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nd accidents, and partial losses caused by accidents. Mr. Blake: Then what is the difference between . and .? Mr. Chen: The protection under the . clause will be almost the same as that offered by the . clause The . clause does not cover partial loss of the nature of particular average, whereas the . clauses cover such losses when they exceed a prearranged percentage. ?back Dialogue Mr. Blake: I see. What about all risks? Mr. Chen: All risks means WPA plus additional risks, or extraneous risks, risks not incidental to transport by sea. Mr. Blake: Ok. What will you plan to cover for our consignment? Mr. Chen: All risks is suitable for yours. Mr. Blake: Does All Risks include Breakage Risk? Mr. Chen: Breakage is a special risk, for which an extra premium will have to be charged. In addition, the straw bags aren’t delicate and not likely to be damaged on the voyage. All Risks is the best choice. Mr. Blake: So what is the usual insurance amount? Mr. Chen: 110% of the invoice value. Mr. Blake: What if I want 130% coverage? Mr. Chen: This can be done, but you have to bear the additional premium. Mr. Blake: In that case, I’d rather have 110%. Mr. Chen: All right. ?back Career Skills: Showing Cause and Effect Warmup When talking about the consequences of events and situations it is useful t