【正文】 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 CHAPTER 9 INSURANCE 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Structure ?Business knowledge ?The Study of Letters ? Case 1 ? Case 2 ? Case 3 ? Case 4 ? Case 5 ?Letter Writing Guide ?Homework 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 General of Insurance The purpose of insurance ? to provide pensation for those who suffer from loss or damage. It is a contract of indemnity 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 various kinds of risks （ 1） FPA（ Free from Particular Average） （ 2） WA or WPA（ With Average or With Particular Average） （ 3） All Risks （ 4） TPND（ Theft, Pilferage amp。 Nondelivery） （ 5） Fresh and/or Rain Water Damage Risk 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 various kinds of risks （ 6） Shortage Risk （ 7） Intermixture amp。 Contamination Risks （ 8） Leakage Risk （ 9） Clash amp。 Breakage Risks （ 10） Taint of Odour Risk （ 11） Sweating amp。 Heating Damage （ 12） Hook Damage Risk （ 13） Rust Risk （ 14） Breakage of Packing Risk 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 various kinds of risks （ 15） SRCC（ Strikes, Riots, Civil Commotions） （ 16） War Risk （ 17） Import Duty Risk （ 18） On Deck Risk （ 19） Rejection Risk （ 20） Failure to Delivery Risk （ 21） Aflatoxin Risk （ 22） Survey in Customs Risk （ 23） Survey at Jetty Risk. 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Letters Concerning Insurance A letter for the said purpose is likely to contain: （ 1） Asking for insurance arrangement.（ 2） Replying to an insurance application. （ 3） Asking for extra insurance. （ 4） Clarification of insurance terms. 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Case 1 加納聯(lián)合進(jìn)口有限公司去函，想請(qǐng)中國(guó)寧波陽光進(jìn)出口有限公司代替其在寧波辦理保險(xiǎn)事項(xiàng)，主要是關(guān)于其 1001號(hào)訂單下的 500套熊貓牌電燈組件的保險(xiǎn)，要求按發(fā)票金額加 10%投保一切險(xiǎn)，費(fèi)用由其承擔(dān) 。 Key points 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Useful Expressions 1. covering 2. refer to 3. at your end 4. on behalf of sb./ on one’s behalf 5. insure（ the goods）against（ risk） 6. debit note（ D/N） 7. credit note（ C/N） 8. draw（ a draft） on sb. for（ money） 有關(guān)，適用 查閱 在你（貴）方 代表 給貨物保 險(xiǎn) 索款通知 ， 借方通知 付款通知，貸方通知 開出（匯票）向某人索要款項(xiàng) 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Useful Sentences 1． We wish to refer you to our order No. 1001 for 500 sets of “Forever” bicycles. 2． Concerning our financial status and reputation, please direct all inquiries to Bank of China. 3． Please insure the goods against All Risks and War Risks at your end. 4． We will effect insurance on your behalf. 5． We have drawn on you（ a draft） at sight. 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 United Import Co., Ltd. 48Ashanti Road, Accra, Ghana July 20, 2022 Sunlight Import amp。 Export Corp. Ningbo 325001 China Dear Sirs, Re: Our Order No. 1001, Your Sales Contract No. 018 Covering 5000 Sets of “Panda” Light Fixtures Letter One Asking Seller to Cover Insurance Next page 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Letter One We wish to refer you to our Order No. 1001 for 5,000 sets of “Panda” light fixtures, from which you will see that this order was placed on CFR basis. As we now desire to have the consignment insured at your end, we shall be much pleased if you kindly arrange to insure the same on our behalf against All Risks at invoice value plus 10%, . USD5,500. Next page 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 We shall of course refund to you the premium upon receipt of your debit note or, if you like, you may draw on us at sight for the amount requested. We are looking forward to your early reply. Yours faithfully, Luke Brown Letter One 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Notes to Letter One 1. Light Fixture: 燈具組件 2. CFR: cost +freight 成本加運(yùn)費(fèi)價(jià) 3. As we now desire to have the consignment insured at your end, we shall be much pleased if you kindly arrange to insure the same on our behalf against All Risks at invoice value plus 10%, . USD5,500. Next page 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Notes to Letter One 1） at one’s end在某（買方或賣方）處 in your place, on your side, at your end 均作 “在你地區(qū)”或 “在你處解”。 2） insure作動(dòng)詞時(shí)后可跟人或機(jī)構(gòu)作賓語，但跟不同的介詞時(shí)，所表示的意義不同： . We have insured the shipment against All Risks at the rate of % for 110% of the invoice value with PICC. 我們已為這批貨物向中國(guó)人民保險(xiǎn)公司按發(fā)票金額 110%投保一切險(xiǎn)，保險(xiǎn)費(fèi)率為 %。 Next page 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Notes to Letter One Please insure FPA on this shipment. 請(qǐng)為這批貨投保平安險(xiǎn)。 . Every pany insures itself against loss or damage to its property. 每個(gè)公司都為自己保險(xiǎn)以防財(cái)產(chǎn)的損失或損害。 3)過去分詞 insured作定語時(shí)構(gòu)成的部分常用詞組： insured amount（ = insurance amount ） 保（險(xiǎn)）額 insured cargo/goods 投保的貨物 insured 還可作名詞 , 前面加定冠詞， 即 the insured, 作“被保險(xiǎn)人”解。 Next page 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Notes to Letter One 4) same 該物，該人，該公司 此處作代詞用，是商業(yè)、法律用語，表示前面剛剛提及的物品和人，定冠詞 the可省略，用此詞可使行文簡(jiǎn)潔。 . We have received from your Paris Office an enquiry for this article and have made（ the）same a firm offer for October shipment. 我們已收到貴公司巴黎分公司有關(guān)這一商品的詢盤，并已向該公司報(bào)了實(shí)盤，裝運(yùn)期為 10月。 5) on one’s behalf, on the behalf of代表 普通高等教育十一五國(guó)家級(jí)規(guī)劃教材 Notes to Letter One Next page 4. We shall of course refund to you the premium upon receipt of your debit note or, if you like, you may draw on us at sight for the amount requested. 1) refund: pay back money to 2) debit v. 將 ……記入借方