【正文】 我會的。s “Buyer Beware” programme, where we give you 大家好,歡迎來到今天的“金律”項目,我們給你的地方some tips on how to spend your money wisely. Now, in today39。re 一些建議關(guān)于如何明智地花你的錢。s start by looking at baby cots, that39。讓我們首先看嬰兒床,這是for children of up to three years old. We tested three different cots all in the 三歲的孩子。The first cot we looked at was by Baby Safe and it had several good points to 我們第一套看著是嬰兒安全,它有幾個優(yōu)點remend it. Our testers liked the fact that it had four wheels, so it was easy to 推薦。這床是唯一輕微問題沒有剎車,but they didn39。起初他們有點擔(dān)心about the side bar, because they felt babies could trap their fingers in it, but our 側(cè)邊欄,因為他們覺得孩子可能陷阱手指,但我們的testers felt that this was unlikely to happen so they have given this one a verdict 測試人員認為這是不太可能發(fā)生,所以他們給了這一裁決of “satisfactory”. “令人滿意”。在side, our testers did not like the fact that the side of the cot did not drop down, 方面,我們的測試人員不喜歡的事實,一邊床沒有掉下來,making it difficult to pick up newborn babies. However, the real problem with this cot was the space between the bars。這床然而,真正的問題在于酒吧之間的空間,我們的測試人員發(fā)現(xiàn)他們太寬baby could easily trap his head. We felt this was a real safety hazard and so we 嬰兒很容易陷阱。m afraid. 標簽這一危險,我害怕。s Choice cot. This cot was slightly 最后對母親的選擇床更好的消息。 the only niggle 方便。制造商已經(jīng)答應(yīng)停止this practice. As this cot will then be safe in every way, we have made the 這種做法。s Choice cot our best buy. Congratulations Mother39。祝賀你媽媽的選擇!So, what features should you look for in a baby39。我們建議,if you are buying a cot, do make sure that any metal present is not rusted or bent 如果你買一個床,確保任何金屬沒有生銹或彎曲in any way. You should ensure your cot has only rounded or smooth edging 以任何方式。And now on to beds for toddlers ... 現(xiàn)在在為幼兒床……SECTION 3 第三節(jié)ANDREW: Excuse me, I was told to e here for advice about, erm, Management 安德魯:對不起,我被告知來這里尋求建議,嗯,管理Diploma courses? 文憑課程嗎?MONICA: You39。嗨,我的名字是莫妮卡。我的名字叫安德魯,安德魯MONICA: So, Andrew, have you seen our diploma course prospectus yet? 莫妮卡:所以,安德魯,你看過我們的文憑課程說明書了嗎?ANDREW: Yes, I39。事實上,我認為關(guān)于課程的信息content was really useful, but I39。m a bit confused by all the 內(nèi)容非常有用,但恐怕我有點搞糊涂了different ways you can do the course: fulltime intensive, parttime and so 不同的方式你可以做課程:全日制密集,所以兼職on. 上。s see if I can help. I think each course type has its advantages and 莫妮卡:好了,看看我能幫你。你現(xiàn)在工作嗎?ANDREW: Yes. I39。modular39。我已經(jīng)在當?shù)蒯t(yī)院的管理部門工作安德魯:“模塊化”的課程呢?我需要做什么?for the last three years. And before that I worked in the office of a 在過去的三年。ve got about five 計算機工程公司兩年了。m hoping to focus on is 年以上相關(guān)工作經(jīng)驗。MONICA: I see. And are you planning to leave your current job to study, or are you 莫妮卡:我明白了。t want to quit my job or 安德魯:我想知道我的選擇是什么,真的。MONICA: Right, so you don39。s also a question of finances. You see, my office have 安德魯:不,不會。你看,我的辦公室agreed to pay the cost of the Course itself, but I would have to take 同意支付的成本本身,但我必須采取unpaid leave if I want to study fulltime and, well, I don39。MONICA: OK. Well, you have two other possibilities: you could either do the 莫妮卡:好。t have to 兼職課程——這將在兩年內(nèi),你不需要take any time off work or you could do what we call a 39。 course. 采取任何時間工作,或者你可以做我們所說的“模塊化”課程。s quite 你可以在十八個月如果你想要,或者更長,很flexible and it would be up to you. 靈活,它將取決于你。兼職課程包括什么?MONICA: For that you would join an evening class and have a lecture twice a week. 莫妮卡:你會加入一個夜校和每周兩次講座。d have to attend a seminar or discussion workshop one 然后,你必須參加一個研討會或討論車間一個weekend a month. 周末一個月。s a mixture. You39。你會將每個月寫一篇文章,which counts towards your final assessment. You have a case study to do 對你最后的評估,計數(shù)。ANDREW: So, that39。這聽起來like a lot of studying and really tiring. 像很多學(xué)習(xí),很累人的。t have much free time! MONICA: That39。That way you can cover a lot of coursework and attend lectures and 那樣你就可以覆蓋大量的課程和參加講座和seminars during the day. And each module lasts for one term, say, about 白天的研討會。有明顯的優(yōu)勢——最主要的一個being that you can study in a much more intensive way, which suits some 是,你可以在更密集的研究方式,適合一些people much better. 人好多了。modules39。t need to be away from the office, and how long it takes is up to you. 不需要離開辦公室,需要多長時間是取決于你。t have to study and work. You can focus 安德魯:重要的是,你不需要學(xué)習(xí)和工作。MONICA: Yes, I can see that. It certainly sounds attractive! It would be more 莫尼卡:是的,我可以看到。d have to support myself without pay for each 不過,貴。ANDREW: That39。t you talk 安德魯:這是真的,這可能是一個問題。ve been looking at the attitudes of various social and cultural groups towards 好的,我們一直在研究各種社會和文化團體的態(tài)度the management of their personal finances how important they feel it is to save money, 個人財務(wù)的管理,為了省錢,他們覺得它是多么重要,and what they save their money for. One aspect that we haven39。一個方面,我們還沒有考慮性別。re basically asking whether men and women have 如果我們考慮性別問題我們基本上要求男性和女性是否有different attitudes towards saving money, and whether they save money for different 不同的態(tài)度存錢,他們是否省錢為不同things: 件事:Back in 1928 the British writer George Bernard Shaw wrote in his Intelligent Women39。蕭伯納在他聰明的女子Guide to Socialism and Capitalism that A man is supposed to understand polities, 指導(dǎo)社會主義和資本主義,一個人應(yīng)該理解政治,economics and finance and is therefore unwilling to accept essential instruction. 39。的謊言也said, 39。. Now, though these 說,一個女人,有更少的自命不凡,更愿意學(xué)習(xí)”。Let39。研究婦女在北America have found that women are far more likely to save for their children39。同樣的研究發(fā)現(xiàn),男性,另一方面,往往除了一輛車,它的way takes a surprisingly large amount of the household budget in North America. But the 驚人的方式將在北美的家庭預(yù)算。re earning, 其他主要優(yōu)先考慮男性當存錢是他們的退休。re far more likely to put money aside for their old age than women are. 他們更有可能把錢為他們的年齡比女性。s consider this for a moment. To start with, it is a fact that 遠遠大于男性。首先,這是一個事實throughout the world, women are likely to live many years longer than men, so they need 整個世界,女性可能比男性多活許多年,所以他們需要money to support them during this time. Since women are likely to be the ones left 錢來支持他們在這段時間。t have a spouse to look after them. Furthermore the high divorce rates in North 他們沒有配偶照顧他們。這是離婚婦女誰會最多often have to look after the children and thus they need more money to look. after not