【正文】 se 專業(yè)技術(shù) managerial job 管理工作 token pliance 表面順從 managerial skills 管理技能 workers’ gri evnances 工人的抱怨 8 influence 凈影響 Part 4 Banking account holder 開戶人 account number 賬號 automatic teller machine 自動取款機(jī) average rate of interest 平均利率 balance 余額 bank depositor 銀行儲戶 bank teller 銀行出納員 banking regulations 銀行管理制度 banking system 銀行系統(tǒng) bookkeeping 薄記 bounce burglar alarm 被銀行退票 cancelled check 防盜警報(bào) certificate of deposit 已注銷的支票 checking account 存單 check 支票 close an account 結(jié)清賬戶 mercial bank 商業(yè)銀行 credit card 信用卡 demand account 活期賬戶 demand deposit 活期存款 deposit inducement 吸納存款 deposit interest 銀行利息 depositor 存款人 deposit 存款 overdrawn 透支的 paid check 已付支票 passbook saving 存折儲蓄 9 payee 收款人 petty current deposit 小額活期存款 predetermined maturity 預(yù)先規(guī)定的到期日 rate limit 利率限制 receiving teller 收款員 record keeping 記賬 saver 儲戶 saving account 儲蓄賬戶 saving deposit 儲蓄存款 savings bank 儲蓄銀行 service charge 服務(wù)費(fèi) source of funding 資金來源 statement 結(jié)算清單 early withdrawal 提前取款 effective overall cost 實(shí)際總成本 explicit interest 現(xiàn)付利息 fixed maturity 規(guī)定到期日 fixed rate 固定利率 flexible maturity 靈活到期日 insufficient funds 資金不足 interest penalty 罰息 interest – bearing deposit 計(jì)息 liquidity reserves 流動性儲備資金 make additions 增加存款 make withdrawals 提款 maturity 到期日 negotiable certificates of deposit 可轉(zhuǎn)讓存單 negotiable instrument 流通票據(jù) negotiable order of withdrawal accounts 可轉(zhuǎn)讓提款單賬戶 nonnegotiable 不能轉(zhuǎn)讓的 10 note circulation 鈔票流通 open an account 開戶頭 a order of withdrawal 提款命令 out of business 破產(chǎn) outstanding check 未競現(xiàn)支票 overdrawn account 透支賬戶 stop payment order 止付令 stopping payment on a check 停付支票 terminate the account 結(jié)束賬戶 time deposit 定期存款 trustworthy 可依賴的 uniformed guard 便衣保安 unobstructed counter 沒有障礙的護(hù)欄 variable – rate 浮動利率 vaults 保管庫 volume of deposits 存款量 withdrawal application 提款申請 withdrawal order 提款命令，支取單 withdrawal receipt 提款收據(jù) withdrawal 取款 working balance 往來余額 Part 5 Accounting accounting 會計(jì)、會計(jì)學(xué) financial transactions 金融交易 financial statements 財(cái)務(wù)報(bào)表 public accountant 公共會計(jì)師、會計(jì)師 certified public accountant 執(zhí)業(yè)會計(jì)師 Accepted Accounting Principles 公認(rèn)會計(jì)原則 audit 審計(jì) 11 statement 報(bào)表 periodic statements 定期報(bào)表 balance sheet 資產(chǎn)負(fù)債表 ine statement 收益表、損益表 asset accounts 資產(chǎn)賬戶 current assets 流動資產(chǎn) revenue 收入、收益 expenses 支出、開支 ine 凈利潤 operating ine 營業(yè)收入 interest expense 利息 支出 ine before tax 稅前收入 gross profit 毛利 depreciation 折舊 accumulated depreciation 累計(jì)折舊 owner’s equity 業(yè)主權(quán)益、業(yè)主產(chǎn)權(quán) bad debt 壞賬備抵 savings and loans 儲蓄與放款、信用合作社 brokerage firms 經(jīng)紀(jì)人事務(wù)所 control operations 控制經(jīng)營活動 cost – effectiveness balance 成本效益平衡原則 creditor 債權(quán)人 profit margin 純利潤率 notes payable 應(yīng)付票據(jù) posting 