【正文】 all, the use of letter of credit would increase transaction costs, for the rational traders do not use。 second, the bank have and sellers malicious collusion to deceive bank documents fraudulent payments。 Second,for importers examine the document to prevent document fraud not to open a transferable letter of credit the situation of the transport track bulk modities, it is necessary to provide the exporter of the modity inspection certificate issued by authoritative organizations we choose FOB price of transation。 right quantity of goods, quality, delivery, etc. The problem is not caused by breach I bear, exporters to sell all of the accounts receivable ,etc. import and export of both the host country of the economic and trade systems of the existence of differences and different sysems of qualifiction and so on ,so factoring business can not be pletely riskaverse. Select International Factoring settlement ,we should pay attention: First,choose a good credit, overseas branches and more stringent factoring account management institutions。 Third, in the importer’s credit limit within the shipping, more than the amount of risk, factoring panies will not assume the liability。s banks a row), then the task of receivables transferred over to the collection of people (the buyer country39。s leading banks, designed to ensure funds safely. We know that the bill of lading are prescribed by the carrier to sell the goods receipt, but also transport contracts, and property documents. The operating rules of the bill of lading is: Who delivery, the carrier to whom to open bills of lading。s credit to the buyer to provide a convenience financial intermediation. This deal at home and abroad is mon. Under these conditions, if the buyer can not accept a draft to provide full payment when the guarantee, banks pay a single act is actually a single act by. How to use a single case to ensure safe collection, the collecting bank will usually send track delivery, and require the buyer to deposit the goods on behalf of the bank warehouse, placed in the supervision of banks。 to ensure the security of payment, the seller will usually accept the mission39。s exports of goods and sold to Russia39。s bill, it and the Carriage of goods receipt, entrusted with the Bank of China payment to the buyer in Hong Kong. Bank of China Bank of China subbranch in Hong Kong over to collection agency. Hong Kong, the buyer must pay to get to the collecting bank, Carriage of goods receipt, and harbor has enabled oneway CTS warehouse pick up . The above analysis is not difficult to see the face of domestic trade to land way more features to play an intermediary role of banks, where banks opened to the buyer as the consignee consignment note, the collection is a very viable approach. in the present rapid development of logistics enterprises in the conditions, banks would not have to worry about storage and transportation。 then wait for the factoring business to recover all the money the buyer. The event of nonpayment or late payment importers, factoring panies have no right of recourse to the seller prior advances, and also bear the responsibility to pay the balance. Factoring without recourse to the collection of such services will be put to bear all the mercial risk of their own situation. This is of course fierce petition in the factoring business of tragic choice, but it is also based on the risk factor to the importers on the basis of the precision grasp. International Factoring has the world39。s credit.