【正文】
畢業(yè)設(shè)計(論文)題 目: 我國中小企業(yè)國際貿(mào)易融資的問題與對策 摘 要 國際貿(mào)易融資是一種圍繞國際貿(mào)易結(jié)算的各個環(huán)節(jié)開展的資金和信用融通的活動。它是現(xiàn)代商業(yè)銀行為進出口商所提供的金融服務(wù),既能方便國際貿(mào)易,又能促進銀行自身業(yè)務(wù)的拓展。國際貿(mào)易融資業(yè)務(wù)集中間業(yè)務(wù)與資產(chǎn)業(yè)務(wù)于一體,對銀行和對進出口企業(yè)均有著積極的影響。目前中小企業(yè)已經(jīng)成為我國外貿(mào)領(lǐng)域一支重要的力量,創(chuàng)造了近60%的國民生產(chǎn)總值,為社會帶來了超過75%的就業(yè)機會,但國際貿(mào)易融資存在融資形式單一、操作環(huán)節(jié)復(fù)雜等問題,融資難制約著中小企業(yè)外貿(mào)業(yè)務(wù)的發(fā)展。本文主要論述了中小企業(yè)在貿(mào)易融資中存在的問題,并針對中小企業(yè)融資存在的“瓶頸”因素提出了相關(guān)的對策。關(guān)鍵詞: 國際貿(mào)易 融資方式 存在問題 應(yīng)對策略 中小企業(yè)AbstractInternational trade finance are carried out by all aspects of capital and credit facilities arround the settlement of internatonal trade. It is financial service that modern mercial banks provide for importers and exports. It not only facilitate international trade but also promote business expansion of the bank itself. International trade financing operations focus on the business and assets business in one of the banks and have a positive impact on the import and export enterprises. Now small and mediumsized enterprises have bee an important force in foreign trade field. Contribution from small and mediumsized enterprises accounted for 60 percent of the national GDP and more than 75percent enployment opportunity. However, International trade financing suffers from singal financing forms and plex operational links. Financing difficulty restricts the development of small and mediumsized enterprises in f