數(shù)由 UCP500的 49條縮減為 39條，且不再分類 ? 刪除了信用證 “ 可撤銷 ” 的概念 ( of UCP500) ? 刪除了運(yùn)輸行單據(jù)條款 ( of UCP500) ? 刪除了運(yùn)輸單據(jù)之額外費(fèi)用的列舉條款 ( of UCP500) ? 刪除了運(yùn)輸單據(jù)之 “ 不得含有載運(yùn)船只 僅以風(fēng)帆為動(dòng)力 ”的批注 ( of UCP500) 2021/6/17 Yuqiang Copyright Reserved 41 Wele to visit （ 匯通天下國(guó)際結(jié)算網(wǎng) ） 2021/6/17 Yuqiang Copyright Reserved 42 1745 年 9 月 12日 ， 在 30 個(gè) 月 的 漫 長(zhǎng) 航 行 后 ， 東 印 度 公 司 哥 德 堡 號(hào) 在 離 家 （ 到 岸 港 ） 僅 九 百 米 的 一 個(gè) 城 堡 附 近 觸 礁 沉 沒 了 。vis the beneficiary was to be excluded if it had not expressed a reservation when making its payment. As to the latter credits ( available through negotiation), the advising bank always had a right of recourse, unless it had confirmed the credit.） 2021/6/17 Yuqiang Copyright Reserved 36 UCP600與 UCP500的比較分析 ICC Publication R259： 議付的追索權(quán) ? 銀行提供議付時(shí)所要求的條件，即是否保留追索權(quán)，不能由 ICC來(lái)裁定。making immediate payment39。因此， R銀行無(wú)權(quán)向 A銀行主張要求獲得賠償?shù)臋?quán)利 ? R銀行沒有對(duì)單據(jù)做無(wú)追索的買斷，盡管 R銀行在其 1999年 11月 12日的面函中聲稱其 已議付該單據(jù) ，但 實(shí)際上當(dāng)天并未發(fā)生任何 支付行為 2021/6/17 Yuqiang Copyright Reserved 33 ? R銀行于 1999年 11月 19日向其背靠背信用證受益人所支付的金額為 USD1,316,項(xiàng)下自身的付款責(zé)任，并不是對(duì)主證項(xiàng)下單據(jù)的議付行為。因此，止付裁定并未損害 R銀行作為托收銀行的相關(guān)利益 2021/6/17 Yuqiang Copyright Reserved 31 訴訟 ? 2021年 9月 10日， R銀行在香港正式起訴 A銀行。渣打銀行在面函上聲明： 已議付相符的單據(jù) ? R銀行審單后亦認(rèn)為單證相符 ? 11月 9日，嘉陵公司向 R銀行提交主證項(xiàng)下全套單據(jù)，金額為 USD1,401,，期限為 85 days sight，并指示 R銀行：“ Please negotiate the above bill and pay our import bill under your L/C No. ILC90512 favouring Shin Yang Trading Sdn., Bhd. for USD1,316,‖ 2021/6/17 Yuqiang Copyright Reserved 26 交單 ? 11月 12日， R銀行將主證項(xiàng)下單據(jù)以快郵方式寄給 A銀行，其面函上聲明： 我行已議付單據(jù) ? 11月 19日， R銀行匯出 USD1,316,，完成了其背對(duì)背信用證項(xiàng)下的付款 2021/6/17 Yuqiang Copyright Reserved 27 拒付 ? 11月 15日， A銀行收到 R銀行提交的單據(jù) ? 11月 22日， A銀行發(fā)出拒付，理由： 產(chǎn)地證系由受益人出具、經(jīng)當(dāng)?shù)厣虝?huì)加簽的，并非信用證中要求的由當(dāng)?shù)厣虝?huì)出具。（ Charles del Bush—Chairman, ICC Commission on Banking Technique and Practice. Adopted from Foreword of Position Paper 1,2,3,4） 2021/6/17 Yuqiang Copyright Reserved 7 UCP600產(chǎn)生的背景及過(guò)程 ? From Introduction of UCP600： When work on the revision started, a number of global surveys indicated that, because of discrepancies, approximately 70% of documents presented under letters of credit were being rejected on first presentation. This obviously had, and continues to have, a negative effect on the letter of credit being seen as a means of payment and, if unchecked, could have serious implications for maintaining or increasing its market share as a recognized means of settlement in international trade. ? 結(jié)論：信用證正日益成為拒付的工具。s revised rules on documentary credits. ? The revision, which will e into effect on 1 July 2021. 2021/6/17 Yuqiang Copyright Reserved 5 UCP600產(chǎn)生的背景及過(guò)程 ? Ten Years Round:《 信用證統(tǒng)一慣例 》 的 “ 十年之癢 ” —— 2021/6/17 Yuqiang Copyright Reserved 6 UCP600產(chǎn)生的背景及過(guò)程 ? UCP600修訂的背景 ? 