畢業(yè)論文-淺析中小企業(yè)融資困難問(wèn)題—以zzlf公司為例(已修改)
2025-01-30 07:08 本頁(yè)面
【正文】 河南理工大學(xué)本科生畢業(yè)論文(設(shè)計(jì))淺析中小企業(yè)融資困難問(wèn)題—以ZZLF公司為例院系名稱會(huì)計(jì)學(xué)系姓 名 xxxx學(xué) 號(hào)xxxx專(zhuān) 業(yè)財(cái)務(wù)管理指導(dǎo)教師xxxx2014年4月11日摘 要改革開(kāi)放以來(lái)，我國(guó)的中小企業(yè)呈現(xiàn)迅猛發(fā)展的態(tài)勢(shì)，在國(guó)民經(jīng)濟(jì)中所占的地位也越來(lái)越突出，充當(dāng)經(jīng)濟(jì)增長(zhǎng)引擎、創(chuàng)造就業(yè)機(jī)會(huì)、活躍市場(chǎng)及優(yōu)化調(diào)整產(chǎn)業(yè)結(jié)構(gòu)等作用，是建設(shè)我國(guó)特色社會(huì)主義不可或缺的重要力量。然而，目前我國(guó)中小企業(yè)的發(fā)展依然存在著許多問(wèn)題，遭遇到發(fā)展的瓶頸，尤為突出的就是中小企業(yè)融資難的困境，嚴(yán)重制約著中小企業(yè)的發(fā)展與壯大，從而也影響到我國(guó)經(jīng)濟(jì)的可持續(xù)發(fā)展。拓寬融資渠道，解決好中小企業(yè)的融資問(wèn)題，才能更好的促進(jìn)中小企業(yè)的發(fā)展，推動(dòng)社會(huì)主義和諧社會(huì)的構(gòu)建進(jìn)程?；诖?，本文結(jié)合ZZLF公司的具體情況，分析探究當(dāng)前我國(guó)中小企業(yè)的融資問(wèn)題，從企業(yè)的內(nèi)外部分析問(wèn)題存在的原因，并在論述的基礎(chǔ)上，提出一些合理化的建議，以期能夠在中小企業(yè)融資問(wèn)題上有所幫助。關(guān)鍵詞：中小企業(yè)；融資；解決對(duì)策 AbstractWith the help of reform and opening up policies, small and mediumsized enterprises in China have been booming. They areplaying an increasingly important role in national economy. They act as the engine of economic growth。 they create jobs, enliven the market and optimize industrial structure. So the small and mediumsized enterprises play an integral part inSocialism with Chinese characteristics.However, at present the development of small and mediumsized enterprises still have many problems, encounter in the development of the bottleneck, especially in financing difficulties. This phenomenon has seriously restricted the development and expansion of small and mediumsized enterprises, and thus affects the sustainable development of the economy in our country. If we want to promote the development of small and mediumsized enterprises and build a harmonious socialist society, we have to broaden the financing channels. Based on this,this papertakes an example of ZZLF Company. By analyzingthe financing problem and the causes ofsmall and medium enterprises in China, this paperputs forward some reasonable suggestions,hoping tobe helpfulin solving the financing problems of the small and mediumsized enterprises in China.Key words: small and mediumsized enterprises, finance, solutions 目 錄1 引言 12 中小企業(yè)融資理論 1 中小企業(yè)的界定 1 中小企業(yè)在國(guó)民經(jīng)濟(jì)中的地位和作用 1 中小企業(yè)融資的方式 2 企業(yè)融資相關(guān)理論 2 MM定理 3 權(quán)衡理論 33 我國(guó)中小企業(yè)融資現(xiàn)狀及問(wèn)題——以ZZLF公司為例 4 ZZLF公司簡(jiǎn)介 4 ZZLF公司融資現(xiàn)狀 4 ZZLF公司融資存在的主要問(wèn)題 5 內(nèi)源融資不足 5 外源融資困難 54 ZZLF公司融資難原因分析 6 ZZLF公司融資難的外部原因 6 直接融資渠道受阻 6 間接融資的阻礙 6 缺少統(tǒng)一的政府機(jī)構(gòu)的幫助和扶持 7 金融機(jī)構(gòu)的偏見(jiàn)及不重視 7 ZZLF公司融資難的內(nèi)部原因 7 財(cái)務(wù)管理不規(guī)范 7 組織結(jié)構(gòu)不完善 7 企業(yè)信用問(wèn)題值得商榷 8 公司經(jīng)營(yíng)行為的短淺性、投機(jī)性 85 解決我國(guó)中小企業(yè)融資難問(wèn)題的對(duì)策 8 加強(qiáng)中小企業(yè)的自身發(fā)展和完善 8 建立現(xiàn)代化企業(yè)制度 9 建立健全企業(yè)財(cái)務(wù)管理制度 9 強(qiáng)化信用觀念，努力提高資信水平 9 加強(qiáng)管理者自身素質(zhì)建設(shè) 9 政府加強(qiáng)支持和幫襯力度 9 健全相關(guān)法律法規(guī)，完善政府對(duì)中小企業(yè)的扶持政策 9
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