電大《企業(yè)金融行為》作業(yè)一及參考答案-文庫(kù)吧
2025-05-18 15:37 本頁(yè)面
【正文】 中計(jì)息次數(shù)越多，其現(xiàn)值就越大 四、計(jì)算分析題 ，以便在以后的 10中每年年末得到 3000元，設(shè)銀行存款利率 4%，計(jì)算該人目前存入多少錢？ 解： P=A (P/A,i， n) =3000（ (P/A,4%， 10) =3000 =24， （元） 答：目前應(yīng)存入 24， （元）。 ，該設(shè)備如果一次性付款，則需在購(gòu)買時(shí)付款 80 萬(wàn)元 ；若從購(gòu)買時(shí)分 3 年付款，則每年需付 30 萬(wàn)元，在銀行利率 8% 的情況下，哪種付款方式對(duì)企業(yè)更有利？ 解：若一次支付， P=80（萬(wàn)元） 若分期付款， P=30（ (P/A,8%， 3) =30 =77,313(元 ) 答：分期付款更有利。 向銀行借款 20 萬(wàn)元，計(jì)劃年末開(kāi)始還款，每年還款一次，分 3 年償還，銀行借款利率 6%，計(jì)算每年還款額為多少？ 解： A=P/(P/A， i， n) =20/(P/A， 6%， 3) = 20/ = （萬(wàn)元） 答：每年還款額為 （萬(wàn)元）。 ，建設(shè)期 3 年，銀行貸款利率 8%，從第四年投產(chǎn)起每年年末償還本息 90 萬(wàn)元，償還 4 年。計(jì)算該企業(yè)借款額是多少？ 解： )4%,8,/(90),/(3%)81(1)1(1????????????APniAPAP ni 答：該企業(yè)借款額是 （萬(wàn)元）。 5. 在你出生時(shí)，你的父母在你的每一個(gè)生日為你存款 2 000 元，作為你的大學(xué)教育費(fèi)用。該項(xiàng)存款年利率為 6%。在你考上大學(xué)（正好是你 20 歲生日）時(shí)，你去銀行打算取出全部存款，結(jié)果發(fā)現(xiàn)在你 4 歲、 12 歲時(shí)生日時(shí)沒(méi)有存款。問(wèn)你一共可以取出多少存款？假如該項(xiàng)存款沒(méi)有間斷，你可以取出多少存款？ 解： 一共可以取出的存款為： 2021〔（ F/A， 6%， 20）－（ 1+6%） 17 +（ 1＋ 6%） 8〕 ＝ 2021〔 － － 〕 ＝ （元） 假設(shè)沒(méi)有間斷可以取款數(shù)為： 2021〔（ F/A， 6%， 20） ＝ 2021 ＝ 73572 （元） 請(qǐng)您刪除一下內(nèi)容， O(∩_∩)O謝謝！??！ 2021 年中央電大期末復(fù)習(xí)考試小抄大全，電大期末考試必備小抄，電 大考試必過(guò)小抄 Shanghai’s Suzhou Creek has witnessed much of the city’s history. Zhou Wenting travels this storied body of water and finds its most fascinating spots. Some lucky cities can boast a great body of water, like London with the river Thames and Paris wi th the river Seine. Shanghai is privileged enough to have two great bodies of water: Huangpu River and Suzhou River became famous when colonists established clusters of grand buildings on its banks on what became known as the bund. Today, the bund overlooks the breathtaking skyline of Lujiazui financial district. Shanghai’s other body of water, however, Suzhou Creek, has been somewhat overshadowed. Suzhou Creek links the inland cities of Jiangsu province with Shanghai. When the British colonists, who arrived in the city after it was opened as a mercial port in 1843 found they could reach Suzhou, Jiangsu province, via the creek, they named it Suzhou Creek. Thanks to its location, a large amount of cargo and travelers were transported via the creek before rail links were established. But after a century of being utilized as a waterway to transport goods and labor, the creek grew dark and smelly. Industrial factories were established along the banks. In the 1990s it became a key task of the city government to clean the creek. Suzhou Creek, which snakes 17 km from the iconic Waibaidu Bridge downtown to the outer ring road in west Shanghai, maps the changing periods of the city’s hist
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