【正文】 ontract and its relevant annexes have been legally signed and entered into force. The guarantee rights or similar priority rights have been legally established and entered into force (if any): for the loan guaranteed by means of mortgage, its insurance and mortgage registration procedures have been pleted, and the collateral registration voucher, ownership voucher, mortgage right voucher / other right voucher, and insurance policy original copy have been delivered to the lender for possession。 for the pledge act requiring handling with registration procedures according to the law, the registration has been pleted. A pulsory notarization has been processed by the notarization office approved by the lender for the present contract and the guarantee documents related with the present contract as well as other files (if the lender requires). The borrower has opened a bank account for money withdrawal, interest payment, expense payment, repayment and etc. as required by the lender. Other conditions proposed by the lender. Notwithstanding the provisions of the preceding paragraph, the establishment of the above conditions for money withdrawal does not represent that the lender necessarily has the obligation to release the loan when the above conditions are meet. The lender may suspend, and reduce or cancel the release of the loan and notice the borrower under the circumstances that the lender needs to adjust and increase the conditions for the loan release according to its own limits due to the changes of law, rules and regulations as well as policies or the restrictions of the government’s macro currency policies or financial regulatory policies or that other major incident change occurs。 the repayment date of each For the loan period is more than one year (exclusive of one year), one of the following repayment methods can be selected (please select it by ticking the appropriate box): □ Adopt the method of matching the repayment of principal and interest.The amount of repayment of principal and interest for each period = loan principal interest rate per period + loan principal interest rate per period 247。 total repayment periods + (loan principal – the accumulative repaid principal amount) interest rate per period□ Other repayment method: is made on schedule on the basis of taking every 2 months as a period, then here shall be filled in with “2”, and the number filled in shall not be more than 12 months)。 if the days of actual occupation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are more than one period, then the initial loan repayment interest will be calculated respectively according to the interest repayable for one period and the interest repayable for the part of those which are more than on period。 if the days of actual occupation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are equal to one period, then the initial loan repayment interest will be determined by the interest repayable for the current period calculated according to the agreed repayment method. The borrower shall, before the zero clock of each date of repayment of principal and interest agreed in the present contract, deposit the loan principal and interest in full into the loan repayment account (settlement account) opened by the borrower at the place of the lender. The bank card No. or allinone current account No. of the loan repayment account is The borrower hereby irrevocably authorizes the lender to withhold the due loan principal and interest repayable from the said deposit account on its own initiative. If requiring to change the loan repayment account during the loan period, the borrower must file an application to the lender in advance and sign a new agreement on authorization for withholding after the consent of the lender and specify the start date of the new loan repayment account before its implementation. If the deposit account which the borrower authorizes the lender to withhold from is an overdraft account, then the borrower hereby irrevocably further authorizes that, when the deposit balance in the said account is insufficient to pay back the loan principal and interest of the current period, the lender may withhold the loan principal and interest of the current period by means ofoverdraft within the range of the allowable overdraft amount, and the borrower shall bear the overdraft principal, interest and the related costs arising therefrom. The borrower shall repay the loan principal and interest on schedule. If the borrower fails to repay the due loan principal and interest in full on schedule as required, the lender will have the right to withhold the outstanding and due principal, interest, default interest and the related costs (including attorney fee, litigation fee, auction fee, and other fees for realization of the creditor’s rights) from part or all of the accounts that the borrower opened at the place of the lender and the other business offices of the lender’s head office system. If the loan repayment is overdue, then overdue default interest of the outstanding loan principal and interest shall be paid together with the repayment of the overdue loan principal and interest, and the lender will have the right to charge a pound interest for the interest unpaid by the borrower. Except the circumstance of adopting a fixed interest rate, if the lender adjusts the amount of repayment of the principal and interest for each period due to by the interest rate adjustment factor of the People’s Bank of China, the borrower shall unconditionally execute it. If repaying the loan in advance, the borrower shall obtain prior written consent of the lender. Without written consent of the lender, the borrower shall still repay the loan principal and interest in accordance with the period specified in the contract. If t