過賬 solvency 償付能力 working capital 運(yùn)營資本、流動資本 informed decisions 精明的決策 internal control 內(nèi)部控制原則 account payable 應(yīng)付賬款 12 accounts receivable 應(yīng)收賬款 accumulated deficit 累計(jì)虧損 Part 6 Insurance abnormal liver function 肝功能不正常 abusing alcohol 濫用酒精 accident insurance 意外保險(xiǎn) actuary 保險(xiǎn)精算師 additional blood test 附加血檢報(bào)告 additional insurance 附加保險(xiǎn) affordable policy 費(fèi)用適度的保險(xiǎn)單 alcohol abuse 濫用酒精 alcohol marker 酒精含量 alcoholic 酗酒者 alcoholism 酒精中毒 attending physician’s statement 主治醫(yī)師的報(bào) 告 beneficiary 受益人 blood sample 血樣 cash payment policy 用現(xiàn)金支付的保險(xiǎn)單 chronic inflammation 慢性炎癥 claim settlement 理賠 claims department 理賠部 claims rejected 拒賠 clean driving record 清白的駕駛記錄 insurable risk 可保風(fēng)險(xiǎn) insurance application 保險(xiǎn)申請 insurance claim 保險(xiǎn)索賠 insurance cover 保險(xiǎn)范圍 insurance indemnity 保險(xiǎn)賠償金 insurance underwriter 保險(xiǎn)商 13 insurant 受保人 insured interest 投保利益 insured risk 受保風(fēng)險(xiǎn) insured sum 保險(xiǎn)總值 insured value clause 保值條款 insured value 保險(xiǎn)價(jià)值 liability insurance 責(zé)任保險(xiǎn) life expectancy 估計(jì)壽命 life insurance for group 團(tuán)體人壽保 險(xiǎn) life insurance 人壽保險(xiǎn) loyal subscriber 忠實(shí)客戶 medical benefit 醫(yī)療福利 medical history 病史 medical insurance 醫(yī)療保險(xiǎn) moderate drinker 中度飲酒者 motor vehicle record 汽車駕駛記錄 nibble around the edges 對微醉持謹(jǐn)慎態(tài)度 pulsory insurance 強(qiáng)制保險(xiǎn) contingency 意外事故 cost of medical insurance 醫(yī)療保險(xiǎn)費(fèi) death claim 死亡索賠 driving under the influence 酒后駕駛 driving while intoxicated 釀酒駕駛 edges 微醉狀態(tài) elevated liver enzymes 肝酵素升高 face amount of the policy 保險(xiǎn)單的面額 health certificate 健康證明書 health facilities 保健設(shè)施 health insurance 健康保險(xiǎn) heavy drinking 大量飲酒 14 hepatitis C 丙肝 higher base premiums 基點(diǎn)偏高的保險(xiǎn)金 indemnitee 接受賠償?shù)娜? indemnitor 賠償人 indemnity clause 賠償條款 indemnity liability 賠償責(zé)任 insurable interest 可保利益 nonmedical underwriting 非醫(yī)藥保險(xiǎn)業(yè) nonspecific liver problems 普通肝炎 permanent insurance 永久保險(xiǎn) person’s health 人體健康 physical toll 身體傷害 pinpoint the problem 查明問題 pooling concept 共同分擔(dān)的概念 premature death 過早死亡 premium rate 保險(xiǎn)費(fèi)率 premiums 保險(xiǎn)金 principle of indemnity 補(bǔ)償原則 proactive to get the premiums lowered 事先采取措施降低保險(xiǎn)金 probability of death 死亡概率 red flag 危險(xiǎn)信號 risk analysis 風(fēng)險(xiǎn)分 析 risk management 風(fēng)險(xiǎn)管理 riskpooling plan 集中風(fēng)險(xiǎn)的方案 sickness insurance 疾病保險(xiǎn) take out the insurance 購買保險(xiǎn) underwriting 保險(xiǎn)業(yè) untimely death 過早的死亡 whole life insurance 終身人壽保險(xiǎn) 15 Part 7 Stock Market absentee ballot 缺席投票 balance sheet 資產(chǎn)負(fù)債表 better returns 更好的回報(bào) broker 股票經(jīng)紀(jì)人 business prospects 業(yè) 務(wù)展望 buy a call 買進(jìn)期權(quán) call price 股票購進(jìn)價(jià)格 chart 走勢圖