【正文】 第一篇：英語詞匯(國際結(jié)算)第一章 概述美國CHIPS系統(tǒng) Clearing House Interbank Payment System 紐約清算銀行同業(yè)支付系統(tǒng) 英國CHAPS系統(tǒng) Clearing House Automated Payment System 清算所自動(dòng)支付體系布魯塞爾SWIFT系統(tǒng) Society Worldwide Interbank Financial Telemunication 環(huán)球財(cái)務(wù)電訊協(xié)會(huì)《跟單信用證統(tǒng)一慣例》 UCP600 Uniform Customs and Practice for Documentary Credits第二章 票據(jù)Instrument 出票人drawer 被背書人endorsee 付款人drawee/payer 正當(dāng)持票人holder in due course 收款人payee 承兌人acceptor 背書人endorser 保證人guarantor 匯票 bill of exchangeA bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person or to the mandatory elements 出票issue 付款 payment 背書 endorsement 拒付 dishonor 提示 presentation 追索 recourse 承兌 acceptance 保證 guarantee 限制性抬頭 restrictive order(pay E pany only)(pay E pany not transferable)指示性抬頭 demonstrative order(pay to the order of B pany)(pay to B pany or order)持票來人抬頭 payable to bearer(pay to bearer)(pay to A pany or bearer)出票日期 date of issue 付對(duì)價(jià)持票人 holder for value 本票 promissory note(是note 不是bill)劃線支票 crossed check 出票人maker 保付支票certified check 收款人payee 保付 certified to pay 支票 cheque or check 第三章 匯款代表處 representative office 代理行 correspondent banks 代理處 agency office 附屬銀行 subsidiary banks 海外分支行 overseas branch subbranch 甲行以乙國貨幣在乙行設(shè)立帳戶: 甲行是往帳（Nostro a/c),即我行在你行設(shè)帳（Our a/c with you）乙行以甲國貨幣在甲行設(shè)立帳戶甲行是來帳（Vostro a/c),即你行在我行設(shè)帳（Your a/c with us）在銀行實(shí)際業(yè)務(wù)中，增加使用“貸記”（To Credit），減少使用“借記”（To Debt）順匯 remittance 匯付法 to remit 匯款人 remitter 逆匯 reverse remittance 出票法 to draw 匯出行 remitting bank 匯入行或解付行 paying bank 信匯 mail transfer, M/T 收款人或受益人 payee or beneficiary 票匯 remittance by banker’s demand draft，D/D 電匯 telegraphic transfer, T/T 匯款頭寸的償付(1)匯出行在匯入行之間有往來帳戶匯出行在支付委托書上注明：In cover, please debit our a/c with you.(2)匯入行在匯出行開立帳戶匯出行在支付委托書上注明：In cover, we have credited your a/c with us.(3)匯出行與匯入行雙方?jīng)]有相互開立帳戶，但是兩銀行均在C銀行開立帳戶：匯出行在支付委托書上注明：In cover, we have authorized C bank to debit our a/c and credit your a/c with them 第四章 托收 collection 委托人 principal/consignor 付款人 drawee 托收行 remitting bank 托收申請(qǐng)書 collection application 代收行 collecting bank 光票 clean collection 跟單托收：付款交單D/P documents to be released to drawee only on payment/documents against payment 分為D/P at sight 和D/P … days/months after sight(少)承兌交單 D/A documents to be released to drawee on acceptance of B/E / documents against acceptance FOB 離岸價(jià)格free on board Camp。F 成本+運(yùn)費(fèi) CIF 到岸價(jià)格 成本+保險(xiǎn)+運(yùn)費(fèi)第五章 信用證（Letter of Credit, L/C 或Documentary Credit）開證申請(qǐng)人（Applicant）議付行(Negotiating Bank)開證行（Issuing Bank）付款行(Paying Bank)受益人（Beneficiary）保兌行（Confirming Bank）通知行（Advising Bank）償付行（Reimbursing Bank）轉(zhuǎn)遞行(Transmitting Bank)光票信用證clean credit 承兌信用證 acceptance credit 跟單信用證documentary credit 可轉(zhuǎn)讓信用證 transferable credit 不可撤銷信用證 irrevocable credit 不可轉(zhuǎn)讓信用證 nontransferable credit 可撤銷信用證 revocable credit 預(yù)支信用證 anticipatory credit 保兌信用證：confirmed credit 背對(duì)背信用證 back to back credit 不保兌信用證：unconfirmed credit 對(duì)開信用證 reciprocal credit 即期付款信用證 sight payment credit 循環(huán)信用證 Revolving Credit 延期付款信用證 deferred payment credit 第五章 保函與信用證保函：(Letter of Guarantee, L/G)反擔(dān)保人（Counter Guarantor)申請(qǐng)人（Applicant, Principal)保兌人（Confirming Party)受益人（Beneficiary)備用信用證(Standby letter of credit)擔(dān)保人(Guarantor)備用信用證遵循《國際備用信用證慣例》（International Stand–by Practices , ISP98）第七章 運(yùn)輸單據(jù)海運(yùn)提單(Marine Bill of Lading, B/L)托運(yùn)人Shipper/Consignor 承運(yùn)人Carrier 收貨人Consignee 被通知人Notify Party 電子提單(Electronic B/L)清潔提單 clean B/L不清潔提單 unclean or dirty B/L第二篇：國際結(jié)算英語詞匯國際結(jié)算英語acceptance adviceagreement to payanticipatory L/Capplication for banker39。s draft application for banker39。s guarantee application for certificate of origin application for documentary credit application for import licenseauthority to purchase(A/P)banker39。s acceptance bill banker39。s bill(banker39。s draft)banker39。s draft banker39。s guarantee billbill at sight bill at usance bill discounted bill of collection bill of dishonour bill of exchange cashier39。s cheque certified invoicechequeclean bill(clean draft, clean bill of exchange)clearingcollecting bankcollection orderbined invoice mercial dr