出國(guó)留學(xué)貸款-在線瀏覽
2024-10-20 22:22本頁(yè)面
【正文】 證金貸款是用于受教育人出國(guó)留學(xué)保證金所需資金的貸款。最低為1萬元，最高不超過50萬元。期限在一年以內(nèi)（含一年），按合同利率計(jì)息，遇法定利率調(diào)整時(shí)，合同利率不變；期限在一年以上，利率一年一定，遇法定利率調(diào)整時(shí)，則在下一個(gè)利率確定日按中國(guó)人民銀行調(diào)整后的利率執(zhí)行；貸款逾期又未批準(zhǔn)延期的部分，按中國(guó)人民銀行規(guī)定的逾期貸款利率收取利息。申請(qǐng)留學(xué)教育貸款的借款人，除上述證明外，還需提交以下材料：（一）受教育人的護(hù)照及使館簽證，并提供復(fù)印件供貸款人存檔；（二）受教育人境外就讀學(xué)校出具的入學(xué)錄取通知書；（三）借款人提供下列項(xiàng)目之一或幾種證明資料：；；；。對(duì)抵押物須提交由有關(guān)部門出具的價(jià)值評(píng)估報(bào)告和保險(xiǎn)文件，對(duì)質(zhì)押物須提供權(quán)利證明文件。貸款限額：不超過費(fèi)用總額（學(xué)雜費(fèi)用和正常生活費(fèi)用）的80％，單筆金額原則不超過4萬美元。期限在一年以內(nèi)（含一年），按合同利率計(jì)息，遇法定利率調(diào)整時(shí)，合同利率不變；期限在一年以上的，遇利率調(diào)整，按中國(guó)銀行關(guān)于利率調(diào)整的規(guī)定進(jìn)行利率調(diào)整。貸款人要求提供的其他證明文件和材料。對(duì)外經(jīng)貿(mào)大學(xué)留學(xué)專家介紹，人民幣貸款分為在獲得出國(guó)簽證前的出國(guó)留學(xué)保證金貸款和獲得出國(guó)簽證后的留學(xué)教育貸款，其中出國(guó)留學(xué)保證金貸款是用于受教育人出國(guó)留學(xué)保證金所需資金的貸款。最低為1萬元，最高不超過50萬元。期限在一年以內(nèi)（含一年），按合同利率計(jì)息，遇法定利率調(diào)整時(shí)，合同利率不變；期限在一年以上，利率一年一定，遇法定利率調(diào)整時(shí)，則在下一個(gè)利率確定日按中國(guó)人民銀行調(diào)整后的利率執(zhí)行；貸款逾期又未批準(zhǔn)延期的部分，按中國(guó)人民銀行規(guī)定的逾期貸款利率收取利息。貼心小提示申請(qǐng)留學(xué)教育貸款的借款人，除上述證明外，還需提交以下材料：（一）受教育人的護(hù)照及使館簽證，并提供復(fù)印件供貸款人存檔；（二）受教育人境外就讀學(xué)校出具的入學(xué)錄取通知書；（三）借款人提供下列項(xiàng)目之一或幾種證明資料： ； ； ； 。對(duì)抵押物須提交由有關(guān)部門出具的價(jià)值評(píng)估報(bào)告和保險(xiǎn)文件，對(duì)質(zhì)押物須提供權(quán)利證明文件。從中國(guó)銀行推出出國(guó)留學(xué)貸款這一服務(wù)可以看出，留學(xué)已經(jīng)是大勢(shì)所趨。第四篇：出國(guó)留學(xué)Should I Study Abroad?Every year thousands and thousands of people leave the forts of their homes to learn English in countries such as the United States, Canada, England, and do they do it?Many feel that by studying a language in a country where it is spoken, they will be able to learn it more feel that studying abroad gives them a kind of prestige in their home may even lead to a better quite a few people want to study abroad for the pure pleasure and excitement it living and studying in another country can also have its everyone experiences some level of a few people go home earlier than expected because their ideas about living in another country were different from learning English abroad something you are interested in?Whether to learn alanguage by studying abroad is a big should be aware of what you are getting into before you start packing your of Studying AbroadStudying abroad does not mean you will learn English people think that they just need to live in another country and they will learn the local is not pletely still need to pay attention and are people who live in foreign countries for many, many years without knowing the language , it will probably e to you easier and faster than if you just studied the language in your home abroad can be will probably have times when you miss your family, friends, food, and everything everyone goes through some culture will have to realize and accept that it will take some time to adjust to a new way of abroad can be is no doubt that it takes money to study can vary from kind of expensive to very places don39。t get away from eyes are opened to the often grow up thinking that our way of doing things is the only way, or sometimes the best living in a new culture helps us realize new ways of doing things, and also helps us to see t
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