自 UCP500生效以來(lái)，銀行實(shí)務(wù)中圍繞 500產(chǎn)生的爭(zhēng)議層出不窮 *。為此， ICC于 2021年初成立 UCP修訂工作小組，提出修訂 UCP500的動(dòng)議。修訂 UCP500勢(shì)在必行。 同時(shí)聲明： “ 保留單據(jù)聽候處理，一旦申請(qǐng)人接受不符點(diǎn)即放單，除非在此之前收到相反的指示。該案于2021年 5月在香港高等法院開庭審理，第一審判 R銀行無(wú)權(quán)向 A銀行主張要求獲得賠償?shù)臋?quán)利 。因?yàn)?R銀行并未對(duì)主證項(xiàng)下單據(jù)向嘉陵公司做出扣除銀行費(fèi)用、融資利息后的全額款項(xiàng)，即 USD1,401, ? R銀行并未向嘉陵公司的帳戶支付任何款項(xiàng)，而金額為USD1,316,，而是直接用于支付背靠背信用證項(xiàng)下的貨款 ? 金額為 USD1,316,， R銀行是作為進(jìn)口融資而不是出口融資記錄在冊(cè)的 2021/6/17 Yuqiang Copyright Reserved 34 UCP600與 UCP500的比較分析 ? ICC Position Paper No 2 （第二號(hào)意見書） ? The Banking Commission wishes to clarify that for the purposes of UCP 500, the phrase 39。 (. by cash, by cheque, by remittance through a Clearing System or by credit to an account) or 39。那些條件 取決于當(dāng)?shù)胤杉白h付行與出口商之間的關(guān)系 。 2021/6/17 Yuqiang Copyright Reserved 43 2021/6/17 Yuqiang Copyright Reserved 44 UCP600與 UCP500的比較分析 ? 確立了新的國(guó)際結(jié)算實(shí)務(wù)操作標(biāo)準(zhǔn) ? 銀行審核單據(jù)的時(shí)間縮短為 5天 ? A nominated bank acting on its nomination, a confirming bank, if any, and the issuing bank shall each have a maximum of five banking days following the day of presentation to determine if a presentation is plying. 2021/6/17 Yuqiang Copyright Reserved 45 2021/6/17 Yuqiang Copyright Reserved 46 UCP600與 UCP500的比較分析 ? 明確了受益人對(duì)修改 保持沉默不等于接受修改 ? A provision in an amendment to the effect that the amendment shall enter into force unless rejected by the beneficiary within a certain time shall be disregarded.() 2021/6/17 Yuqiang Copyright Reserved 47 ? The beneficiary should give notification of acceptance or rejection of an amendment. If the beneficiary fails to give such notification, a presentation that plies with the credit and to any not yet accepted amendment will be deemed to be notification of acceptance by the beneficiary of such amendment. () 2021/6/17 Yuqiang Copyright Reserved 48 開證行 /申請(qǐng)人有無(wú)判斷受益人是否接受修改的捷徑？ 2021/6/17 Yuqiang Copyright Reserved 49 UCP600與 UCP500的比較分析 ? 實(shí)務(wù)： MT700/47A ? IN CASE AMENDMENT(S) HAVE BEEN ISSUED UNDER THE L/C, A BENEFICIARY’S CERTIFICATE IS TO BE PRESENTED MENTIONING THIS L/C NUMBER, LISTING THE AMENDMENT(S) RECEIVED AND CONFIRMING ACCEPTANCE OR REJECTION OF THE AMENDMENT(S) IN A MANNER NOT INCONSISTENT WITH ANY PREVIOUS NOTIFICATION GIVEN BY THE BENEFICIARY BEFORE 2021/6/17 Yuqiang Copyright Reserved 50 UCP600與 UCP500的比較分析 ? 增加了實(shí)務(wù)操作性條款 ? 即使單據(jù)遺失，開證行也必須付款 ? Provided that the stipulated documents are presented to the nominated bank or to the issuing bank and that they constitute a plying presentation, the issuing bank must honour () ? An issuing bank undertakes to reimburse a nominated bank that has honoured or negotiated a plying presentation and forwarded the documents to the issui